Ngenxa yoko, abatyali-mali abathanda ama-Apple ngoku banokukhetha: i-Apple stock okanye i-Apple bonds. Kodwa yiyiphi ibhetri engcono?
Iimali ze-Apple zikhuselekile, kodwa ...
Ukujongwa ngokwabo, ezi zibophelelo azinikezeli xabiso ngokukodwa, kodwa imiba efunekayo ngo-2025 ngokuqinisekileyo iphantse ikhuselekile njengakuphi na amabhondi karhulumente. I-Apple inemali enkulu yemali, ityala elincinci lobukhulu bayo (nangona i-$ 55 yezigidi kunye kunye ne-debt bond), kunye nobuninzi bemali ekhoyo ekhoyo ukuze ihlawulele inzala yayo. Nangona i-Apple ayithengisanga enye i-iPhone okanye i-iPad ngokuqala ngomso, inayo imali eyaneleyo ukukhusela okungahambisani nale miba.
Ngexesha elifanayo, nangona kunjalo, ukuthengiswa kweebhondi ze-Apple kunye nomvuno ophantsi kakhulu usasazeka ngaphezu kooNondyebo base-US . Nangona oku kungumqondiso weentengo zemboleko zenkampani, oko kuthetha ukuba izibophelelo zinomlinganiselo ophezulu wenzala . Kulabo abamba iimbophelelo kude kube kukhula , oku akuyona ingxaki.
Nangona kunjalo, abo bangadinga ukuthengisa izibophelelo ngaphambi kokuba baqokelele bavelele ukuba kungenzeka ukuba izenzo ze- Federal Reserve okanye ezinye izinto zingacinezela i-market bond edibeneyo ngexesha elithile kwiminyaka elishumi ezayo. Indawo yokuhlala kwexesha elide ehamba phambili elandelelwano lwezimali ngo-2007-8 ekugqibeleni liya kugqitywa, amaxabiso aya kuphakama, kwaye njengoko oku kuveliswa kwezivuno kulezi zibophelelo kuya kuhlaselwa.
Izibhanki zexesha elide ze- Apple, ngenxa yee-2043 kunye no-2044, zinokukhuseleka njengemiba emfutshane, kodwa apha umbuzo wokuxuba umkhiqizo wenkampani uyazibuza. Iminyaka engamashumi amathathu ukususela ngoku, iimveliso zangoku ze-Apple ziya kuphelelwa yisikhathi, njengoko i-Sony Walkman namhlanje. Ukwahlukana, kule meko, kukuba i-Apple ayinabo ububanzi obuncitshi bemigca yemveliso kunokuba i-Sony kwimihla yayo. Utyalo-mali kwiibhondi zexesha elide le-Apple lifuna ukuzithemba ukuba inkampani iya kuqhubeka nokuphucula nokunikela ngemveliso abayifunayo. Ngethamsanqa, inkampani inemali eyaneleyo yokwenza iimeko zayo zokuhlala ixesha elide nangona ziwela emva kobuchwephesha kwiminyaka ezayo.
AAPL Stock Vs. Bond
Oku kusibuyisela kumbandela wokuba i-Apple stock okanye i-Apple bonds iyona nto ithenga bhetele. Umtyalo-mali owathengile inqaku le-Apple leminyaka eyi-10 ekupheleni kuka-Epreli uza kufumana isivuno sokuvuthwa kwe-3.5%, ngelixa umtyalo-mali uza kuba ngumgca we-2.3%. (Gcinani engqondweni, zombini iinombolo zitshintsha imihla ngemihla ukunyuka kwexabiso.
Oku kuthetha ukuba abatyali-mali baya kuzuza imali engaphezulu ngokufumana izibophelelo, kodwa inzuzo iyincinci. Ingakumbi, ihluleka ukuphendula i-akhawunti malunga nokukhula kwezabelo ezizayo kwisiganeko esenzeka ukuba i-Apple ikhulisa isabelo sayo ngexesha.
Ukuqhubela phambili, umtyalo-mali ophethe iibhondi ze-Apple akakwazi ukuthatha inxaxheba ekukhuleni kwempumelelo, okulindeleke ukuba angene kwi-15% kwiminyaka emihlanu ezayo. . Ekugqibeleni, ku funeka kuqatshelwe ukuba isitokisi se-AAPL sinamanzi (oko kukuthi, kuthengiswa ngokulula) kunamabhondi ayo.
Ngokubambisana, le miba ibonisa ukuba ngelixa iibhondi ze-Apple zinomvuzo othobekileyo, isivuno se-AAPL sisona siphumo esilungileyo sokubuyisela inani elide elide. Kwakhona, inzuzo yokukhula kwezahlulo - kunye nokukwazi ukuthatha inxaxheba ekukhuleni kwenkxaso-nkampani - yenza isitoreji sibe bhetele kukunceda ukuncedisa utyalo-mali ukulwa nokunyuka kwamaxabiso .
Hlalani nikhumbule, nangona kunjalo, ukuba ngamnye umtyalo-mali unenjongo ezithile kunye nokunyamezela . Ngelixa i-Apple stock inokunikezela ngaphezu kokubambisa kwayo, isitokisi sinokungabi nanyameko-esichazela ukuba akufanelekanga kubanini-mali abanokuzithengela ukuba ukhuseleko lwenqununu yinto ephambili.
Ngaphandle koko, ukhetho lucacile: kulabo abafuna ukuthatha inxaxheba kule juggernaut yeeteknoloji-mboleki, i-Apple stock iyindlela engcono kunezibophelelo zayo.
Igama lokugqibela lokulumkisa
Kwenye yeenkampani ezinkulu zehlabathi, isitokisi se-Apple sinembali yokungabi nantoni. Ngomhla wama-Julayi 2015, umzekelo, isitokisi sasiyi $ 132 / isabelo. Kwiinyanga ezilishumi kamva zithengiswa ngaphantsi kwama-90 / i-share share - ngaphezulu kwe-30 kweepesenti yokulahlekelwa kwexabiso. Abatyalomali, ingakumbi abo bahlala phantsi okanye abasondeza umhlalaphantsi, kufuneka bathathe le ngxaki xa becinga ukutshala imali kwi-Apple.
Ukuziphendulela : Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lithathwe njengengcebiso-mali. Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso. Soloko ubonisana nomcebisi-mali kunye neengcali zerhafu ngaphambi kokuba utyale.
Kugqitywe ngokutsha ngoJuni 2016