Iingqungquthela ze-HH Savings Bonds

Ukuqonda Iingqungquthela zeeHlu zoLondolozo lweHH zokuPhepha kwi-Portfolio

I-Series HH yolondolozo lwenkqubo yayilungiselelwe ukuvuza isigulane, abatyala-mali bexesha elide abaye babamba izibophelelo zokugcina u-EE ukukhula; indlela yokubakhuthaza ukuba baqhubeke bemboleka imali kumhlawuli werhafu ngelixa befumana imali engenayo engenayo ngendlela enomdla .

Ngokungafani nezibophelelo zokulondoloza i-EE, ezingazange zihlawulise inzala kubatyalomali ngendlela yemali kodwa endaweni yoko yongeza intlawulo yengeniso kwakhona kwixabiso eliqakathekileyo lesibhonkco (kuphela ekuncediseni umnini xa i-bond ekhishwe), i-Series HH izibophelelo ayizange ikhule ngexabiso.

Inzala yengeniso kwii-Series HH izibophelelo zafakwa kwi-akhawunti yebhanki yomnini-mboleko rhoqo emva kweenyanga ezintandathu, ukubonelela ngemithombo engenayo yenkcitho-mali engasetyenziselwa ukuba i-bond isagcinwe. Exhaswa ngokholo olupheleleyo kunye nekhredithi kaRhulumente waseUnited States, ezi zibophelelo zindlela epheleleyo yokutyalo-mali abatshali-mali abahlala kuyo imali yabo .

Ngama-EE angama-Savings bonds, akufanele uhlawule irhafu kwi-interest income eyongezwa kwiibhondi zakho ngonyaka. Kunoko, unako ukulinda de ukukhula okugqibeleleyo kwaye uhlawule yonke irhafu kwangoko, xa uhlawula i-bond. Ngokutshintshana izibophelelo ze-EE zoLondolozo lweeNkcazo ze-HH zokulondoloza, unokuzichasisa zonke iirhafu ukuya kwiminyaka engamashumi amabini ezongezelelweyo! Oku kwakuyinzuzo enkulu, ukunika abatyalo-mali imali engaphezulu yokubasebenzela. Lo ngumzekelo ogqityiweyo wenkqubo evuze ukuziphatha okuhle okwazuzisa uhlanga.

Umyinge womdla kwi-HH Savings Bonds

Inzala yomlinganiselo wee-Series HH zokugcina izibophelelo zenziwe rhoqo emva kweenyanga ezintandathu kwaye zizinye ngosuku othenge ngalo. Isilinganiso sasivalelwe iminyaka elishumi. Amanani omdla aphinde ahlaziywe ngomhla weshumi wokubanjelwa komhla wokugqibela we-HH bond. Uchungechunge lwe-HH lwee-Savings bonds lufikelela ekuvuthweni kwaye luyeke ukufumana inzala engenayo ngokupheleleyo kwiminyaka engamashumi amabini yomhla wokuphuma komhla.

Inzala engenayo evela kwi-Series HH yokugcinwa kweebhondi kufuneka ibhengezwe kunyaka werhafu yamukelwa, kodwa ayixhomekeke kwiirhafu zaseburhulumenteni kunye neendawo.

Njengoluhlu lwe-I-bonds yokulondoloza , i-Series HH yokugcinwa kweekhonkco inokuhlawulelwa ukuxabisa ubuso obupheleleyo nanini na.

Ukuphela kwee-Series HH Savings Bond Programme

NgoSeptemba 1, 2004, iSebe laseMelika leSebe lezeMali liyekile ukunika i-Series HH izibophelelo zokulondolozwa kubalimi-mali, ukuphelisa inkqubo ephumelelayo neyayithathwa kakuhle eyayivuyisa ukugcina, ukunyusa, kunye notyalo-mali. Inkqubo ayizange ithathelwe indawo nayiphi na into efana nayo, ishiya abatyali-mali ukuba bajonge kwiimarike ezizimeleyo ukuze bafumane utyalo-mali olufanelekileyo.

Kukho ezininzi i-Series HH ezigcinwe zibophelelo ezilondoloziweyo kodwa abatyali-mali abanenhlanhla ngokwaneleyo ukuba bazuze baya kuzifumana ngaphandle kokunye okunye okungafaniyo ngaphandle kokuba iCongress isebenza ngexesha lokugqibela elivuthiwe kunyaka ka-2024.