Inshurensi kunye neMisebenzi yoBomi bemihla ngemihla

Ziziphi izinto zokuphila kwansuku zonke?

Njengoko uneminyaka yobudala, unokuzifumana kwimeko apho unenkathazo yokwenza imisebenzi yasekhaya eyisiseko. Iinkampani zomshuwalense ezibonelela ngomshuwalense wexesha elide ziye zachaza ezi zinto ngokuthi "imisebenzi yokuphila kwansuku zonke" kwaye zisebenzisa le nkcazo ukuchonga ukuba ufanelekile ukufumana izibonelelo phantsi kwemigaqo yomshuwalense.

Ziziphi izinto zokuphila kwansuku zonke?

Imisebenzi yokuphila imihla ngemihla ichazwa ngokuthi:

Uninzi lwentlalo ye-inshorensi yolondolozo lwexesha elide luqala xa ufuna uncedo kunye ubuncinane kwimisebenzi emithandathu yokuphila kwansuku zonke.

Inkampani nganye yenkampani ye-inshorensi yenkathalo yenkxaso yenkxaso yenkxaso yenkxaso yexesha elide inokuba nencazelo ethile yemisebenzi yokuphila kwansuku zonke, ngoko uya kufuna ukubhekisela kumgaqo-nkqubo we-version yabo, kunye neenkcukacha malunga noko kufuneke ukuba ube nelungelo lokufumana izibonelelo.

Umzekelo: Uvuyo lufuna uncedo ukufumana iingubo kunye nokulungiselela ukutya. Ezi zinto zimbini zizinto ezimbini ezithandathu zokuphila kwansuku zonke. Ukususela ngoJoy wayefuna uncedo ngemisebenzi yakhe yokuphila kwansuku zonke, wambiza inkampani yomshuwalense wexesha elide ukuze akwazi ukuba angasebenzisa i-inshurensi yakhe ukuhlawula umntu ukuba eze ekhaya aze amncede nale mi sebenzi.

Unokufownela inkampani njengeAngels Angels (banikezela ngononophelo lwasekhaya) kwaye unako ukuwamisela ukuba baqhagamshelane nenkampani yakho yomshuwalense egameni lakho. Bakhulu kakhulu ekuncedeni iintsapho ngokule nkqubo. Bathumela ummeli ekhaya lakho ukuqhuba uvavanyo nokuphuhlisa oko kuthiwa "isicwangciso sokunyamekela."

Uvavanyo luyakunceda ukuba yiyiphi imisebenzi yokuphila kwansuku zonke efuna uncedo kunye nokulungelelanisa iimfuno zakho kunye neenzuzo ezibonelelwa ngomshuwalense wenkathalo yesikhatho.

Izicwangciso zemihla ngemihla

Ezinye iinkqubo ze-inshorensi zinikeza isakhiwo sokubuyisela inyanga zonke kwaye zifihla ukunakekelwa kwekhaya. Le nkqubo inokuba luncedo kumntu kamva ebomini. Enye imigaqo-nkqubo inika umda wemihla ngemihla, njengama-$ 200 ngosuku lokunyamekela. Makhe sibone umehluko.

Umzekelo: Cinga ukuba uCarl ufuna uncedo lokuhlamba nokugqoka yonke imihla. Masithi sicinge iindleko ezingama-40 ngeyure. NgeMvulo ngaphezu koko, ukunceda ukuhlamba nokugqoka, naye uthanda ukufumana ukutya kwakhe konke ukulungiselela iveki kunye nokuhlamba kunye nokucoca. Iindleko zeenkonzo ezenziwa ngoMvulo zingabakho i-$ 300. Ukuhlawulwa kwemihla ngemihla ye-$ 200 eyayiza kudlula umda wemigaqo ngoMsombuluko kwaye kufuneka ahlawule ephaketheni, kodwa iindleko zakhe ziya kuba phantsi kwemida yazo kwezinye iintsuku. Ngomgaqo-nkqubo wokubuyiselwa kwenyanga, oku kungayi kuba ngumcimbi. Inkampani ye-inshorensi yayiza kuhlawula ukuya kwi-6,000 ngenyanga ngenyanga (i-$ 200 x 30 iintsuku) eziza kubandakanya iindleko eziphezulu ngoMsombuluko kwaye yenza uCarl abe nokuguquguquka okukhulu kwindlela iinkonzo ezicwangcisiweyo.

Indlela yokuhlawula umNxeba

Ukuba wena okanye umntu obathandayo unzima nemisebenzi yasekhaya kuqala qhasela i-inshurensi yakho ukuba ubone ukuba unelungelo lokuncedisa imali. Ukuba i-inshorensi ayiyi kugubungela izinto ezifunekayo unako ukuhlawula ukunyamekelwa kwendlu ngaphakathi kwipokoth, njengokuba uza kuhlawula nayiphi na enye inkonzo.

Ukuba awunayo i-inshorensi kwaye ungenayo imithombo yemali yokuhlawula njengoko uhambayo, khangela ezinye iindlela zokuhlawula iindleko zokuphila ezincedisiweyo - kaninzi kukho iinkonzo zoluntu kunye nemibutho engekho inzuzo enokukunceda.