Indlela yokudala nokukhumbula iiPIN ezinamandla
Inombolo yesazisi somntu (iPIN) yikhowudi yokukhusela ukuqinisekisa ubungqina bakho. Ngokufana nephasiwedi, i-PIN yakho kufuneka igcinwe yimfihlo kuba ivumela ukufikelela kwiinkonzo ezibalulekileyo ezifana nokukwazi ukurhoxisa imali, ukuguqula ulwazi lomntu siqu kunye nokunye. Ngokungafani namaphasiwedi amaninzi, i-PIN inombolo kuphela-ayikho iileta okanye abalinganiswa abakhethiweyo kwi-PIN.
IipNIN zisetyenziselwa ukuthengiswa kwemali kunye (kunye nemali) yemali mboleko.
Kodwa ungasebenzisa i-PIN nantoni na ukuvula umnyango ukuvula ifowuni.
Iipinithi ngamanye amaxesha zibizwa ngokuba "iinombolo zepini," ezidlulileyo kuba igama "inombolo" sele lifakwe "kwi-PIN."
Iipinki zeMali
Iiphini ze-ATM: Xa ufumana imali kwi-ATM ene-debit okanye ikhadi lekhredithi, kufuneka ufake iPIN ukubonisa ukuba ugunyazisiwe ukuba uhoxise. I-PIN isebenza njengendlela yesibini yokuqinisekisa. Nabani na onokufumana ikhadi lakho , kodwa kuphela kufuneka ukwazi i-PIN esebenza nekhadi.
Iipiniti zekhadi zisoloko ziphindwe ngamadijithi amane, njengama-1234. Kungcono ukusebenzisa iPIN enzima ukuyicinga (nangona abanye abantu bewutyeshela loo ngcebiso), kwaye kukho izicwangciso eziliqela zokudala iiPIN ezininzi ngaphantsi.
Iipiniti zokuthenga zekhadi: Ungaphinda ufune i-PIN ukuthenga ngokuthenga kwakho kunye nekhadi lakho lekhredithi kumthengisi. Kwakhona, i-PIN iqinisekisa ukuba ugunyazisiwe ukusebenzisa ikhadi.
E-US, ngamakhadi e-credit-chip avunyelwe ngamanye amaxesha adinga i-PIN kwi-checkout, kodwa isayinela iyaxhaphaka.
Kwamanye amazwe, ukungena kwi-PIN kukuqhelekileyo-kwaye amanye amakhadi akhutshwe e-US awahambelani neenkqubo zokuhlawula ngaphandle. Hlola ebhanki yakho ngaphambi kokuba uthabathe ikhadi lakho elizweni.
Xa uhlawula ngekhadi lebit debit kwaye ukhethe "Debit" kwi-checkout, uya kufuneka ufake iPIN. Ukuba ukhetha "iNgxowa-mali," uya kusayina ukuthenga.
Ezinye izinto: Ngaphandle kwePINs ozimisele kunye nebhanki yakho okanye umanyano wekhredithi, phantse nayiphi na inhlangano inokukucela ukuba usungule iPIN. Ingcamango ifanayo-i-PIN yakho ikhowudi eyimfihlo eqinisekisa ubungqina bakho. Umzekelo, unokufuna iPIN kwi:
- Fumana i-akhawunti yakho ye-401k ngokokuqala ngqa
- Yenza utshintsho kwi-akhawunti yakho yefowuni (hlaziya idilesi yakho okanye isicwangciso senkonzo)
- Ifayile kunye nokuhlawula irhafu ngekhompyutha
Khuselo lwePIN
Ngenxa yokuba ii-PIN zikhusela ulwazi olubucayi (kunye nemali yakho), kulungile ukusebenzisa iPIN enzima ukuyicinga. Gwema ukuquka izinto ezilandelayo kwi-PIN yakho:
- Ukulandelelana kwamanani amaninzi afana ne-1234 okanye 0000 (kuquka ukuphindaphinda: 1122 okanye 2233)
- Imihla ebalulekileyo, njengonyaka wakho wokuzalwa okanye usuku lokuzalwa komlingane
- Naliphi inxalenye yeNombolo yoKhuseleko loLuntu
- Naliphi inxalenye yedilesi yakho okanye inombolo yefowuni
Iipinki ezide zikhuselekileyo kuneepinifini ezimfutshane kuba kukho iindlela ezininzi zokudibanisa iinombolo kunye. Ngokomzekelo, ukuba usebenzisa i-PIN eneenombolo ezine, kukho ukuhlukahluka kwezinto ezili-10 (ukuqala ngo-0000, 0001, 0002, njalo njalo). I-PIN eneenombolo ezintandathu, kukho iikhowudi ezi-miliyoni enye, ngoko kunzima ngamasela kunye neenkqubo zekhompyutha ukuqiqa ngokucacileyo iPIN yakho.
