Ubungqina kunye neengxaki zekhadi lokukhawuleza
Ukuchaza ukujonga iiCards
Eyaziwa nangokuthi ngamakhadi e-debit , i-check cards ikhadi lokuhlawula elikhawulela i-akhawunti yakho yokukhangela. Ngamanye amagama, xa usebenzisa ikhadi lakho lokutshekisha, iimali zokuthenga ziza ngqo kwi-akhawunti yakho yokujonga.
Cinga ngekhadi lokukhangela njengenguqu yeplastiki yesheke. Kuphela, zilungele ukusetyenziswa kwaye zamukelwe ngokubanzi.
Ngelixa inani lezithuba zoshishino alithathi amasheke, amashishini awamkela ngokukhawuleza amakhadi okukhangela okanye amakhadi okutsalwa . Iinkampani ezingenakuthatha amakhadi e-debit zifana kunye ezingenakuthabatha amakhadi esikweletu. Ngokuqhelekileyo, ezi ndawo zizithuba zemali kuphela kwaye zifuna ukukhusela iirhafu zeentengiso kufuneka zihlawule ukusebenzisa i-debit kunye nekhadi lamatyala .
Yintoni enokuyilindela xa wenza i-Check Check Card
Khangela iintlawulo zekhadi zihlala zicutshungulwa njenge-debit "okanye" ngetyala ", ngoko ke xa usesitokisini esitolo esilungele ukuthenga, uthi, ukutya kwakho okanye iimbatho ezintsha, unokubuza ukuba ungathanda njani ukuhlawula: i- credit okanye debit.
Kubantu abaninzi, ukhetho aluyi kubakho nantlungu, nangona ukuxhatshazwa kuya kuqhutywa ngokukhawuleza kuneentlawulo zentengo. Kungenxa yokuba ukuba unquma ukwenza ukuthenga usebenzisa ikhadi lakho lokutshekisha njenge-debit, uya kucelwa ukuba ufake inombolo yakho yokuchonga (i-PIN) kwaye imali iya kutsalwa ngokukhawuleza.
Ngakolunye uhlangothi, inkokhelo yekhredithi iya kubakho "kwindawo elindileyo" kwi-akhawunti yakho kude kube neentlawulo zentlawulo ngosuku okanye emva koko.
Ukuba ukhathazekile malunga nePIN yakho ebiwe okanye yonakaliswe ngandlela-thile, unokufuna ukusebenzisa ikhadi lakho lokukhangela kunye nenketho yekhredithi. Kule meko, umrhwebi uya kuludibanisa ikhadi lakho kumfundi wekhadi, okanye umqhubi, kwaye uya kucelwa ukuba utyikitye ukuthengwa, njengoko uthanda ukuyenza xa wenza ikhadi lokuthenga ngetyala.
Kodwa imali iya kuhlawulwa ngqo kwiakhawunti yakho yokujonga, ngoko ke igama elithi "hlola ikhadi." Abanye abathengi bakholelwa ukuba ukusebenzisa ikhadi lakho lokutshekisha njengekhadi lesikweletu kuyindlela ekhuselekileyo kuba inqanda abanye ukuba bangene kwiPIN yakho.
Imiba yokusebenzisa iKhadi lokuTyala
Ngenxa yokuba ukhangele amakhadi, okanye udibanise amakhadi, uhoxise imali ngqo kwiakhawunti yakho yokukhangela , ziza zengozi. Umzekelo, ukuba ikhekhi yokutshekisha isele , isela liya kuthatha imali yakho yangempela. Oku akunjalo ukuba ikhadi lekhredithi libiwe. Kwakhona, ezininzi iindawo, kuquka ihotele, iinkampani zokuqasha imoto, kunye nezitishi zegesi, zingabamba i-akhawunti yakho xa usebenzisa ikhadi lakho lokubambisa ukuthenga. Oku kunokukhokelela ukuba uhlawulise i-akhawunti yakho xa ungazi malunga nokubamba.
Kuthe uthenge igesi nge-35, kodwa engaziwayo, isiteshini segesi safaka i-akhawunti yakho i-$ 100 ukuqinisekisa ukuba iya kufumana intlawulo kwintengiso. Ukuba unayo i-akhawunti engama-200 kwi-akhawunti yakho ngelo xesha kwaye i-akhawunti yesi-85 isheke ikhuphe i-akhawunti yakho, i-akhawunti yakho iya kuhlawulwa i-$ 20.
Oku kungakhokelela kwiintlawulo kunye nemirhumo eya kubeka i-akhawunti yakho ebomvu ngakumbi. Ngenxa yolu hlobo, iingcali ezininzi zezezimali zicebisana nokusetyenziswa kwamakhadi ezitshixo kwizikhululo zegesi, amahotele kunye nezinye izibonelelo eziqhelekileyo zibeka ukujonga iakhawunti xa kuthengwa kwenziwa ngekhadi lokubambisa.