Ukuba ukhangele ingxelo yekhredithi yamahhala, i-FreeCreditReport.com ibonakala ngathi iyindawo yokuya kuyo, kunene? Emva koko, ukuba "inkululeko" kwisihloko. Kwiminyaka emininzi edlulileyo, usenokufumana ingxelo (ngesikolo) nge-FreeCreditReport.com, nangona kunjalo, umthetho watshintshwa ukuba ufune iisayithi ezinikezela iingxelo zekhredithi zamahhala ekuboniseni abasebenzisi kwi-AnnualCreditReport.com. Esikhundleni sokulahlekelwa ngabathengi kumqhubi, i-FreeCreditReport.com (kunye nezinye iiwebhusayithi zeekhredithi zeekhredithi zamahhala) zatshintshe intengo yayo kwi-$ 1.
I-1 yeNgxelo yeMali kunye neMaphu
Ikhadi lakho lesikweletu liya kuthiwa li-$ 1 ukufumana ingxelo yakho yekredithi kunye namanqaku okuthenga ngetyala kwi-FreeCreditReport.com. Bobabini ingxelo kunye namanqaku kusekelwe kwidata yakho evela ku-Experian, enye yezona zikhulu zentengo zemali-mboleko. Ingxelo kulula ukuyiqonda kwaye iphulwe phantsi nganye yeengxelo zeengxelo zemboleko kwithebhu eyahlukileyo. Ingxelo yam yekhredithi yayilungile kwaye yayingenanto ngaphandle kwesiqhelo. Amanqaku enkredithi yam, nangona kwakungengomlinganiselo we-FICO, yayisinceda ekuncedeni ukulinganisa kwam.
Kodwa, kukho iCatch
Ukufumana ingxelo ye-credit card yakho ye-$ 1 kunye namanqaku okuthenga ngetyala kwi-freecreditreport.com, kufuneka ubhalisele i-7-day trial subscription kwi- Triple Advantage Credit Monitoring , inkonzo yokubeka iliso eyenziwa ngu-Experian. Ukuze ubhalisele kwinkonzo kwaye uhlawule ingxelo yengxelo yakho yemali, kufuneka ukuba ufake ulwazi lwekhadi lakho lesikweletu kwi-freecreditreport.com. Ukuba uyakhohlwa ukukhansela ngexesha lokuvavanywa, ikhadi lakho lesikweletu liya kuthiwa li-$ 14.95 nganye nyanga yenkonzo.
Ngethuba le-FAQ ye-freecreditreport.com, akukho mbuyiselo okanye ityala elincinane xa ukhansela xa uhlawulwe.
I-Freecreditreport.com ikunika isaziso esilungileyo sokuthi ikhadi lakho lesikweletu liya kuhlawuliswa ukuba awuyikukhansela ukuthenga kwakho kwetyala . Kukho ukuchazwa malunga necala elishicilelwe ngokucacileyo kwiphepha lokuqala lewebhu kwaye enye enye kwifom ye-oda yokungenisa.
I-Freecreditreport.com iphinda ithi unokwenza i-$ 1 ingxelo yekhredithi evela kubo ngaphambili. Ukuba sele sele ufumene ingxelo yakho ye-credit card yakho, awuyi kufumana enye-nanini.
Glitch okanye iqhinga?
Ngelishwa, andinakukwazi ukufikelela kwi-akhawunti yami ye-freecreditreport.com emva kokubhalisa kokuqala. Ndazama ezininzi iiphequluli zewebhu kunye neekhompyutheni ezahlukileyo kwaye ndangeke ndikwazi ukubuyela kwi-freecreditreport.com ukujonga ingxelo yam yerhafu, umlinganiselo wesikweletu, okanye ukusebenzisa i-trial my trial free to their Triple Advantage Service Monitoring service. Ndathengisa inkonzo yabo yabathengi abangenakunceda ukuba ndingene ngemvume.
Le "glitch" okanye nayiphi na into, isisiseko sam amanqaku amancinane kwi freecreditreport.com. Ukuba uthatha isigqibo sokusebenzisa le sayithi ukufikelela kwingxelo yengxelo yemboleko, qiniseka ukuba ulondoloza ingxelo yakho ngaphambi kokungena kwi-akhawunti yakho. Awunakukwazi ukubuyela kwakhona ukuze uyibone.
UkuCima i-Header Minache
Ukukhansela inkonzo ye-FreeCreditReport.com yayishesha ngokukhawuleza, kodwa kungekhona ngokukhawuleza njengoko ndingathanda. Kuthatha malunga nemizuzu emihlanu ukucima i-akhawunti yam, ndingathanda ukukhetha enye okanye ezimbini okanye nokuba nakho ukukhansela inthanethi. Lindela ummeli wenkonzo yamakhasimende ukuba afunde ngeempendulo ezithile ukuze akuqinise ukuba uqhubeke nenkonzo yakho.
Imayini inike i-50% kwixabiso eliqhelekileyo nangona ndandixelele ngokuphindaphindiweyo ukuba andinakukwazi ukungena kwiwebhusayithi. Biza ngengqondo yakho isetyenziselwe ukukhansela inkonzo kwaye unamathele ku "Hayi" wakho kungakhathaliseki ukuba bakuphi na. Ndifumene i-imeyli eqinisekisa ukukhishwa kwam FreeCreditReport.com emva kweeyure ezimbalwa emva kokuba ndenze ifowuni. Kuze kube namhlanje, yam ikhadi lekhredithi alihlawulwanga ngetyala.