Ungakhathazeki. Eli nqaku liza kukufundisa yonke into ofuna ukuyifumana malunga ne-ins kunye nokuphuma kwindlu yokuhlala ukuze ube neendawo ozibiza ngazo.
Ufuna Iphi igumbi?
Ngoko unesipopu sakho sephupha esele siphumelele entloko yakho. Uye waqala ukucinga ngetekisi yokufakela ifenitshala, kodwa unganakucinga ngokubanzi apho loo ndawo iya kuba khona. Ngenhlanhla, ngenxa yamandla e-intanethi, kukho inkoliso yezinto ezinokukhetha ukuba uqalise ekuzingeleni kwakho. Cinga ukukhangela amafulethi kwi:
- Craigslist.org
- Apartments.com
- HotPads.com
- Rent.com
- Zumper.com
Unokwazi ukujonga amafulethi kulezi ziza ngaphakathi kwimiba yentengo oyicacisayo, kunye nakwiindawo ezithile. Ngokuqinisekileyo, qho qhasela ukuba unokwenza ukukhwabanisa kwi-intanethi xa ufuna enye into kwiwebhu. Ungalokothi unikele ulwazi lomntu siqu ngaphandle kokubona indlu yokuqala.
Ukuba awuqinisekanga ukuba yintoni ummelwane ukuqala ukukhangela, qalisa ngokucela abahlobo kunye nosapho. Omnye unokukwazi nokuba nesakhiwo esithile onokuyithanda esinezithuba. Qinisekisa ukuba wenze okunye okuhlolisayo ngokwakho.
Ukuba ufumana isincomo malunga nommandla ongazange uchithe ixesha elide, thabatha i-drive apho kwaye mhlawumbi uhamba ngeenxa zonke. Unokuvakalelwa kwiindawo ezininzi ngokukhawuleza, ngokukodwa xa uthatha inyawo. Akunjalo kuphela, kodwa ezinye izakhiwo azikhathazi ngeentengiso kwi-intanethi kwaye ziya kuthumela kuphela iimpawu ngaphandle.
Oko Kufuneka Uyiqwalasele Ngaphambi Kokuqeshisa Ifulethi
Ukukhangela indlu kungabonakala ngathi yinxalenye elula, kodwa kukho izinto ezininzi zokuqwalasela kwinkqubo. Indawo ohlala kuyo inokuchaphazela imeko yakho kunye nemizwelo yakho, kunye nemali yakho. Ekugqibeleni, ufuna ukufumana igumbi elifanelekileyo kuwe , ngoko qiniseka ukuba uphendule ngale miba:
- Uluhlu lwendlu. Ufuna uhlobo luni lwezindlu? Indlu ye studio okanye igumbi lokulala? Cacisa ukuba yintoni indlu yakho ebonakalayo ibukeka kwaye iguquke xa ufuna oko ufuna. Khangela iikwere zesikwere, izixhobo, ukukhanya kwemvelo, ukupaka nokunye.
- Ummandla. Ummelwane ngamnye unobuntu bawo kwaye ufuna ukufumana enye i-jives kakuhle kunye nendlela ophila ngayo kunye nemilinganiselo. Ngaba ukhetha into eninzi edolophini okanye kumadolophu? Ngaba uthanda ubugcisa nenkcubeko, okanye into efuphi imvelo njengepaki? Cinga uhlobo lommandla oyifunayo kwaye uqonde indlela ummandla ngamnye unokungafani ngayo. Ekugqibeleni, ummelwane owukhethayo unokuchaphazela indlela ohlawula ngayo kwi-inshurensi yomnini-mali kunye ne-inshurensi yemoto.
- Lawulo lwe zakhiwo. Izakhiwo ezininzi zendawo yokuhlala ziphethe abaphathi bepropati abajongene nayiphi na imiba yabemi. Kwezinye iimeko, banokuhlala kwi-site. Hlola ukuhlaziywa kwi-intanethi kwenkampani yolawulo lwepropathi kwaye uqinisekise ukuba baya kuba neenjongo ezilungileyo. Abaqashi bahlala becala ukuba bathethe malunga nokuphathwa kwabo.
Ukufaka isicelo kwiNdlu
Ufumene indlu yakho yephupha! Yintoni ngoku? Ixesha lokuba usebenzise. Okokuqala, fumana isicelo kwiinkampani zolawulo lwepropathi okanye umninikhaya kwaye uzalise ngokukhawuleza.
Iindlu ezilungileyo zihamba ngokukhawuleza, ngoko uya kufuna ukugqiba iphepha ngokukhawuleza. Ngokuqhelekileyo, kuya kufuneka uzalise ulwazi lwakho olusisiseko kwaye unikezele amaxwebhu athile njengenxalenye yesicelo sakho.
Njengenxalenye yesicelo sakho sokuqeshisa, unokufuna ukubonelela:
- Paystubs
- Ingxelo zeBhanki
- Iimpepha zokuqhuba
- Ikhadi lokhuseleko loluntu
- Imbali yokuqeshwa
- Imbali yerenti
- Iingxelo
- Imali yesicelo
Ekugqibeleni, la maxwebhu angakunceda ukuba ube ngumviwa ofanelekileyo kwihostela. Abanikazi bezindlu bafuna ukwazi ukuba unobungqina obufanelekileyo bezimpawu, umsebenzi ozinzile kunye nengeniso kwaye iya kuba yinto efanelekileyo yokuhlala.
Ngelishwa, ngenxa yokuba ufaka isicelo sendawo yokuhlala akuthethi ukuba uya kuyifumana. Kwezinye iimeko, unokuthi unqatshelwe ngenxa yekhredithi okanye imali engenayo. Qiniseka ukuba uyazi ukuba zeziphi iimfuno zokufaneleka phambi kokuba uhlawule umrhumo wesicelo ongeke ubuyekezwe kwindlu.
