Uxhasongo lithetha Ukutshintsha Ubunini okanye Umxhamli kwiTrust Your
Kuthetha ntoni "Uxhaswa ngeTrasti"?
Ukuxhaswa kwetrasti kubhekisela ekuthathe ipahla ezibizwa ngegama lomntu ngamnye weTrustmaker okanye ngamagama abambene nabanye kunye nokuzibuyisela egameni leTrust Trust Revocable Living Trust, okanye ukuthatha i-asethi efuna ukuchongwa kwabaxhamli kunye nokubiza igama leTrustmaker Living Living Trust umxhamli-mali oyintloko okanye oyisibini.
Injongo ephambili yokuxhasa i-Revocable Living Trust kukuqinisekisa ukuba ipropati yakwaTrustmaker ilawulwa ngokwemimiselo yesivumelwano sokwethenjwa. Oku, kuya kuthi, kuya kuvumela iTrasti yeSikhephe soKhubazekileyo ukukhetha ukulawula iakhawunti ebanjwe egameni lethemba leTrustmaker xa kwenzeka ukuba iTrustmaker ingakwazi ukukhubazeka ngokwengqondo. Kwakhona, emva kokufa kweTrustmaker, i-Trustmaker ye-Deaths Trustee ekhethiweyo iya kukwazi ukulawula ize idlulise iakhawunti ebanjwe egameni lethemba likaTrustmaker kubaxhamli abakhulu abaqeshwe kwisivumelwano sokwethenjwa.
Kutheni Ufanele Uyixhase I-Trust Your?
Kutheni kubaluleke kakhulu ukuxhasa imali yakho yokuThengisa iMpilo? Ngezizathu ezilandelayo:
- Iimpahla ezigcinwe ngaphandle kwe-Your Revocable Living Trust ayikwazi ukulawulwa yiTrasti yakho -iTrasti ye-Trust Revocable Living Trust ayikho amandla phezu kwepropati yakwaTrustmaker engazange ihlaziywe egameni lethemba likaTrustmaker. Ngaloo ndlela, ukuba u-Trustmaker uba yintliziyo engakwaziyo, ngaba abathandekayo beTrustmaker bangadinga ukuseka umgcini-mboleko ophantsi kwelinye inkundla okanye ukugcinwa kwempahla ukulawula iifa leTrustmaker ezingabanjwanga egameni lethemba.
- Iimpahla ezigcinwe ngaphandle kwe-Your Revocable Living Trust zingadinga ukufumana ingxaki -Isakhiwo se-Trustmaker esingakhange sichazwe egameni loMphathiswa we-Trustmaker's Revocable Living Trust, kufuneka aphumelele emva kokufa kukaTrustmaker. Oku, kuya kuthi, kuya kunqoba enye yezona zibonelelo eziphambili zokudala i-Revocable Living Trust-ukuphepha ukuvavanya.
- Impahla egcinwe ngaphandle kwe-Revocable Living Trust yakho ayikwazi ukuya kubaxhamli bakho abaxhamliweyo - Emva kokufa kukaTrustmaker, ipropati ebanjwe ngaphandle kweTrustmaker's Revocable Living Trust ayikwazi ukulahlwa njengoko kuhlinzekwe kwisivumelwano sokuthembana. Endaweni yoko, izinto ezigcinwe ngaphandle kwetrasti zingadlulela ngamalungelo okusinda kwabanye abanikazi abanxulumene okanye umzuzi ogqityiweyo kwifom yokutyunjwa njengoluhlobo olusetyenziselwa ukuhlawulwa kwi-akhawunti yokufa okanye ukudluliselwa kwi-akhawunti yokufa .
I-Trust ye-Living Revocable Living Trust i-Stack of Papers kuphela
I-Non-Refundable Living Living Trust ayifanelekanga ngaphezu kwephepha elibhalwe kuyo. Ngaloo nto, kubalulekile ukuthatha ixesha lokubuyisela i-asethi yakho egameni lethemba lakho emva kokuba uthathe ixesha lokusebenza kunye nommeli wecebo lakho lokwakha i-Revocable Living Trust ehambelana nemeko yentsapho kunye neemfuno zezemali. Kwakhona, kuya kufuneka uhlaziye iifayile ezixhamliweyo zeempahla zakho ezifuna ukutyunjwa kwabaxhamli.