Naluphi na ukhetho, hamba ngePIN ede.
Ezinye iinkqubo ezingagqibekanga kwi-PIN yedijithi ezine, kodwa ungakhetha ukusebenzisa ixesha elide (kwi-iPhones, umzekelo). Ii-PIN ezinamandla zilunge kuba iinkqubo ezininzi zokukhusela i-akhawunti yakho (ubuncinane okwethutyana) emva kwemizamo emithathu okanye engaphumeleli. Oku kukunika wena kunye nebhanki yakho ithuba lokufumana oko kwenzekayo, kwaye iqhubeka inkqubela ngokukhawuleza ukuba nabani na ozama ukuqiqa i-PIN yakho.
Gcina Imfihlo, kodwa iyafumaneka
Ngenxa yokuba i-PIN igunyazisile (okanye ubani owaziyo) ukufikelela kwingcaciso engacaluliyo, kubalulekile ukugcina inombolo yecala. Khusela, kwaye ungalokothi ubhale kwi-ATM yakho okanye ikhadi le-debit-amasela azi ukuba ukhangela amakhodi amane eneenombolo ezibhalwa emakhadi asebiwe.
Ukufihla ukungena kwePIN: Xa ufaka i-PIN yakho kwi-ATM okanye irejista yemali, gubungela ikhiphedi ngesandla sakho samahhala ukuze kungabikho mntu ongakubona oko uthayiphayo.
Amasela angakwazi ukufaka iikhamera ezifihliweyo kwiATM kunye nezinye izixhobo (ezifana neepompo zegesi) zokurekhoda iiPINs. Ukuba ufuna ukukhusela okukhuselekileyo, thintela ezinye iitshixo emva kokuba ufake i-PIN yakho ukukhusela ikhamera ezikhuselekileyo zokushisa kunye namanye amacebo.
Elula ngokukhuselekayo: Iipinki ziyakunzima ukukhumbula-ingakumbi ukuba unamakhadi amaninzi. Oku kudala imeko ecelomngeni: Amanyathelo angqongqo okukhuselekileyo ayakunzima ukusebenzisa. Ngenxa yoko, unokulingwa ukuba uthathe amancinci njengokuphinda usetyenzise i-PIN efanayo okanye usebenzisa amanani ukusuka kwosuku lwakho lokuzalwa. Ngethamsanqa, amaqhinga amaninzi akwenza kube lula ukugcina ii-PIN ngokukhuselekileyo (ngelixa zenza kube lula ukufikelela okanye ukukhumbula).
Abaphathi bephasiwedi : Ngokukodwa ukuba unayo iipinisi ezininzi, kunokunceda ukuba ube nerekhodi yePIN nganye kunye ne-akhawunti. Abaphathi bephasiwedi zixhobo zokunceda ukwenza oku (bhetele kunokuba kunikwe inqaku elinamathelisi kwinqanaba lakho okanye kwisikhwama sakho). Phuhlisa kwaye ukhumbule iphasiwedi eqinileyo yomphathi wephasiwedi, kwaye unokwazi ukubheka i-PINs yakho xa kuyimfuneko.
Ngezantsi, sichaze iindlela ezininzi zokudala ii-PIN ezintle kwaye zenze kube lula ukuyisebenzisa.
Isicwangciso # 1: I-Word Method
Enye indlela yokudala nokukhumbula i-PIN kukuyidala kwigama .
Cinga ngamanani kunye neeleta kwifowuni yefowuni. Ngaba uye wakha wasebenzisa igama elithi "ukudayela ngegama" ukuze ufumane umntu kwincwadi yefowuni yenkampani? Ukusebenzisa ingcamango efanayo, unokusekela i-PIN yakho ngelizwi, okwenza kube lula ukukhumbula.
Ngokomzekelo, igama elithi "igama" liguqula kwi-PIN 9673 (i-W i-9, i-O i-6, njalo njalo).
