Iintlobo zeTrasti kunye nezinto abazenzayo

Igama elithi "trustee" lingazikhumbuza imifanekiso yabasetyhini abakhulileyo kwizikhwama ezinomsebenzi onzima. Ngokunjalo yintoni umphathiswa? Uyi-fiduciary ebekwe phezu kolawulo lwemihla ngemihla ukuphathwa kwepropati kunye neefa ezibekwe kwi-trust. I-trustee ingaba ngumntu, isikhungo esinjengebhanki okanye inkampani yokuthemba, okanye ukudibanisa kokubili.

Iintlobo zeTrasti

Uninzi lwababoneleli okanye abathembeli bezinto zokuhlala ezikhuselekisayo - abantu abadala ezi zikholo-zisebenza njengama-trustees ngokwabo.

Umphathiswa ohambelayo nguye onyathelo lokuthatha ulawulo lwethemba lokunika umnikezeli kwisiganeko sokuba engakwazi ukuqonda okanye afe.

Xa umntu enza ithemba elingenakuthenjwa, akanakuzibiza ngokuba ngumphathiswa - kufuneka azinike iimbombo ngaphezulu komnye umntu okanye kwisiko. Amatrasti abaphumeleleyo kunye nabaphathiswa beethemba elingapheliyo banokwabelana ngemfanelo efanayo.

Indima yeFiduciary

I- fiduciary ngumntu onesikhundla sokusingatha imicimbi enye okanye ngaphezulu egameni lomnye umntu. Umphathiswa kufuneka abeke eceleni iimvakalelo zakhe kunye neenjongo zakhe kwaye enze ngendlela efanelekileyo kumxhasi wakhe, njengomgcini-akhawunti okanye ummeli. Umphathiswa kufuneka enze izinto ezilungileyo kubaxhamli be-trust.

Isivumelwano esithembekileyo sokubambisa i-trustee siya kunika i-trustee isikhokelo malunga nokuba yiyiphi into ephambili ekufuneka ibe yindlalifa nganye. Ithemba lokuxhamla umlingane osasalayo kunye nabantwana basenokuthi iimfuno zomlingane zibaluleke ngaphezu kwala bantwana okanye ngokulandelana.

Ithemba elimiselwe ukubonelela ngemfundo yabazukulwana lingachaza ukuba zeziphi iinqununu zezikolo abazukulwana abanokuya kuzo kunye neendleko zokufundisa eziza kubakhokhelwa, njengesifundo, igumbi, ibhodi kunye neencwadi. Ithemba lingafuna ukuba itrasti ibhekisele kwezinye iimpahla ezifumanekayo kumxhamli ngaphandle kwesikhwama se- trust ngaphambi kokwenza ukwabiwa kwi-trust.

Uxanduva lwe-Fiduciary aluyiyo into xa umnikezeli wethemba elithintekayo likhonza njengomphathiswa wakhe. Ngenkcazo, lolu hlobo lokuthembela lunokutshabalaliswa okanye imimiselo kunye nabaxhamli bayo batshintshwa ngumnikezeli nganoma nayiphi na ixesha. Ngoko ke, ithemba likwazi ukuzinceda. Kodwa umphathiswa wethemba elingenakuthenjwa libophelelwe ngumsebenzi wakhe wokuba ngumsebenzi, kwaye umphathiswa olandelayo uyakubeka i-trust, abaxhamli bayo kunye ne-imeko yokungaqondakali kwengqondo - umnikezeli wokuqala.

Yiyiphi i Trustee

I-trustee inoxanduva lokulawula ipropati ene-trust for the benefit of the beneficiaries. Imisebenzi yakhe echanekileyo iyahluka ngohlobo lwezinto eziphathekayo. Ukuba i-trust itholakala kwi- akhawunti yebhanki kunye no- mali , umphathiswa uya kuba noxanduva lokujongana nale akhawunti. Ukuba i-trust inokwendawo yokuhlala yokuqashisa, umphathiswa uya kuba noxanduva lokulawula ipropati, kubandakanya ukusebenzisana nabaqashi, ukulungiswa, i-inshorensi kunye naziphi na iimvavanyo ezifunekayo.

Ngokuxhomekeke kumthetho kaRhulumente kunye nemigqaliselo yamaphepha e-trust, i-trustee inokudlulisela abanye imisebenzi, njengokuqesha umcebisi wezemali ukujongana notyalo-mali okanye umphathi wepropathi ukujongana nokuthengwa kwezindlu. I-trustee kufuneka isebenzise isigwebo esifanelekileyo kunye nokunyamekela ngokukhawuleza ekunikezeni imisebenzi kwaye igweme nayiphi na ingxabano enomdla, njengokuqesha umntakwabo njengomcebisi-mali we-investment, ubuncinane ngaphandle kwemvume yabancedisi.