Ingaba Inqwelo Yakho Yomshuwalense Yikhompyutha?
Ngaba i-State of Utah Ilandelela Intshuwalense Yomoto?
Ewe bayenza! Eyona nto imnandi kakhulu ukuba ihambe kunye nokushayela ngaphandle kwomshuwalense wemoto kwaye uphume phambili kwizezimali e-Utah. Ukuba uhanjiswa ngaphandle kwe-inshorensi yemoto, igosa lepolisa liya kukwazi malunga nalo ngokukhawuleza kungakhathaliseki ukuba uyintoni na kumxelela yona. Bonke abahlali bafuneka ukuba banikezele ngolwazi lwabo lwe-inshurensi yemoto kwi-Insure-Rite, apho i-state ikwazi ukufikelela khona. Ukuba i-Insure-Rite ayinayo ingcaciso yakho yangoku, uya kufumana isaziso kunye nethuba lokuthumela ubungqina okanye uqinisekise utshintsho ekusebenziseni. Ukuba awuboneleli ubungqina okanye uqinisekise utshintsho ekusebenziseni, ukubhaliswa kwezithuthi zakho kuya kukhanselwa. Ukunyanzeliswa komthetho kuya kwandula ufumane ulwazi oluchazelayo ukuba awukho i-inshorensi yangoku kwifayile. Uya kuba noxanduva lwemali yokubuyisela imoto yokubuyisela imoto eyi-$ 100 kwaye mhlawumbi uhlawulwa xa ubanjwa.
I-Tough Utah State Penalties Ukuba Uthathwa Ukuqhuba Ukuhamba Ngaphandle Kwe-Inshorensi
Ukufumana ukubhaliswa kwemoto yakho kubuyiselwe kuphela kube yintsika ye-iceberg ukuba ubanjwe ukuqhuba ngaphandle kwe-inshorensi e-Utah. Ukuqhuba ngaphandle kwelayisenisi kwiphondo i-Class B Misdemeanor, kwaye uya kuba ngowomgca:
Ukumiswa kweLayisenisi yoMqhubi weeDiski (iRhafu ye-Reinstatement Fee)
Ukumiswa kokuThuthwa kweeMoto (iRhafu 100 yokubuyisela kwakhona imali)
• Ukuba neNqwelo Yakho Impembelelo (i-Tow ne-Impound Fees)
• Itikiti kwi-Offensive yakho yokuqala: i-$ 400 elungileyo
• Itikiti Kuphi na ukuphosa okuqhubekayo: $ 1000 elincinci
Ukuba ungumqhubi omhle, unako ukufumana inshorensi yemoto e-Utah unyaka wonke ungaphantsi kwe-$ 900. Ingaba kuyimfuneko yokubeka ingozi kakhulu ukwenzela ukuba ulondoloze encinci - ingakumbi xa kukho ithuba elikhulu lokubanjwa?
Yintoni eyenzekayo Xa usengozini yeMoto ngaphandle kweNqwelo-mali ye-Car
Lo mgaqo ukhululeke kakhulu kuwo wonke amazwe: uya kubanjwa ubophelelekile xa usengozini yemoto ngaphandle kwinshuwalense. Zonke iindleko ezihambelana nengozi ziya kuza ngqo kwi-pocket yakho. Ukuba i-inshorensi yakho yempilo ayifaki ukulimala kwengozi yengozi, kuya kufuneka uhlawule zonke iindleko zonyango. Ukuba ingozi yayiyimpembelelo yakho, kuya kufuneka uhlawule zonke iindleko zomqhubi. Ukuba ubangele nayiphi na umonakalo wepropati, uya kuba noxanduva lokumboza iindleko zokulungiswa. Izandi zibiza, ha Kuyinto-ngaphandle kokuba unamapilisi angapheliyo emali ejikelezileyo. Ngokuqhelekileyo ushiya abantu abangenayo ikhetho ngaphandle kwebhanki.
Ukususela ekuqalekeni ngokulandelelana kwikhompyutha yemoto yomshuwalense e-Utah nge-Insure-Rite, izinga le-motor uninsured lika-Utah liye lahla ukuya ku-4%. Ngokwe-Insurance Information Institute, ngo-2012, umyinge welizwe u-12.6%. Kulunge ngakumbi kubo bonke abaqhubi ukuba wonke umntu uqinisekisiwe ngokufanelekileyo. Inciphisa iindleko ezipheleleyo ze-inshurensi kwaye inciphisa kakhulu ukulahlekelwa kokubuyela kwindawo evamile emva kwengozi enkulu. Gcina i-inshurensi yemoto yakho ngenjongo yokuphepha iindleko eziphezulu kunye neengxaki ezininzi. Ukuba awuqinisekanga ukuba yiyiphi inzuzo yomshuwalense eya kulungile kuwe, uthetha kwi-agent yomshuwalense we-inshurensi efanelekileyo ukuba uqinisekise ukuba uqinisekisiwe ukuba uqinisekisiwe.