Ukujongana neemfuno ezahlukeneyo zomthetho zabantu bethu abaguga
Inkcazo yoMdala
Ngomlinganiselo walo omkhulu, umthetho omdala ngummandla okhethekileyo womthetho ojongana neemfuno ezahlukeneyo zomthetho zabantwana balukhulile nabantwana babo asebekhulile.
Oku kuquka iinkalo zomthetho ezilandelayo:
- Ukucwangcisa ukukhubazeka, kuquka ukucwangciswa kweemfuno ezizodwa
- Ukucwangciswa kwexesha elide, kubandakanya ukucwangciswa kweMilicaid kunye neentlawulo zezilwanyana
- Ucwangciso lwezindlu
- Ugcino kunye nogcino
- Ukuhlaliswa kwezindlu, kubandakanya ukuphathwa kweengxaki kunye nokuthembela
- Ukusetyenziswa kakubi kwabantu abadala, bobabini kunye nemali
Ngaphantsi kwiphononongo nganye yale mimandla yomthetho omdala, njengoko, njengoko ubonayo, zihluke kakhulu. Yingakho kuya kubaluleka wena okanye usapho lwakho ukufuna uhlobo olufanelekileyo lommeli womdala xa wena okanye bafuna ukuncedwa ngumngeni womthetho.
UCwangciso loKhubazeka kunye noCwangciso oluPhezulu lweeMfuno
Ukwenza isicwangciso sokuba kunokwenzeka ukuba ungenakulungiswa ngengqondo kufuneka, ngokukodwa kubantwana boomntwana kunye nabazali babo asebekhulile. Ngoba? Ngenxa yokuba ngaphandle kwesicwangciso sokukhubazeka , wena kunye neempahla zakho uza kugqitywa kumgcini ogcinwe yinkantolo, obizwa ngokuba yi-conservatorhip kwezinye iindawo, ezixutyushwa ngcaciso engezantsi.
Kukho amaxwebhu omthetho amaninzi okufuneka ukuba ube nawo ukuze ukhusele wena kunye nepropati yakho ukusuka kumgcini wokugcina okanye ukugcinwa kwempahla, kuquka uMbane weGqwetha , uMyalelo wezoPhulo oPhambi kwezeMpilo , kunye neNjongo yokuPhila . Ukongeza, i- Revocable Living Trust inokuthi ibe yinxalenye yesicwangciso sokukhubazeka esibanzi.
Izicwangciso zeemfuno ezizodwa ziquka iimfuno zomthetho zabantu abakhubazekileyo, kuquka nabantwana kunye nabantu abadala. Kwiimeko ezininzi, aba bantu baya kufaneleka ukufumana inzuzo karhulumente (zombini karhulumente kunye nesigqeba) ngenxa yokukhubazeka ngokomzimba kunye / okanye ukukhubazeka kwengqondo. Nangona kunjalo, ukuba aba bantu banezinto eziphathekayo okanye ifa lempahla, ngoko ke abanako ukufumana uncedo lwawo urhulumente, ngoko kubalulekile ukuqonda ukuba ukuba ufuna iimfuno ezizodwa ukuba ufumane inxalenye yefa lakho, kuya kufuneka uyenze ucwangciso oluthile lokuqinisekisa ukuba umntu uya kuqhubeka nokufumana uncedo lukaRhulumente.
Ukucwangciswa kwexesha elide, ukuCwangcisa iMilicaid kunye neeNzuzo zeMantshi
Ngelishwa, abantu abaninzi abakucingi malunga nokucwangcisa iimfuno zabo zonyango lwexesha elide kude kube yintlungu. Ukucwangciswa kwexesha elide lokwenza unonophelo yindlela ephela yokuqinisekisa ukuba iimfuno zakho zononophelo lwempilo ziya kudibana ngaphandle kokuba uchithe yonke ifa lakho kwiinkathalo zakho. Ukucwangciswa koxilongo kuluhlu lwamacandelo okucwangciswa kwexesha elide kwaye lubandakanya ukubeka kwakhona kunye / okanye ukuhanjiswa kweempahla ukwenzela ukuba ufaneleke ukufumana iindleko zezindlu zokuncedisa iMedicaid. Abaxhamli bezilwanyana ngokumalunga nomthetho omdala baquka ukubonelela ngeemfuno zonyango lwexesha elide zamagxamje aseMelika.
Ucwangciso lwezindlu
Ukucwangciswa kwezindlu kuyindlela echanekileyo yokwenza isigqibo sokuba ngubani oza kufumana ipropathi emva kokufa kwaye ngubani oya kuba ngumsebenzi wokuqinisekisa ukuba izifiso zakho zokugqibela zenziwa. Ukucwangciswa kwezindlu kuya kubandakanya ukucwangciswa kokukhubazeka njengoko kuxoxwe ngasentla kunye nokucwangcisa ukuphepha ukuvavanya nokunciphisa irhafu yezindlu kunye nokuqinisekisa ukuba abaxhamli bakho ba khuselwe kwizigqibo ezimbi, imitshato embi, kunye neempembelelo zangaphandle.
Ugcino kunye ne-Conservatorship
Xa umntu engakwazi ukukhubazeka ngokwengqondo, ngubani na oya kukwazi ukwenza izigqibo zomntu kunye nezemali ezingenakukhubazeka? Ukuba umntu uthathe ixesha lokwenza isicwangciso sokukhubazeka, ngoko uya kuba neemviwo zomthetho ezifanelekileyo kwaye uya kuba nako ukunyanzelisa ukuba ngubani oya kwenza ezi zigqibo. Kodwa ukuba umntu akanalo isicwangciso sokukhubazeka, ilungu lentsapho, umhlobo okanye, ngamanye amaxesha, umfo opheleleyo, kuya kufuneka ahambe enkundleni aze acele ukuba umgcini okanye umgcini-mgcini aqeshwe egameni lomntu ongenakukhubazeka.
Ukuqinisekiswa , okubizwa ngokuba yi-conservator in kwezinye iindawo, ngamanye amaxesha kuthiwa "uvavanyo lokuphila" kuba yinkqubo elawulwa yinkantolo yokulawula umntu ongenakulungiswa.
Ukuhlaliswa kweZindlu - UkuPhathwa kweNkqubo kunye nokuLawula
Iprobate yinkqubo elawulwa yinkantolo yokulungisa indawo yomntu ofileyo. Iprobate inokuthi okanye ayimfuneko ukuba kuxhomekeke kwindlela ifa lomntu ofileyo elibekwe ngayo ngexesha lokufa. Ukuba umntu oshonile unomntu oLawulayo oKhuselekileyo , ngoko-ke ithenda iya kufuneka ihlaziywe ngendlela efana neyongqinisiso kodwa ngaphandle kolawulo lwetyala lenkundla.
Ubundlobongela basebeMntu kunye nezeMali
Njengabantu abaneminyaka yobudala, bade, ngelishwa, banelungelo lokuxhatshazwa ngabanye kunye / okanye kwezezimali. Oku kungabelana "nokuthunjwa kwegogo" ekubanjeni ngokuthe ngqo impahla nezinto eziphathekayo. Ukusetyenziswa kakubi komdala kumali kungenzeka ngokusebenzisa ukusetyenziswa kweGunya eliPhezulu leGqwetha okanye ngempembelelo engafanelekanga , njengokunyanzelisa umntu osekhulile ukuba anike impahla yakhe okanye aguqule i-Will Yakhe kunye neTestamente okanye iTrust Ever Revocable Trust. Oku kuye kwabangela indawo ekhethekileyo yoluhlu olujolise ekubuyiselweni kweempahla zomntu osekhulile.