Kutheni idilesi ezindala zibonisa kwiNgxelo yakho yeMboleko
Icandelo elinye leengxelo zentengo yakho yeentengo zemboleko zidibanisa zombini iidilesi zakho zangoku kunye nezangaphambili Iimboleko zemali zemali zifumana ukuhlaziywa malunga nedilesi yakho kubathengi nakwamashishini afaka ingxelo yeakhawunti yakho. Njalo xa uxelela ababolekisi beenguqu zedilesi, ababolekisi baxela idilesi entsha kunye nolunye ulwazi lweengxelo zemboleko kwiivenkile zemboleko.
Kuthetha ukuthini oku kwinqanaba lakho lekhredithi ?
Ngethamsanqa, iadesi kwikharityhulam yakho ingxelo ayiyi kuphazamisa amanqaku akho. Iidesi zamandulo kunye needesi apho ungazange uhlale khona zichaphazela amanqaku akho ekhredithi ngenxa yokuba ayifakiwe nakwi-credit rating score calculation. Amanqaku akho ekhredithi asekelwe kwiinqanaba ezi-5 eziphambili zengcaciso: umlando wokuhlawula, umthamo wetyala, ubude bembali yeebhanki, iintlobo zeeakhawunti, kunye nezicelo zamatyala zakutshanje.
Xa Ufanele Uxhalabele Ngeekheli Elidala
Ngethuba nje iadesi kwiirekhodi zakho zemali-mboleko zichanekile, awunakho ukukhathazeka ngoku. Nangona kunjalo, ukuba ubona idilesi engafanelekanga kwingxelo yakho yekhredithi, okt idilesi apho ungazange uphile khona, kunokuba ngumqondiso wokukhwabanisa okanye ukwebiwa kwezazisi . Ukuphonononga yonke ingxelo yengxelo yakho yekredithi ukuqinisekisa ukuba akukho i-akhawunti engekho kuwe.
Unelungelo lokunika ingxelo ngetyala echanekileyo kwaye unokuphikisana neadesi ezingalunganga kunye ne-bureau ye-credit ukuze zikhutshwe.
Kwakhona ingcinga efanelekileyo yokufunda yonke into yokungena kwingxelo yakho yekhredithi ukuqinisekisa ukuba zonke ii-akhawunti ozivulekileyo, ngokukodwa xa ubona idilesi ezingalunganga kwi-credit report yakho.
Ukuphonononga imibuzo kwi-credit report yakho kwaye uqhagamshelane ne-credit bureau xa kukho imibuzo evela kwiinkampani ongaziqondiyo.
Qaphela ukuba iidilesi ezingaqhelekanga zingaphelela kwingxelo yakho yekhredithi ukuba wabelana ngeakhawunti nomntu ojikelezayo.
Ngaba Ukuhamba Kwempahla Kuyakunqanda?
Ababoleki bangasebenzisa iidilesi kwingxelo yakho yebhanki ukuze benze isingeniso malunga nawe. Ngokomzekelo, umboleki-mali angayihlola ingxelo yekhredithi kwaye aguqule amakheli athile ahlukeneyo njengokungazinzi.