Amadla egqwetha

Igunya leGqwetha liyakusiza ukulawula iiAfa ezigcinwe egameni lakho

Amandla weGqwetha liyisiseko saluphi na isicwangciso sokukhubazeka esihle. Igunya le-Attorney luhlobo lomqulu wezomthetho ovumela ukuba ugunyaze ilungelo lakho lokulawula, utyalo kwaye uchithe impahla ephantsi kwegama lakho okanye ngamagama adibeneyo njengabaqeshi abafana nomnye umntu, obizwa ngokuba nguwe "ugqwetha kwiNyaniso."

Imithetho Yombuso Ulawula Amandla Agqwetha

Njengoko kunye neziNgcaciso zeZonyango zezeMpilo kunye neeWills Wills, bonke abangama-50 bathi kunye neSithili sase-Columbia banemithetho yabo elawula amandla Amagqwetha.

Ezinye iindawo zize zibonelele ngeefom ezizodwa ukuba abahlali bazo basebenzise. Le mithetho ngokubanzi ihlanganisa oku kulandelayo:

1. Ngubani onokuyenza amandla kaMmeli;
2. Ziziphi izibonelelo ezincinci uMandla weGqwetha kufuneka aqulethe ukunyanzeliswa ngokusemthethweni;
3. Ngubani onako kwaye ongenakukwazi ukubizwa ngokuba nguGqwetha lakho kwiNyaniso; kwaye
4. Ziziphi iimeko ezisemgangathweni ezifunekayo ukuba zigcinwe xa uMandla weGqwetha elisayinwe.

Ngenxa yale migqaliselo yomthetho oqinileyo karhulumente, kubalulekile ukuba ugqwetha lakho lokucwangcisa ifa okanye isikhungo semali kukuncedise ngokulungiselela nokusayina iMandla kaMmeli.

Amandla okuphalazela kweGqwetha elijongene noMandla okuQiniseka kweGqwetha

Abaninzi bathi bahlule phakathi koMbane weCandelo loMthombo weCandelo loMbane kunye neGunya elilondolozo.

Amandla okutshulwa kweGqwetha elilodwa eliqala ukusebenza kuphela xa uvakaliswe, mhlawumbi enkundleni okanye omnye okanye oogqirha abaninzi, ukuba ube yingqondo engakwaziyo kwaye awukwazi ukulawula kakuhle iimali zakho.

Ngaloo ndlela, uMmeli weNyaniso oyibiza ngeGunya loPhulo lweGqwetha liya kuba nelungelo lomthetho lokulawula iimali zakho ngaphandle kokuba uze uzimisele ukukhubazeka ngengqondo.

Ingxaki engundoqo yokuthembela kuMbane weNkcazo yamagqwetha kukuba iya kulibazisa ukuhlawula iibhilikhwe zakho kunye notyalo-mali lwezinto zakho zexabiso kuze kube emva kokusayinwa kwamaphepha afanelekileyo okubeka ukukhubazeka kwengqondo yakho.

Ngakolunye uhlangothi, Amandla angapheliyo weGqwetha ngumnye oqala ukusebenza ngokukhawuleza xa usayine. Ngaloo ndlela, uMmeli weNyaniso oyibiza ngeGunya eliPhezulu leGqwetha liya kuba negunya ngokukhawuleza lokulawula, ukutshala nokuchitha i-asethi yakho egameni lakho kwaye akayi kulibaziseka oogqirha okanye ijaji.

Amandla akho weGqwetha kunye neKhompyutha yakho yokuHlaba

Kubalulekile ukuqonda indlela uMandla weGqwetha lakho eliza kusetshenziselwa ngayo ukulawula iimali zakho ukuba unayo i- Revocable Living Trust .

Kwiimpahla ezixhaswe ngokufanelekileyo kwi- Trust yakho eLawulayo yokuKhuselwa , isivumelwano sakho sokuthemba siya kulawula utyalo-mali kunye nokulawulwa kweempahla zithemba . Ngaloo ndlela, wena, njengeTrasti yokuqala, okanye i- Trustee yakho yokukhubazeka xa ungeke uguquke ngokwengqondo, okanye iTrasti yakho yokuLawula emva kokufa iya kuba negunya lomthetho lokujongana nezinto ezigcinwe kwi-trust.

Ngakolunye uhlangothi, nayiphi na impahla ehlulekile ukuxhaswa kwi-Your Revocable Living Trust kwaye uqhubeka unayo kwigama lakho okanye ngamagama abambene njengomqeshi oqhelekileyo ayikwazi ukulawulwa nguTrasti yakho. Ngaloo ndlela, i-Power Of Attorney yakho iya kufuneka ukuze utyalo-mali kunye nokulawulwa kwezixhobo ezingenakubalwa.

Yintoni eyenzekayo kwiGunya lakho leGqwetha emva kokuba ufe?

Ukungaqondi kakuhle okokuba uMandla weGqwetha lingasetyenziselwa ukulawula nokugqithisa ubunikazi beempahla emva kokuba umdali weGunya leGqwetha lifa.

Akunjalo nje - emva kokufa kwakho, amandla akho weGqwetha liya kuba yinto engavumelekile, kwaye igunya elisemthethweni le-Attorney yakho yeNyaniso ukulawula i-asethi yakho iyakukhutshwa. Ukuba ngaba kunjalo, i-asethi yakho, kuquka i-asethi enomnini-mpahla efana negama lakho, uya kufuna ukuhamba kwinkqubo yovavanyo .