Ziziphi ii-ETF zelizwe?

Indlela elula yokutshala imali kumazwe angaphandle

Iimali ezithengiswa nge-Exchange ("ETFs") ziye zindlela eyaziwayo yokuba abatyali-mali bakwazi ukubeka lula ukutyhila kwiiklasi ezithile zeefa. Ngeendleko zabo eziphantsi, ukusetyenziswa kweerhafu, kunye neempawu ezifana nokulingana, abatyali-mali bathululele ngaphezu kwe-1.7 trillion kwii-ETF ezingaphezu kwe-1,500 ezorhwebo kwi-US kuphela. Ukulula okufanayo kwenze i-ETF ibe yinto ekhangayo kubafakeli-mali bamazwe ngamazwe bafuna ukufikelela kumazwe athile.

Kule nqaku, siza kujonga ukuba kutheni kuthiwa ii-ETF zelizwe ziyinkokhelo enkulu yokungafani kwamanye amazwe kunye nezinye izinto ezibalulekileyo kubatyalomali.

Utyalo-mali olulula

Utyalo-mali lwamazwe ngamazwe luyinto enzima kwixesha elidlulileyo, ngee-akhawunti zangaphandle zemali kunye nomthetho werhafu wehlabathi. Ukususela kuma-2000, abatyali-mali abaninzi baye basebenzisa i- American Depository Receipts ("ADRs") okanye ii-ETFs zamazwe ngamazwe ukuze zifumaneke kwiimarike zamazwe ngamazwe ngaphandle kokuthenga naziphi na iziqinisekiso ezivela ngaphandle kwemimiselo yangaphandle.

Amasheya aseMelika ayimali yokufumana imali yindlela enkulu yokuthenga isitoreli kwinkampani yangaphandle ngaphandle kokuthenga iintengo zangaphandle ngokuthe ngqo , kodwa bavame ukuba nexabiso elincinane ngokuthelekiswa namanye amasheya ase-US kwaye ukugcina iphothifoliyo kunokuba nzima kwaye kudla ixesha. Abatyalomali bafuna ukufikelela kwilizwe elithile kunokuba bafune ukucinga ngokuthiwa yi-ETF yelizwe.

I-ETF yelizwe 101

I-ETF zelizwe zibonelela ngelizwe elizweni langaphandle, njengeChina okanye iJamani . Ngokubamba ibhasikidi yommeli wamazwe angaphandle kweli qoqosho, ezo ii-ETF zinika abatyalo-mali base-US indlela elula yokufumana ukufikelela kwilizwe ngokuthenga izitoko zangaphandle. I-ETF yelizwe - ubuncinane kumazwe athandwayo - ityebile kakhulu, eyanciphisa iingozi zobutyebi kubatyalomali.

Ezinye imizekelo yee-ETF zelizwe ziquka:

• I-MSCI Canada Index Index (EWC)
• I-MSCI yaseJamani Index Index (EWG)
• I-MSCI Malaysia Index Fund (i-EWM)

iShares, umthunywa omkhulu we-ETF emhlabeni jikelele, unama-ETF angama-50 ahlukeneyo e-ETFs ahlinzekela ukuvezwa kwinqanaba lehlabathi. Ukongeza kwi-iShares, kukho amakhulu eminye yabaniki be-ETF kuquka nabaninzi ababonelela nge-ETF yabo kwilizwe kwi-investors, kuquka i-Global X, i-Vectors Market, i-Barclays, i-SPDR, i-Wisdom Tree, iVanguard, nabanye.

Abatyalomali kufuneka bahlole ngenyameko iindlela zabo phambi kokutyalomali kwi-ETF ethile yelizwe kuba kukho iindlela ezininzi ezahlukeneyo kwiirhafu ezahlukeneyo okanye amanqanaba okuthengisa. Kwezinye iimeko, kunokuba kunengqondo ukutyalomali kunye nenketho engathandwa kakhulu enika ixabiso elingcono.

Uphando lwelizwe le-ETF

I-ETF zelizwe zibonelela ngokulula kumazwe athile ehlabathini lonke, kodwa abatyali-mali kufuneka bafunde ngokucophelela i-prospectus ye-ETF ukuqonda ngokupheleleyo iingozi nezinye izinto ezibalulekileyo. Amaxesha amaninzi, ezi zithuba zingatholakala kwiwebhusayithi yomkhupha okanye ngokuqhagamshelana nomniki-mphumela ngokuzenzekelayo ukufumana nge-imeyile okanye kwi-imeyile rhoqo ukuze uhlaziywe ngaphambi kokuthenga i-ETF.

Iingqwalasela ezibalulekileyo xa uphando ngee-ETF zi:

• Ukuboniswa kweNkcazo - Ngaba i-ETF ikhankanywe kwiinkampani ezithile? Ukuba kunjalo, loo meshini ihamba njani nayo yonke iphothifoliyo yakho?
• I-Exposure yeNkampani - Ngaba i-ETF ikhankanywe kwiinkampani nganye? Ukuba kunjalo, ngaba ufanele uthenge i-ADR esikhundleni se-ETF?
• Ukulinganiswa kweendleko - Ininzi ye-ETF yokulawula ixabiso? Ingaba iirhafu ziphezulu kakhulu ukuba zilungele ukunikezelwa kweembuyekezo?

Impendulo kule mininzi yale mibuzo ixhomekeka kakhulu kwipottoliyo yomntu ngamnye. Umzekelo, ukugqithisa ngokuthe xaxa kwishishini elithile lingaba yingxaki ukuba le shishini liphantsi kwamanye iipotfoliyo zabo. Abatyalomali kufuneka bavavanye ngokucokisekileyo le migaqo ngaphambi kokuthenga ii-ETF zelizwe ukwenzela ukuphepha nayiphi na ingxaki ngeentlobo ezahlukeneyo okanye ukusebenza.

Uthabatha olubalulekileyo

• Utyalo-mali lwamazwe ngamazwe lube lula kakhulu ngokuza kwee-ETF zelizwe, ezibonelela ngokulula kwibhaksi yezobambiso zobungqina boqoqosho lwelizwe.

• Abatyalomali bamazwe ngamazwe bafanele baqwalasele ngokucophelela ukuchithwa kwamacandelo, ukuchithwa kweenkampani, kunye nokulinganiswa kweendleko ngokuhlola i-prospectus yelizwe le-ETF ngaphambi kokuba enze nayiphi na imali.