Utyalo-mali Isifundo 4 - Ukuhlalutya ingxelo yeNgeniso
Ubuncedo beNgeniso ngaphambi koRhafu
Ngexesha elidlulileyo, lingaba ngumetrikhi othe ngqo, ngakumbi ukuba awuyihlolisanga ngokubhekisele kunyaka omnye kodwa ujikeleze yonke umjikelo wezoshishino, xa kuthelekiswa neentengiso ezipheleleyo , iimpahla ezibonakalayo, okanye ukulingana kwamashishini . Oku kungenxa yokuba imithetho yerhafu yengeniso ishintshana ngezihlandlo kunye nokulawulwa kwezopolitiko ukulawulwa kwezopolitiko, oku kunokubangela ukuba ingeniso yerhafu emva kwerhafu iguquke ngendlela engabonakaliyo rhoqo ngamandla enjini yezoqoqosho. Ingeniso phambi kwentela, ngakolunye uhlangothi, kufuneka ibe yinto ehambelana ngakumbi. Uya kufuna ukujonga ingeniso yenkxaso yesikhathi eside ngaphambi kokuba irhafu ifane nezo zinto zintathu kwaye uzibeke ecaleni kunye nezinye iinkampani kwicandelo elinye okanye kwicandelo elifanayo. Xa ukwenza, uya kuzibona ngokukhawuleza ukuba amanye amacandelo namashishini aphezulu kakhulu kunabanye.
Ukuze kube ngongqalileyo malunga nayo, akuyona ingozi eyona nto ibhekene neyona nto ifanele ibe nayo ixesha elingaphezu kwexesha elide liye lahlanganiselwa kumacandelo amacandelo namashishini . Ngaphandle kokuba kukho utshintsho olubalulekileyo kwingqungquthela yezoqoqosho zombini kunye nehlabathi, kunzima kakhulu ukwakha ubutyebi ngokufumana isitye se-iron ngaphezu kwenkampani yokutya ephakamileyo ephakanyisiweyo okanye esitolo esilungileyo kunokuba iqhube kakuhle ibhanki.
Iindleko zerhafu yeNgeniso kwiNkcazo yeNgeniso
Intlawulo yerhafu yengeniso iyonke imali ehlawulwa yinkampani. Esi sibalo sisoloko siphumelelwe ngumthombo (Federal, state, local, etc.) mhlawumbi kwingxelo yengeniso okanye kwindawo ethile kwingxelo yonyaka okanye ifom ye-10-K yokufaka .
Kufuneka uqhelane kakuhle nemithetho yerhafu echaphazela iinkampani ezithile kunye / okanye ukuthengiselana kwezoshishino. Ngokomzekelo, itsho ishishini olihlalutayo lithengile i-$ 100 yezigidi ezikhethiweyo zezitokhwe ezikhethiweyo, ezithengiswayo kwi-9% (siza kuthetha ngakumbi ngeempahla ezikhethiweyo emva kwesi sifundo njengoko kuthethwa ngokubala yengeniso kwingxelo yengeniso). Unokucinga ngokufanelekileyo ukuba inkampani iya kufumana i-$ 9 yezigidi ngonyaka kwizabelo ezikhethiweyo. Ukuba inkampani inomyinge weerhafu, yithi, i-35%, unokucinga ukuba i-$ 3.15 yezigidi zale mali iza kuhlawulelwa kuMalume uSam. Enyanisweni, amaqumrhu athola ukukhululwa kwi-70% yeengxowa-mali abayifumana kwiimpahla ezikhethiweyo, into atyalileyo ngabanye abatyalo-mali. Ngaloo ndlela, kuphela izigidi ezi-2.7 zeedola ezigidi eziyi-9 kwizabelo ziza kuxhomekeka kwiirhafu.
Ngenkcazelo yakho, ngasezantsi kwephepha, sifake ishati ebeka uluhlu lwama-brackets aseburhulumenteni aseburhulumenteni.
Kuya kukunceda ngokuzikhumbula ngekhanda. Qhubeka ukhumbule ukuba amanye amashishini asemngciphekweni wokubangela iintlawulo ezongezelelweyo, ezikhethiweyo ezifana nezo zihlawulwe kwiinkampani eziphathwe njengeinkampani zeC-classic.
Itheyibhile yokubhekiselele kwiiRhafu zamaRhafu eziShishini eMelika
| Iimali zentlawulo yeNgeniso yeNkampani - 2005-2016 | ||
| Imali engenayo engenayo | Aphelile | Intlawulo yentlawulo |
| $ 0 | $ 50,000 | 15% |
| $ 50,000 | $ 75,000 | 25% |
| $ 75,000 | $ 100,000 | 34% |
| $ 100,000 | $ 335,000 | 39% |
| $ 335,000 | $ 10,000,000 | 34% |
| $ 10,000,000 | $ 15,000,000 | 35% |
| $ 15,000,000 | $ 18,333,333 | 38% |
| $ 18,333,333 | Zonke iimali ezongezelelweyo | 35% |