Indlela entsha yokujonga ingxelo yakho yekhredithi
I-SmartCredit.com inikeza ingxelo yengxelo yesikweletu elula elula ukuyifunda nokuyiqonda ngaphezu kwengxelo yesikweletu semveli. Kunokuba ufunde ukuskrola ngamaphepha eembali ze-akhawunti, ingxelo ye-credit card ye-SMART ikuvumela ukuba uphume ngeenkcukacha zakho zeengxelo zemboleko ngecandelo njengokuthi uguqula amaphepha encwadi.
Yintoni ongayenza kwi-SmartCredit?
I-SmartCredit.com ikuvumela ukuba uthathe iindidi zezenzo ngokusekelwe kwingcaciso kwingxelo yakho yekhredithi.
Umzekelo, unako:
- Thumela isicelo sokunceda ukuba ususe into
- Yenza isibonelelo sokulungisa i-akhawunti
- Phawula i-akhawunti engekho eyakho okanye umphumo wobusela besazisi
- Buza umboleki umbuzo
Ezi zenzo ze-SMART zithunyelwa ngqo kubathengi okanye i-credit bureaus ngekhompyutheni kwaye impendulo yabo ibuyiselwa efanayo. Inzuzo: akufanele ukhathazeke ngokuba nekheli elifanelekileyo okanye inombolo ye-akhawunti.
Ungakwazi ukulinganisa lula i-credit yakho ngokumalunga neenqaku ezahlukeneyo zemali-mboleko: umlinganiselo wesikweletu somdabu, amanqaku emoto, amanqaku e-inshorensi kunye nomvuzo wokuqeshwa. Ukuba nolwazi lwam, akukho mthombo onikeza ngombono ophelele wokuma kwekhredithi yakho. (I-CreditKarma.com inika amanqaku ekhredithi, i- VantageScore , kunye nenqaku le- inshorensi mahhala akukho khadi lekredithi elifunekayo, kodwa awukwazi ukubona ingxelo yakho yekhredithi.)
I-simulator yamanqaku ezayo ikuvumela ukuba ulinganise ukuba umlinganiselo wakho wekhredithi uza kuphucula njani ukuba uthathe amanyathelo athile okubhekiselele kwi-SMART malunga nekhredithi yakho, umz.
Ukubhalisa kwi-SmartCredit.com kuya kukunika ezinye iinkonzo ezinjengeJean Chatzky Score Builder, ekunceda ukuphucula umvuzo wakho kwiintsuku ezili-120, kunye neNkqubo yokuTyala ngeMatyala ukulungisa izikweletu ngokwakho.
I-SmartCredit.com iindleko zenyanga
I-SmartCredit.com inezinketho ezimbini zobulungu.
Ixabiso eliphantsi elingu-$ 19.95 ngenyanga likhetha ukufikelela kwiirekhodi enye yekredithi, amanqaku ekhredithi, kwaye uqeshise ukuhlaziywa kwengozi ngenyanga kunye nokukwazi ukudala izenzo ezinhlanu "ze-SMART". Ikhetho lesibini, elithengiswa kwi-$ 29.95, linika izibuyekezo ezingenamkhawulo kwingxelo yakho yekhredithi, amanqaku ekhredithi, kwaye uqeshisa izibuyekezo kunye nenani elingenamkhawulo lezenzo.
I-SmartCredit.com inika uvavanyo lweentsuku ezingama-5 kunye neentsuku ezingama-30 ezingenazo ingozi. Ukuba ukhansela ngaphakathi kweentsuku ezingama-5, awuhlawuli nto. Ukuba ukhansela zingakapheli iintsuku ezingama-30, unokucela ukubuyiselwa imali kwento ohlawulwe ngayo. Awunakho ukufikelela kwi-SMART yakho ingxelo yengxelo emva kokuba ukhansele ubulungu bakho.
Imiba yokusebenzisa i-SmartCredit.com
Amanqaku awafumanayo amanqaku aqokelelweyo akwa-SmartCredit.com - kungekhona iFICO Score, iVantageScore, okanye amanqaku afanelekileyo avela kwii-credit bureaus. Nangona i-FAQ ye-SmartCredit i-FAQ ithi le mivuzo iinjongo zemfundo kuphela, oku kuthetha ukuba ungayisebenzisa ukuze uzive apho umi khona, kodwa ungacingi ukuvunyelwa kwemboleko esekelwe kwimaphu oyifumana kwi-SmartCredit.com.
Ulingo luphela iintsuku ezi-5, ixesha elaneleyo lokujonga amanqaku akho kunye neengxelo zakho, kodwa mhlawumbi akunakwanele ukuba ungene kwiinkcukacha okanye uthathe inyathelo kwizinto ozifumanayo. Ukucima, kufuneka ubize ngeeyure zeshishini, umzekelo, kwisithuba sakho sokuhlwa sasemini okanye uhambe ekhaya ukusuka emsebenzini.
Okukwintsusa
Ngelixa i-SmartCredit.com ibonisa indlela enomdla kwaye elula ukuyijonga ingxelo yakho yekhredithi kwaye ixabiso le-$ 19.95 lifaniswa nento oya kuhlawula ngayo ingxelo yengxelo yemboleko kunye namanqaku avela kwi-bureau. Ngelixa iinkqubo ze-SMART zingagqitywa kunye neziboniso ozifumanayo kwi-intanethi okanye iileta ozakhayo ngokwakho, iqhosha le-SMART lithumela ngqo kumthengi wakho egameni lakho.
Kuya kuba mnandi ukuba kukho inketho yokujonga nje ingxelo yekhredithi kunye nemivuzo, ngenkokhelo yekhosi emva kokugqiba ityala lakho.
Ukuchazwa: Inkampani yanikezela ukufikelela mahala kule nkonzo ngenjongo yokuphonononga. Ukufumana ulwazi oluthe vetshe, nceda khangela iMgaqo-nkqubo Wezolawulo.