Kwaye, kungenzakwenzakalisa njani?
Ufumana njani isigwebo?
Izigwebo ezizenzekelayo
Ngaphambi kokuba umntu athathe isigwebo kuwe, lowo mntu (okanye inkampani) kufuneka afake icala. Kungaba ngokukhawuleza ukufunda ukuba umntu ufake ityala. Abanye abantu abayiqondi amaphepha abaye bakhonza kuwo, abanye babeka iintloko zabo entlabathi kwaye bazinyathelo lokugweba umgwebo.
Abanye benza into ehlakaniphile baze babize igqwetha elimela abantu baxoxwa ngamacala enkcitho.
Ukuba endaweni yokuthetha nommeli ukhetha ukungayihoyi inkundla, inkundla iya kufaka isigwebo kuwe. Ezi zihlandlo zibizwa ngokuba zizigwebo ezingaqhelekanga.
Ukuze ufunde okungakumbi malunga noko kwenzekayo phambi komgwebo, funda ixesha lomgca woTyala loTyala lwaBathengi: Ngaphambi kokuba i-Lawsuit ifakwe .
Ukuze ufunde okungakumbi malunga noko kwenzekayo ngexesha lomgwebo, funda ixesha loMyalelo woTyala lwaBathengi: Ulungelelaniso kunye novavanyo .
Xa Ufaka Impendulo kwi-Suit
Ukuba uyifake impendulo kumgwebo, inkundla ayiyi kuvumela ummangali (umntu ofaka ifowuni kuwe.
Nangona ubeka impendulo kumgwebo, usenokuthi ulahlekelwe yimeko, obangela ukuba inkundla ifake isigwebo sakho. Nantsi ikopi yesigwebo sommangali ophumelele ityala kwaye wanikezelwa isamba semali.
Kwenzeka ntoni emva kokuba umgwebo ungeniswe?
Ukuba netyala elingakhokhelwa kwirekhodi yakho akuyona into enhle. Ukuba nomgwebo kwirekhodi yakho kubi.
Isigwebo siphendula i-akhawunti endala ibe ityala elitsha.
Isigwebo sinokuguqula i-akhawunti yengxelo yekredithi engafumanekanga ingeniso yemali.
Ngokomzekelo, zithi unayo i-akhawunti endala ye-akhawunti yekhredithi engazange uyisebenzise okanye uyihlawule kwiminyaka emihlanu. Urhulumente wakho unomthetho, obizwa ngokuba ngummiselo wemingcele, ochaza ukuba umbolekisi akakwazi ukunyanzelisa i-akhawunti engaphezulu kweminyaka emine. Kodwa akukho nto evimbela umbolekisi ukuba angenise umgwebo. Kungenxa yokuba umbolekisi uthabatha ithuba lokuba awuyikukhusela i-suit kwaye uyise ummiselo wemingcele kwisaziso sejaji. Oku kubizwa ngokuba "ukukhusela okuqinisekileyo." Ukuba awuyifayile impendulo kweso sithuthi, ijaji inokuthi isitampu yerabha igwebe kwaye ifake isigwebo ngenxa yokuba awukwazanga ukubeka ukhuselo.
Isigwebo silungile iminyaka elishumi okanye ngaphezulu.
Ngokuxhomekeke kwimeko yakho, isigwebo sihlala sihle iminyaka elishumi okanye ngaphezulu. Lapha kwimeko yaseTexas, ininzi yemigwebo yemali idlulileyo iminyaka elishumi. Okona, ekupheleni kweminyaka elishumi, banokuhlaziywa kwenye iminyaka elishumi. Lexesha elide lokuba netyala likulandele.
Yaye, isigwebo siya kukulandela. Ihlala kwingxelo yakho yekhredithi kwaye ngokuphindaphindiweyo ekuhlolisweni kwangasemva kuze iphelelwe yisikhathi. Iminyaka engamashumi amabini ixesha elide. Iyakwazi ukubhaliswa kwamanye amazwe ukuba uhamba.
Khangela eli nqaku ngolwazi malunga nezigwebo kwimeko yakho: Isigwebo Iingxelo kwiNgxowa-mali kwilizwe lakho.
Indlela uMgcini-mali angayisebenzisa ngayo isigwebo.
Ngaphantsi komthetho kaRhulumente, isigwebo sixhomekeke kwipropati. Ikhonkco ngumdla wokhuseleko, kungekhona ngokungafani nomdla wemoto wakho umthengi wemoto enemoto yakho okanye ibhanki isendaweni yakho xa unemali yokuthenga. Ikhonkco lokugweba, okanye inzala yomkhuseleko, ifakela kuyo yonke impahla yakho. Ngenxa yokuba isigwebo singumkhonkco kwipropati, umgwebo uvulela ininzi yezikhundla zomboleki. Ezimbini ezibalulekileyo kunokugcinwa kunye nokuhlawula.
Ukulungiswa
Ukuba urhulumente wakho uvumelekile, umboleki wezomgwebo angafaka ityala kwinkundla kunye nomqeshi wakho. Umrhumo uyalela umqeshi ukuba athathe umlinganiselo othile kumvuzo wakho kwaye awuhlawule umboleki.
Umboleki-mali akaxhomekanga ekuhlaleni umvuzo. Iibhanki zebhanki zijoliswe kuzo. Ngokubanzi, nangona kunjalo, iingeniso zempesheni, iintlawulo zentlalo kunye nokukhubazeka, ukungaqeshwa kwemisebenzi kunye neenzuzo zentsebenziswano ayikwazi ukuhlawulwa okanye zilungiswe ngetyala ngaphandle kokuxhaswa kwabantwana kunye ne-alimony, ngaphandle kokuba ezo zinzuzo zifakwa kwi-akhawunti yebhanki.
Kwiimeko ezininzi unokuzikhusela malunga nokuhlobisa. Khangela indlela yokuphatha ukulungiswa.
Umrhumo weZakhiwo
Umboleki wakho angathatha loo mgwebo kwigosa likarhulumente njenge-sheriff kwaye ucele ukuba u-sheriff abambe kwaye athengise ezinye zepropati yakho ukuhlawula isigwebo. Oku kubizwa ngokuthi "ukuqhutyelwa kwetyala". Uza kuziva unamandla xa uncediswa ngumphathi wendlu yakho kunye nelo phepha ekucela ukuba ubone iTV okanye iitshixo zemoto yakho.
Kwamanye amazwe, umbolekisi unokunyanzela ukuthengiswa kwekhaya lakho okanye enye indawo. Okona kuncinci, isigwebo sivela kwiirekhodi zepropati yakho. Xa uhamba ukuthengisa okanye ukuhlaziywa kwipropati, isihloko se-inshurensi siya kufuna ukuba isigwebo sihlawulwe ngokugcwele kwimali.
Funda kabanzi malunga nendlela ababolekisi baqokelela ngayo izigwebo kwixesha elifanelekileyo lomThetho woTyala loTywala: Ukuqokelela isiGwebo .
Ndingakuphepha njani uMgwebo?
Izigwebo akufanele zihlanjwe nazo. Bangakwazi ukuphazamisa ubomi bakho bemali, umsebenzi wakho, kwanokuthintela ukuba ufumane i-inshurensi, uqeshe indlu okanye ufumane imvume yokukhusela. Cinga ngokukhusela isigwebo. Kungaba lula kwaye kungabizi kangangoko kunokuba ucinge. Khangela eli nqaku ukuze ufunde kabanzi malunga nokumangalelwa kwekhadi lesikweletu: Ngaba kulungele ukukhusela umyalelo weKhadi leKhadi?