Ukungahambi kakuhle kweefayile zePIN kukuba iiprogram zokuqhawula ngokuzenzekelayo zingasebenzisa amagama ukusuka kwisichazizwi ngokuhlaselwa ngamandla. Nangona kunjalo, ezininzi iinkqubo zebhanki ziya kuzikhupha emva kweminye imizamo engaphumeleli. Ungasebenzisa isichazamazwi-uluhlu lweetekisi elithetha into kodwa alikho igama elifumaneka kuyo nayiphi isichazamazwi.
Isicwangciso # 2: Indlela yoMhla
Enye indlela yokudala nokukhumbula i-PIN enhle kukuyakha kwimini ebalulekileyo . Umzekelo, ukuba usuku lwakho lokuzalwa nguNovemba 15, 1946, unokwenza i-PIN evela kwi-birthday yakho. Ungasebenzisa i-1115 (ngenyanga yeshumi elinanye kunye neshumi elinesihlanu). Ungazama kwakhona 1546.
Ukungonakali kweli ndlela kukuba umntu owaziyo unokukwazi ukuqaphela iPIN yakho ngolwazi lwakho lobomi bakho. Ngaphezulu, amasela anokufumana lula umhla wakho wokuzalwa kunye nolunye ulwazi oluthile kwi-intanethi-ngokusebenzisa iindaba zoluntu, ii-database yolwazi, kunye nedata ebiwe ukuthengiswa kwi-intanethi. Iziphumo ezilungileyo, zidibanisa amanani: Sebenzisa inxalenye yosuku kunye nenxalenye yendawo ehlukileyo (idilesi yakho okanye ubungakanani beesanti, umzekelo).
Isicwangciso # 3: I-Cell Phone Friend Method
Ifowuni yakho yefowuni inamaninzi okanye amaninzi oonxibelelwano.
Yongeza uqhagamshelwano olutsha kunye nokufihla i-PIN yakho kuloo nombolo yefowuni yomnxeba. Ngokomzekelo, ukuba iPIN yakho ingu-1212, unokongeza inombolo yocingo 555-123-1212 (kodwa sebenzisa inombolo yefowuni ekhangelelene nomhlaba-engekho ikhowudi yendawo engafaniyo ye-555). Le ngongoma "yokufihla ngokubonakalayo."
Impendulo kule ndlela kukuba unokulahlekelwa ifowuni okanye ifowuni okanye ube nebhetri yefowuni efile. Ngaphezu koko, akukhuselekile ukufowunelwa ngefowuni yakho rhoqo xa uya kwi-ATM-ufuna ukukhawuleza kwaye uqhubeke.
Isicwangciso # 4: Indlela yokongeza
Enye indlela yokwenza i-PIN yakho ilandelelanise ukufaka amanani kwinombolo oyaziyo kakuhle. Umzekelo, unako ukongeza enye kwinani ngalinye le-PIN yesiseko. Ukuba uqala ngo "1234," ungeze enye kwisithuba ngasinye uze uphele "nge-2345." Ngokuqinisekileyo, lo ngumzekelo ogqithiseleyo, kwaye uya kufuneka ufumane ubuninzi bokubambisa naluphi na ukhuseleko olunentsingiselo.
Kuthiwani Ukuba Awukwazi I-PIN yakho?
Ukuba awukwazi i-PIN yakho, unokufuna ukucela eyodwa kwiziko lakho lemali. Kwezinye iimeko, awukwazi ukukhetha iPIN yakho yokuqala-umnikezeli wesevisi unika i-PIN kunye nawe nawaphi na amakhadi (xa kwenzeka ikhadi lakho libiwe kwi-imeyile). Ngokuqhelekileyo unakho ukhetho lokutshintsha i-PIN yakho, kwaye unokufuneka ukuba wenze njalo.
Nangona kunjalo, ezinye iibhanki zikuvumela ukuba ukhethe iPIN yakho njengokuba ikhadi lakho liprintwe.
Xa ulahleka okanye ukhohlwe i-PIN yakho, uya kufuneka uyibuyisele kwakhona. Oku kungadinga ukulinda kwi-imeyile okanye ukutyelela kwesebe lebhanki (kuthathwa i-PIN yile akhawunti yakho yasebhanki).
Imali Yomfundi
Kwixesha elidlulileyo, ii-PIN ziyingxenye ebalulekileyo yesicelo sakho kwiimboleko zemfundo zabasebenzi. Emva ko-2015, ii-PIN zatshintshwa kwii-ID ze-FSA , ezikhuselekileyo.