Ukufumana imvume
Emva kokuhambisa isicelo sakho kunye namaxwebhu afunekayo, ulinde. Ukufumana imvume kwihostela kunokuthatha iintsuku ezimbalwa zoshishino okanye ngaphezulu, kuxhomekeke kwimfuno.
Emva kokuba uvunyiwe, umninikhaya okanye inkampani yolawulo lwepropati uza kuthiwa umnxeba kwaye akuxelele.
Ukuze ukhusele indlu kwaye ube yakho, kufuneka ubeke i-deposit deposit, eyona nto idla ngokulinganayo kwenyanga yentlawulo yenyanga. Ngokuxhomekeke kwinkampani, idiphozi yakho yokhuseleko ingaba ngaphezulu okanye ngaphantsi kwerenti yenyanga.
Ukhuseleko lwakho lugcinwe xa kukho umonakalo kwipropati xa uhamba. Ukuba indlu yakho ifanelekile xa ushiya, uya kuwufumana kwakhona. Ukuba akunjalo, sonke okanye isahlulo sakho sokubakho idiphozithi singabanjelwa ukuhlawula iindleko.
Ngaphezulu kwe-deposit deposit, kufuneka ubeke irenti yakho yokuqala yenyanga, kwaye kwezinye iimeko, irente yenyanga yokugqibela nayo.
Ngoko ukuba irente yakho i-$ 800, ukuhamba kwakho konke kwiindleko kunokubonakala ngathi:
Ukhuseleko lwama-$ 800 lwama-dollar ayi-800 eyokuqala yenyanga yokuqeshisa + i-$ 800 yenyanga yokugqibela yentlawulo = $ 2,400
Njengoko ubona, hlala kwiindleko unokuzongeza, ngoko kubalulekile ukuba uhlahlobe uhlahlo lwabiwo-mali phambi kwexesha kwaye uqaphele ukuba zininzi kangakanani idizithi, njl.
Ukongezelela, kuya kufuneka ukuba usayine indawo yokuhlala. Isiqeshiso sivumelwano phakathi kwe-leasor (njengomnikazi okanye umnini-mhlaba) kunye nerenti (njengomqeshi), odla ngokuba ngumvumelwano wesiqeshiso.
Ngokuqhelekileyo kuboniswe emva kokutshekishwa kwekhredithi sele sele kuqhathaniswa kwaye ulawulo lwepropati ligqibe ukuba bafuna ukumkela njengomqeshi wabo.
Isivumelwano sokuqeshisa ngumqulu oza kubonisa konke ukuprintwa okufana ne:
- Imida yokuhlala: Inani labaqeshi livunyelwe ukuba lihlale ekhaya.
- Imigaqo yokuqeshwa: Ubude bexesha apho umqeshi kulindeleke ukuba ahlale kwaye aqhubeke nokwenza iintlawulo zerhafu. Imigaqo yokuqeshisa iyahluka, kodwa ngokubanzi iyahluka phakathi kwenyanga ukuya kwinyanga, ezintandathu ezintandathu okanye omnye unyaka.
- Ukuqeshisa: Inani lemali ehlawulwa ngokukhawuleza ngumqeshi, kwaye xa ezo ntlawulo zikulindeleke, ngokuqhelekileyo ngowokuqala kwenyanga.
- Idipozithi kunye neeNtlawulo: Eli candelo kufuneka lichaze ukuba yintoni imali efunekayo kunye nenyanga yokuqala yerenti. Kuya kukwazisa kwakhona ukuba yiyiphi inkokhelo oyenzela ukuthenga ngetyala kunye nemvelaphi eyakuza kwenziwa, kunye nemirhumo yokuphula imithetho yeqeshiso, njengokuhamba ngaphambi kokuqeshisa kwakho.
- Izixhobo: Uqeshiso luya kufakazela ukuba zeziphi iinkonzo ezibandakanyiweyo kwirenti yakho, kwaye kuya kufuneke ukuba uzihlawule.
- Izilwanyana: Ezinye izakhiwo azivumeli naziphi na izilwanyana. Abanye baya kuvumela izilwanyana phantsi kobukhulu okanye ubunzima. Eli candelo liya kuchaza loo migaqo kunye nendlela yokufumana isilwanyana esinokuthi sivunyiwe.
- Isondlo: Eli candelo liza kunika iinkcukacha malunga naluphi uhlobo lokulungiswa kwiyunithi yakho luya kuba luxanduva lolawulo, kwaye luya kuba yeyakho.
Kubalulekile ukuphonononga yonke imimiselo yesivumelwano sakho sokuqasha, ngoko uyazi apho umi khona. Isivumelwano sokuqasha sisebenza njengomqulu osemthethweni ukukhusela amaqela omabini.
Oku kuthetha ukuba emva kokuba usayine le qeshiso, uvumelekile ngokusemthethweni ukuba ulandele ngokuhlawula irenti yakho kwaye ubeke idiphozi, kunye naluphi na uxanduva olongezelelweyo.
Emva kokuba usayine i-lease kwaye uhlawula idiphozithi, umnini-mhlaba uza kukunika umhla wokungena kunye nezitshixo, ukuze ube nekhaya lakho elihle.
Okukwintsusa
Ukuqeshisa indlu yakho yokuqala kunokuba ngumsebenzi onomdla kwaye unomdla, ngakumbi ukuba awuzange wenze oko ngaphambili. Ukuqinisekisa ukuba uzilungiselele kwaye uxhobile uphando kunokuncedisa ukuzingela kwezindlu ukuhamba kakuhle - kwaye uqinisekise ukuba uya kuhlala kwipropati yakho yephupha ngaphandle kwexesha.