Amanye amaziko emali azakuguqula igama lakho kwi-akhawunti yakho kwigama lakho ngabanye libe nguwe njengomprasti, ngokuqhelekileyo ngegama "TTE" emva kwegama lakho. Abanye baya kufuna ukuba uvale i-akhawunti yasekuqaleni uze uvule entsha kwigama le-trust.
Kungakhathaliseki ukuba imigaqo yeziko lakho kunye nokuba mangaphi amaqhinga afuna ukuba ugxumeke, kubalulekile ukuba uhlawule iibhanki zakho zebhanki kunye nolunye utyalo-mali kwi-trust yakho ukucwangcisa kakuhle ukukhubazeka kwengqondo kunye nokuphepha .
Umphathiswa wakho othasayo - umntu ogama lakhe ukuba ungene kwaye uthathe ulawulo lokuthembela kwakho ngenxa yokuba kufuneka ube yintliziyo engakwaziyo - ayikwazi ukufikelela kwiakhawunti zakho ukuba ayengekho egameni lakho lokuthembela.
Unokulandela amanyathelo aqhelekileyo ekuxhaseni i-akhawunti yebhanki kunye ne-akhawunti ye-investment, kuquka ne-akhawunti ye-brokerage, kwi-trust yakho, kodwa le nto ingahluka ngokubambisana neziko.
Bhala iNcwadi yokuLawula
Yenza incwadi yokufundisa kwiziko lakho lezemali elicela ukuba i-akhawunti yakho ibhalwe ngegama lakho egameni lakho lokuthembela. Faka inamba yakho ye-akhawunti, igama lokuthembela kwakho, inombolo yakho yoKhuseleko loLuntu, idilesi yakho yeposi, idilesi yakho ye-imeyile kunye nenombolo yakho yefowuni.
Nika iNcwadi Yakho Yokufundisa
Sondeza ngesandla sakho ileta yomyalelo ebhankini okanye kumcebisi wezezimali xa kunokwenzeka. Thatha isivumelwano sakho sokuthembela nawe kuba umntu uya kucela ukuba afune ikopi yalo. Ukuba awukwazi ukuhambisa ileta, thumela kwi-ofisi yebhanki apho uvula i-akhawunti yakho okanye kumcebisi wakho wezemali.
Faka ikopi yefidavithi yakho ye-trust okanye yememorandam ye-trust inokwenza isishwankathelo sesivumelwano sakho sokuthemba, ukugqamisa ulwazi olukufuneka lube nolwazi kwiziko. Ukuba ungenayo enye yala maxwebhu, unokukwazi ukusebenzisa kuphela iphepha lokuqala kunye nephepha lokusayina isivumelwano sakho sokuthembela ukuze ugcine ukulinganisela kwesivumelwano sokubambisa ngasese.
Gcwalisa kwaye ubuyisele onke amaxwebhu afunekayo
Gcwalisa kwaye ubuyisele onke amaxwebhu afunwa liziko lakho. Ezi zinokubandakanya amakhadi amatyikitya amasha, iifomu zeakhawunti entsha, iifidavethi zee-trustee kunye namanye amafomu e-akhawunti ye-trust.
Qinisekisa ukudluliselwa kweAkhawunti
Ukulandelwa ngefowuni okanye nge-imeyile ukuqinisekisa ukuba i-akhawunti okanye i-akhawunti sele ikhutshwe kwi-trust yakho. Kufuneka ujonge kwakhona iingxelo zeakhawunti yakho ukuqinisekisa ukuba igama lakho njenge-trustee libhalwe kakuhle kwisitatimende endaweni yegama lakho. Izifinyezo eziqhelekileyo zokujonga ziquka "uJohn Doe, TTEE," uJohn Doe TR dkt 1/1/16, "okanye" uJohn Doe, TTE, uJohn Doe uthemba UAD 1/1/16. "
Faka iMibhalo yoVavanyo ngeSivumelwano sakho seTrust
Beka amaxwebhu kunye nesivumelwano sakho sokuthembela ukuqinisekisa ukuxhaswa kwebhanki okanye i-akhawunti ye-investment kwi-trust yakho. Oku kungabandakanya i-letter yangempela yokuqinisekisa evela kwibhankini okanye umcebisi wezezimali okanye isitatimenti se-akhawunti ebonisa igama lakho lokuthembela.
QAPHELA: Imimiselo yelizwe kunye neendawo zitshintshe rhoqo kwaye ingcaciso engentla ingabonakali utshintsho olutshanje. Nceda uqhagamshelane nommeli weengcebiso eziphezulu kakhulu. Ingcaciso equlethwe kule nqaku ayikho isiluleko sezomthetho kwaye ayifaki indawo yeengcebiso zomthetho.