I-Medicare ayifinyeleli kwamanye amazwe, kodwa kukho ezinye iindlela zokuhlawula

Iindlela zokuhlawula unyango lwempilo kwiindawo zeMedare ayifinyeleli

Kwiindawo ezinjengePuerto Vallarta, eMexico, abasebenzi kunye nezibonelelo kwizibhedlele zikarhulumente. International Living.com

Kuyinto edabukisayo yokuba inzuzo ye-Medicare ayikwazi ukusetyenziswa ngaphandle kwe-US

Uninzi lwabantu lungafuna ukuba litshintshe, kwaye amanye amazwe aphucula ngokwenene izibonelelo zophuhliso lwempilo kulindeleke ukuba abamkeli be-Medicare base-US bakwazi ukusebenzisa izibonelelo zabo phesheya kwiindawo ezifanelekileyo ... ngolunye usuku ... mhlawumbi.

Kodwa de kube loo mini ifika, abo bahlala ngaphandle kwelizwe abanako ukuthembela ekusebenziseni i-Medicare ukuhlawula iindleko zabo zonyango.

Bayaqhubeka nokuhlawula kwi-system kwaye bagcine ukukhutshwa kwabo nge-Medicare esebenzayo kangangokuthi kubakho kubo ukuba banokugqiba ukunqumla okanye babuyele ekhaya unyango.

Kukho izimbalwa ezimbalwa: Ukuba isibhedlele esisekufutshane sisondele kwisibhedlele esisondeleyo sase-US apho unesifo esiphuthumayo sezokwelapha okanye uhamba kwisikhephe esingasayi ngaphezu kweeyure ezingama-6 ukusuka kwi-US, i-Medicare iya kuba neenzuzo . Ekugqibeleni, ukuba uhamba ngeCanada phakathi kweAlaska kunye nesinye isibhedlele kunye nesibhedlele saseCanada sisondele kunesibhedlele esisondeleyo sase-US ngokunyanga ukugula okanye ukulimala.

Ukuba awuweleki kwenye yezi zinto ngaphandle koko ufuna ukuhlala phantsi, kusekho ezinye iindlela zokunakekelwa kwempilo ezinokuthengwa kwamanye amazwe. Nazi iindlela ezine zokunakekelwa kwezempilo eziphambili kubahlali abahlala ngaphandle kwamanye amazwe kwiindawo apho i-Medicare ayikwazi ukuyisebenzisa.

1. IziCwangciso zeMpilo zeSizwe

Phantse lonke ilizwe ngaphandle kwe-US lunecebo lohlobo lwezempilo lukazwelonke olubonelela nge-universal coverage, kubandakanya ukuhanjiswa kwabangaphandle kunye neendawo zokuhlala.

Ezi zicwangciso ziyahluka ngokubanzi kwiindleko kunye nomgangatho kwilizwe elizwe.

Zinezo zonke i-pluses kunye ne-minuses zamachiza asekuhlaleni, kwaye kumazwe ahluphekileyo kakhulu loo mizuzu iphakanyisiwe ngaphezu kweendawo ezikude ... Umgangatho wabasebenzi kunye namaziko awela ngokukhawuleza ngaphandle kweedolophu ezinkulu.

Kodwa bonke banikezela ubuncinci ukhuseleko lokunakekelwa kwempilo, kunye nakwiindawo ezifana neSan José, Costa Rica; Quito, Ecuador; IMerida nePuerto Vallarta, eMexico; kunye nakwezinye iidolophu ezinkulu, abasebenzi kunye nezibonelelo kwizibhedlele zikarhulumente zibalaseleyo, kwaye abaninzi abahlala kwiindawo zabo bahlala bezisebenzisa.

Izicwangciso zezempilo ezizimeleyo

Phantse lonke ilizwe ngaphandle kwe-US linenkqubo yokunakekelwa kwempilo yabucala esebenza kunye nenkqubo kawonkewonke. Oogqirha bathatha inxaxheba kwinkqubo karhulumente, kodwa banokwenza izinto ezizimeleyo kwaye basebenzise iikliniki zabo ezizimeleyo. Iinkonzo kulezi zibonelelo zigqitywa yimigaqo-nkqubo yomshuwalense yangasese.

Iinkampani zomshuwalense ezizimeleyo kumazwe aseburhulumenteni amaninzi asebenza ngokufana neenkampani zomshuwalense yangasese e-US kwaye zibonelela ngeendlela ezifanayo kunye neendlela zokukhawuleza, kodwa ngeendleko eziphantsi kakhulu ngenxa yeendleko eziphantsi kakhulu zonyango ngaphandle kwe-US.

Iinkqubo ezininzi zesibhedlele ziya kunika izicwangciso zokuphuhlisa izibhedlele. Ngamaxabiso athatyathwa kakhulu kwiibhedlele kunye neekliniki ezithile, abaxhamli kunye nabemi bafumana zonke iinkonzo zabo zonyango. Ezi ndawo zihlala zihle kakhulu kwilizwe, kwaye ezinye zihambelana nezibhedlele zase-US kwaye zinokulinganiswa kwe-ISO kunye neziqinisekiso zehlabathi.

Kwakhona, kwiindawo eziphambili zeedolophu ezinkulu kumazwe amaninzi akunzima ukufumana unyango olulinganayo naluphi na olutholakala eUnited States.

3. IiNkcazo zeeNtsholongwane zezeMpilo

Enye inketho ngumgaqo-nkqubo womshuwalense wamazwe ngamazwe onika ukuhanjiswa kwamanye amazwe okanye kwihlabathi jikelele. Oku kuyindlela yokuthengisa abahamba ngeeninzi, okanye balindele ukutshintsha indawo zabo zanele ngokwaneleyo ukwenzela ukuba benze iiprayimari eziphezulu. Iimali-mali ziphezulu ngaphezu kwe-inshurensi yabucala kumazwe athile, kodwa isenokungaphantsi kwee-premium ze-inshurensi yabucala e-US

4. Khupha ngaphandle kwePocket

Kukho rhoqo ukhetho lokukhawuleza ukuhlawula i-pocket yeenkonzo zonyango kwamanye amazwe. Le nto yinto enokuba yindleko engavumelekanga e-US, kodwa ingahlawuleka kwezinye iindawo.

Zininzi iinkqubo zonyango eziqhelekileyo ezifana nokufakelwa kwe-hip, ukufakelwa kwe-pacemaker, ukuhlinzwa kwe-cataract, njl., Kunye neenkqubo zezinyo kunye neenkqubo zokuzicoca zonke iindidi zingabiza isiqingatha okanye ngaphantsi koko zenzayo e-United States. Oku kwenza ukuba kufikeleleke ukuhlawula imali kunye nekhadi lesikweletu.

Ukunyamekelwa kwezempilo kwimimandla ephakamileyo yelizwe lokuhlala umhlala-phantsi kubonisa ukuhluka kwiingqungquthela ezingasentla, kwaye iimfuno zononophelo zomntu ngamnye zihlukeneyo, ngoko ke abaninzi bachitha ukusebenzisa ukuhlanganiswa kwezi zicwangciso kuxhomekeke apho bahlala khona. Olu luhlu lwezinyathelo zokunakekelwa kwempilo ezinokuthengelayo ngenye yezinto ezithengisa kakhulu inani malunga nokuhlala, ukusebenza, okanye ukuhlala phantsi.