Ukuba udale i- Revocable Living Trust ukucwangcisa ukukhubazeka kwengqondo kwaye ugweme uvavanyo kwaye ucinga ukuba isicwangciso sakho sempahla senziwa xa usayine isivumelwano sesivumelwano, akukho. Ngoba kutheni? Kungenxa yokuba emva kokusayinwa kwakho kwi-Living Revocable Living Trust uza kufuneka "uyixhase" ngeempahla zakho. Nalu uluhlu lweentlobo zeempahla ezingabhalwa ngegama lakho kwi-Your Revocable Living Trust.
01 Iimali zeAccounts
02 Iingxowa-mali ezingekho phantsi koMhlala-phantsi kunye ne-Akhawunti yeeRhafu
Oku kubandakanya ixabiso eligcinwe kwi-akhawunti ye-investment okanye i-akhawunti ye-brokerage kwigama lakho ngabanye, ngegama elidibeneyo nabanye, okanye njengomqeshi ngokufanayo. Oku akubandakanyi i-akhawunti ebanjwe kwisicwangciso esifanelekileyo kubandakanya i-401 (k), 403 (b), i-IRA, okanye ama-annuities afanelekileyo.
Ngale ndlela yokugqibela yee-akhawunti, utshintsho lwesihloko luya kuba nemiphumo engenayo yerhafu yengeniso. Esikhundleni sokutshintshwa kwesihloko, badinga utshintsho lwabaxhamli.
03 Iingxelo ezingabhalwanga
Ezi ziyakwazi ukubizwa ngegama lakho lokuThumela kwiLizwe eliKhuselekileyo kunye nokuthembela kwakho nako kunokunyulwa njengowuncedisi oyintloko okanye osi-secondary to the year.
04 Amasheya kunye neebhonki ezigcinwe kwiSatifikethi seSatifikethi
Isatifikethi sokuqala kufuneka sibuyiselwe kwi-ejenti yokuthunyelwa kwe-stock ukutshintshela isatifikethi esitsha. Oku kudinga ukufumana i-"Medallion Signature Guarantee" kwifomu yokudlulisela iifowuni kunye nokuthumela izatifikethi zokuqala ngeposi ezibhalisiweyo kunye nokuqinisekisa ukuba izabelo ze-2% zexabiso lazo zorhwebo ngokufanelekileyo . Esikhundleni sokuhamba konke oku, qwalasela ukufaka izatifikethi zakho kwi-akhawunti ye-brokerage ebizwa ngegama lakho lokuThumela kwi-Living Revocable.
05 Ebonakalayo yePropati yePropati
Oku kubandakanya iziphumo zomntu (ubunxibo, izambatho, iincwadi, amaphepha abo, iikhompyutheni zobuqu); iimpahla zasemakhaya (ifenitshala kunye neempahla, izixhobo zokudibanisa, ukuqokelela izinto, ubugcisa); izithuthi (imoto, iilori, iinqanawa, iinqwelo, iizindiza); izixhobo; izifuyo, amahashe nemfuyo; izixhobo; kunye neefoto kunye nezinto ezinje. Qaphela ukuba kwabanye bathi isithuthi esibizwa ngegama lomntu siqu singadluliselwa ngaphandle kweengxaki.
06 Inzala yezoshishino
Oku kubandakanya izabelo zesitishi kwinkampani ebanjelwe ngokubambisene, inxaxheba yobambiswano (ngokubanzi kunye nokukhawulelana), kunye nemigangatho yemibutho kwiinkampani ezinobunzima. Qiniseka ukuba ukhangele naziphi na izivumelwano zabanini-zimpahla, izivumelwano zokubambisana, okanye izivumelwano zokusebenza zokuthintela ukuthunyelwa kunye neenkqubo ezithile ezimele zilandelwe ukubuyisela izabelo zakho okanye izinto ezithandayo kwigama lakho lokuThumela kwiLizwe eliKhuselekileyo.
07 Ubomi bomshuwalense
Kutheni ufuna ukutshintsha umnini womshuwalense wakho we-inshorensi kwiTrasti yeTrasti Living Trust yakho ? Kungenxa yokuba ukuba ungekho engqondweni, u-Trustee wakho uya kuba negunya lomthetho lokujongana nomgaqo-nkqubo, kubandakanywa ukuboleka ngokubaluleka kwemali yomgaqo-nkqubo ukuhlawula ukunyamekela kwakho.
Kodwa qaphela xa uthi ukunikezela ngokukhuselwa kwemali-mboleko yenkokhelo yemali yomshuwalense womshuwalense kuba abanye bathi kuphela ukukhusela umgaqo-nkqubo owenziwe ngumntu "ngumntu" ohlala kwilizwe, kwaye ekubeni ukuthembela akuyena mntu ixabiso lemali liya kuba engakhuselekanga. Ukuba oku kuyinyaniso kwilizwe lakho, qiniseka ukuba uMbane weGqwetha lakho unikezela igqwetha lakho, ngokwenene, igunya lomthetho lokulawula i-inshorensi yakho yobomi.
08 Imali ehlawulwe kuwe
Oku kuquka iimali-mboleko ezizimeleyo ezikhuselekile ezizenzela abanye, njengemali yokubolekisa obambelele kwi-real estate yomntu.
09 Iingxowa-mali, iikopi, iimpawu zokuthengisa kunye neePententi
Jonga kwi-United States Ofisi ye-Copyright kunye ne-United States Patent kunye ne-Ofisi ye-Trademark Office ngolwazi olongezelelweyo ngokunikezela le ntlobo yezinto ezinomdla egameni le-Revocable Living Trust.
10 Ioli, iGesi kunye neMigangatho yamalungelo
Ngokuxhomekeka kwintlobo yobutyebi bumnini obunayo, ukubuyisela umdla wakho kwi-Your Revocable Living Trust kuya kufuna ukuba isabelo okanye isenzo esitsha.
11 IiNdawo eziMhlaba
Ukutshintshwa kwezindlu zangasese kwi-Revocable Living Trust kudinga ukurekhodwa kwezenzo ezitsha kwindawo apho i- propati ihlala khona.