Iifomula, izibalo kunye neeRatios zeMali zeNkcazo yeNgeniso

Utyalo-mali Isifundo 4 - Ukuhlalutya ingxelo yeNgeniso

Vuyiswa! Ufunde indlela yokuhlalutya ingxelo yentlawulo! Ngoku, ndifuna ukuthetha ngokumalunga kwemali kunye nokubala. Nangona sele usayazi ukuba ii-ratios zemali zibalulekile, kwaye ufundile ukuba ubale kangakanani amanqaku amaninzi eemali ezivela kwingxelo yengeniso ngeli nqanaba kwisifundo sotyalo-mali, ndandifuna ukudala ifomati yesishwankathelo esilula ukuba ugcine . Ngaloo ndlela, nanini na xa usebenza ngendlela yakho kwiinkcazo zemali zeenkampani uze ufike kwingxelo yengeniso, ungaqala ukwenza izibalo ngokwakho kubhalwe phantsi kwiphepha okanye kwincwadi.

Ngaphambi kokuba uqale ukubhala uluhlu lwakho lwezilinganiso zemali, esinye isincomo esingazenzayo kukuzilungiselela ngokucwangcisa. Ngokuqhelekileyo, ndiyichitha amanqanaba eemali kwiindidi ezinhlanu ezahlukeneyo njengoko ndiyakholwayo yenza ukuba ukuqonda kwabo kube lula kwaye kukunceda ukuba uhlele into ozama ukuyilinganisa entloko yakho; indlela yokufumana umfanekiso ongcono, ongcono weendlela ezihlukeneyo ezibandakanyekileyo kunye. Njengoko uphucula izakhono zakho kwaye uyaziqonda ngokubanzi nokuphendula kunye nezemali, uya kuqala ukuphuhlisa isakhelo sakho sengqondo.

Ingxelo yeNgeniso Iifomula, Izibalo, kunye neeRatios zeMali

Ngezantsi uluhlu lwezinto ozifundileyo kwesi sifundo ukuba ulandele isinyathelo ngeyinyathelo.

• I-Marross Margin = inzuzo enkulu ÷ engenayo
• I-R & D yokuThengisa = iR & D indleko ÷ engenayo
• Umyinge wokusebenza = Ingeniso yokusebenza ÷ engenayo (eyaziwa ngokuba ngumyinge wenzuzo )
• Umdla Wokubaluleka kweRatio = I-EBIT ÷ iindleko zenzalo
• Inzuzo yeMargin Inzuzo = inzuzo engenayo (emva kwentela) ÷ engeniso

• Ukubuyela kwi-Equity (ROE) = inzuzo engenayo ÷ umyinge olinganayo wabanini-mali
• I-Asset Ingeniso = ingeniso ÷ iimpahla eziphakathi kwexesha
• Ukubuyela kwii-asethi = I-marginal profit profit * Intlawulo ye-asethi okanye inzuzo engenamvuzo ÷ ixabiso elipheleleyo lempahla ngexesha

Ukongezelela, ufunde izibalo ezininzi zemali ezifuna ukubala okuxutyushwa kwi- Investing Lesson 3: Ukuhlalutya iShidi leBhalansi , elingenakwenziwa ngaphandle kokuba unesibini ingxelo kunye ne-balance sheet phambi kwakho.

• Intsebenzo-mali ngeDola yeZentengiso = iSebenzi-mali ÷ Intengiso yokuThengiswa
• Ukufunyanwa kwemali = Ukuthengiswa kweentengo zemali-mboleko ÷ eziqhelekileyo iimali ezifunyenweyo kwixesha
• Inventory Inzuzo = Iindleko zeempahla zathengiswa ÷ inventory average for the time

Inzuzo yoMnini

Kakade, ezi zixhobo zemali ziphela kuphela; isikhokelo sokuqala soluhlalutyo lwemali olusisiseko. Injongo ekugqibeleni kukufikelela kwinqanaba unokubala into eyaziwa ngokuba ngumvuzo womnini. Yiloo nto ndiyifunayo ebomini bam xa ndifumana i-assetsset ebonakalayo kunye nento endiyifunayo kwinkampani yethu yokuphatha i-asethi , iKennon-Green & Co., kubaxhasi babucala abafuna ukutshala imali kunye nosapho lwam. Loo metriki uzama ukuphendula umbuzo othi, "Ukuba ndinelifa lempahla, ngaba ndingayifumana imali engakanani emva kokunyamekela iindleko ezifunekayo, irhafu, kunye neendleko zemali zokugcina ezifunekayo ukuze kugcinwe ixabiso leyunithi ngaphandle kokulimaza isikhundla sokukhuphisana shishini? ". Xa uthabatha indlela yokufumana imali yomnxeba wokuhlaziywa kwetatimenti yengeniso, ufuna zonke iitatimenti zemali kunye kunye-isalathisi, isitatimenti se ngeniso, kunye nezitatimende zokuhamba kwemali - kwakunye nokukwazi ukuhlawula ukuhamba kwemali ukuza nexabiso langoku elikhoyo.

Injongo ke ukuhlawula intlawulo efanelekileyo okanye efanelekileyo kwishishini ngokugxininisa kakhulu kwiikhampani ezibonakala ngathi zinomlinganiselo kwaye zinemilinganiselo ephakamileyo . Ngulo mdlalo wokuphela. Lo ngumvuzo oyintloko wokuhlalutya ngemali kwaye, ngokuqinisekileyo, unokusetyenziswa kwisityalo- mali sezindlu kunye namashishini.

Eli phepha liyingxenye yoTyalo-mali lwesifundo 4 - Indlela yokufunda ingxelo yeNgeniso. Ukuze ubuyele ekuqaleni, khangela isiqulatho.