Utyalo-mali Isifundo 4 - Ukuhlalutya ingxelo yeNgeniso
Imali yeNzala kwiNkcazo yeNgeniso
Amaxesha athile iinkampani zigcina imali yazo kwixesha elifutshane lokutyalomali-mali, njengezatifikethi zokufaka idiphozithi kunye neenyanga ezilishumi elinambini , i-akhawunti yokulondoloza kunye nemali yemarike yemali . Imali ebekiwe kule akhawunti ifumana inzala kwishishini, elirekhodiweyo kwingxelo yengeniso njengenzuzo yengeniso.
Kwezinye iinkampani, inzala yengeniso kwingxelo yengeniso iyincinci okanye ayinanto. Kwabanye, njengabanini besikhorensi ngabathengi endikhankanyileyo ngomzuzwana odlulileyo, kubaluleke kakhulu. Iipropati kunye neentengo ze-inshurensi zonyango zibeka ipesenti yexabiso leencwadi kunye nomnini-mgaqo-nkqubo "wokuthambisa," leyo imali abambeleyo de ukuba amabango omgaqo-nkqubo ahlawulwe kodwa angabakho, kumabhondi ebhaliswa ngokutsha-mali , ngokukodwa izibophelelo zenkampani . Utshintsho kwizinga lentengo linokubangela ukuba utshintsho oluninzi, lungcono okanye lubi kakhulu, kwinzuzo yenkampani. Umzekeliso wehlabathi loqobo: Ngo-2014, ishishini lomshuwalense liqalise ukufika ixesha apho iibhondi zathengi iminyaka emininzi, kwamashumi eminyaka, ngaphambili beza kukhula.
Kwakunzima kuba ezininzi zezo zibopheko zathengwa ngexesha apho amazinga enzala aphezulu kwaye awakhupha amanqakraza angama-fatter amaninzi kunokuba nayiphi na into ekhoyo kwiimarike. Ukuba amazinga omdla ahlala kwiipesenti ze-zero okanye ezikufutshane malunga nobude bexesha elide, kunokubangela ukuba kubekho ixesha elide, mhlawumbi elinzima, ukulahla inzuzo yoshishino lomshuwalense ngokubanzi.
Oku kuya kuthetha ukuba amaxabiso amanqanaba-mali-mali aphezulu kunokuba avele. Kulabo bathabatha indlela yokusekwa kwemilinganiselo ekwakheni iphothifoliyo, oko luncedo ulwazi olufunekayo ukuba lunokuqwalaselwa xa uqikelele intlawulo efanelekileyo ukuhlawula inqobo yobunini.
Inkcitho yeMali kwiNkcazo yeNgeniso
Okuqhelekileyo kakhulu, kwaye ngokuqhelekileyo kubaluleke kakhulu kwiintlobo zamashishini, indleko yenzalo kwimali yengeniso ibonisa izindleko zokuboleka imali kwiibhanki, abatyali-zimali, kunye neminye imithombo ukuhlangabezana neemfuno zexeshana zokusebenza ezifutshane, ukongeza isakhiwo, isityalo, kunye nezixhobo kwi- balance sheet , ukufumana ukhuphiswano, okanye ukwandisa i- inventory .
Amashishini anempahla eninzi , ukunyuka kwamazinga enzala kungaba yintloko enkulu, ukunciphisa i-earnings ngendlela efanayo bazuza iibhanki kunye nenkampani zomshuwalense. Ukukhusela okusemgangathweni kukulawula kwenkampani ukuvalela amatyala kwixesha elizayo ukwenzela ukuba bakwazi ukuqhubeka nokuhlawula ixabiso lentengo ephantsi kakhulu ekucingeni ngelixa bevumela ukunyuka kwamaxabiso ukuphelisa amandla okuthenga okufuneka babuyele. Yona sizathu sokuba ufanele ugqibe kwiifayile zokulawula kwaye ujonge itekethi yokukhula kwetyala; ulindele kwaye uqikelele oko kuhlaziywa kwiirhafu ezinokuthi zisebenze ngexesha eliya kwenza umgca.
Ezinye iingxelo zengeniso zengeniso zengeniso yengeniso kunye neendleko zemali ngokwahlukileyo njengempahla yazo. Abanye badibanisa kwaye baxela phantsi kwe-"Income Income - net" okanye "Intlawulo yeNzala - inetha," kuxhomekeke ekubeni ingaba yintoni enye yangaphambili okanye yesibini. Intengo ibhekiselele ekubeni ulawulo luye lwasusa inzala engenayo kwimali yenzalo ukuba ifike ngomlinganiselo omnye. Ngamanye amazwi, ukuba inkampani ihlawule imali engama-20 e-inzala kumatyala ayo kwaye ithole i-$ 5 kwimali evela kwirekhodi yayo yokulondoloza, ingxelo yengeniso yayiza kubonisa kuphela "iNtlawulo yeMali-ntlawulo" ye-$ 15.
Isixa somdla inkampani ihlawula ngokumalunga nengeniso yayo kunye nemali engenayo ibaluleke kakhulu. Ukulinganisa ulwalamano lomdla kumvuzo, abatyali- mali bangabalala umlinganiselo wokufikelela kwenzalo .
Eli phepha liyingxenye yoTyalo-mali lwesifundo 4 - Indlela yokufunda ingxelo yeNgeniso .