Ngaba Ubungqina Bokuba Uxanduva Lwezemali Olubizileyo Kunokuthenga Intengiso Yomshuwalense?
Ngokwenene, akukho mfuneko yomshuwalense wemoto ayikho i-freebie abantu abaninzi abanokucinga ukuba. Nangona ihlawulwanga ingenakho ukuhlawuliswa ngokuqhuba ngaphandle kokuya, uya kuqhubeka uhlawuliswa ngengozi yecala.
Kwaye ezinye iindawo zizinzima malunga nokubonelela ngobungqina bemeko lwemali kunabanye.
Ziziphi iiNetherlands Azingayifuni iInqwerensi yeeNqwelo
- I-New Hampshire : Nangona i-inshorensi yemoto ayimfuneko kwi-NH, usenomthwalo wokulimala ukuya kwii-50,000 zama-$ ukulungiselela uxanduva kunye ne-25,000 ye-$. Lindela ilayisenisi yokumiswa kunye nokubhaliswa ukuba awukwazi ukuhlawula umonakalo wengozi wena okanye isithuthi sakho esibangele.
- UVirginia : Awufuni ukuhlawula i-inshurensi yemoto eVirginia? Unakho ukhetho lokuhlawula i-R $ 500 ngonyaka kodwa loo nto ayiyi kunika nayiphi na ingxelo. Uya kuqhubeka ubopheleleka ukuba ubangele ingozi.
Abaqhubi bobabini eNew Hampshire naseVirginia bavame ukuthenga intengiso yomshuwalense nangona ingafunwa. Iindleko ze-inshurensi yemoto ziphantsi xa kuthelekiswa nokulahlekelwa kwintlekele yengozi yemoto. Umyinge wesizwe we-motorist uncedured ngo-2012 wawungama-12,6 ekhulwini ngokweNkcazo ye-Insurance Information.
I-New Hampshire yayingama-9.3 eepesenti kwaye iVirginia yayibhalwe kwi-10.1 pesenti ngaphantsi kwe-average rate.
Yintoni Ubungqina Bomsebenzi Wezezimali?
Ubungqina bokuba uxanduva lwemali luyinyaniso, inqwelo-mali yomshuwalense. Kodwa kukho ezinye iinketho ekunikezeni ubungqina bembopheleleko yemali. Ngokuqhelekileyo, kubandakanya ukuhlanganisa imali yakho kwaye uyibeke eceleni xa kwenzeka ingozi.
Abaninzi bavumela abaqhubi ukuba bathenge isibophelelo okanye badibanise imali kunye nelizwe.
Ziziphi iiMerika ezibonelela ngenye indlela kwiNtshuwalense yemoto?
Iindleko zeebhanki ziyahluka. Ubungcono kumanqaku akho ekhredithi kunye nefa kwizinga elingcono oza kufumana ngalo. Uthenge ukubophelela kwemali efunwa nguRhulumente wakho. Emva koko ukuba kukho ingozi ibhondi iya kugubungela iindleko ukuya kwimida yayo. Ekugqibeleni, uhlawula imali ehlawulwe yibophelelo.
30 Iintetho Zinikezela ngeeBond okanye iCash Deposits kwindawo yomshuwalense wemoto
- Alabama
- EArizona
- California
- Colorado
- Delaware
- Idaho
- E-Indiana
- Iowa
- Louisiana
- Maine
- Maryland
- EMassachusetts
- Mississippi
- EMissouri
- Montana
- Nebraska
- ENew Mexico
- Inew york
- North Carolina
- EOhio
- E Oklahoma
- Rhode Island
- South Carolina
- EMzantsi Dakota
- Tennessee
- ETexas
- Utah
- Vermont
- EVirginia
- EWashington
- Wisconsin
- Wyoming
Iindawo ezininzi zinokunikela ngeendlela zomshuwalense wemoto. Hlola kunye ne-DMV yakho yasekhaya, iSebe leZithuthi, ukubona ukuba i-bond iyafumaneka. Iibhondi zi landela kuwe ngoko kungakhathaliseki ukuba uyisithuthi sakho, ubophelo luya kuthi lwenzeke ngokomthetho ukuqhuba. Ingxenye embi kukuba ngaba kukho ingozi yecala, kufuneka uyihlawule imali ngokugcwele kunye nomdla njengemboleko.
Yilungele ukubonisa ubungqina boxanduva lwezeMali
Kufuneka unikezele ubungqina bembopheleleko yemali ngendlela ebonisa ngayo ubungqina bomshuwalense wemoto .
Yiba nekopi yesikhonkco efumanekayo nanini na xa uqhuba. Kuya kufuneka ukuba unikezwe kwipolisa xa utyunjwa ngenxa yokuphulwa kweendlela okanye ukuba usengozini.
Ukuhamba Ngaphandle Kwemoto Yomshuwalense
Akukho yomshuwalense wemoto yinto enkulu yokudlala. Kukho okunye ukugcina imali ethile ngexesha. Kodwa kunakho ukukwazi ukulahlekelwa enkulu xa uhlala e-engozi. Uya kuba ngumntu onoxanduva lwakho konke okubandakanya umonakalo kwipropati yomntu, ukulimala, kunye nokulimala kwipropati yakho. Kwabaninzi abantu, i-inshurensi yemoto iyona ndlela ikhethekileyo.
Ukufumana Ukuqhuba Ukuqhuba Ngaphandle Kwemoto Yomshuwalense okanye Uxanduva Lwezemali
Ukuba unobungozi bemoto okanye wada wanqumla ngaphandle kokuba unobungqina bomshuwalense wemoto okanye uxanduva lwezemali kukho ithuba elifanelekileyo lelayisenisi yokuqhuba yakho kunye nokubhaliswa kuya kumiswa .
Emva koko unokufunwa ukuba ufake i-SR-22 kwimigaqo-inshorensi yemoto yakho ukubonelela ubungqina bomshuwalense ngaphambi kokubhalisa ukubhaliswa kwakho. Oku kuthetha ukuba umkhonkco awusayikukhetha kwaye inqwelo-mali yomshuwalense iyadingeka ngamaxesha onke kwixesha elithethiweyo, ngokuphindaphindiweyo iminyaka emithathu.