Oko Kufuneka Uyiqonde Ngokumalunga Neentlawulo kwi-ETF Dividends
Kwaye abo bantu abatsha kule ngcamango, i-ETF yezahlulo iquka iifowuni ezihlawulela izahlulo kwaye ngokuqhelekileyo ilandelelanisa i-index index. Izitokhwe kwi-fund okanye inkcazo zikhethiweyo ngokusekelwe kwisivuno sahlulo sabo. Ezinye ze-ETF zifaka isicwangciso sohlulo esiqhelekileyo esibandakanya iimarike ngokubanzi, okanye zinokuthi zihlanganiselwe.
Umzekelo, kukho ii-ETF ezahlukileyo ezisekelwe kwiimali zeemarike ezikhoyo, kwaye zikhona ezinye ezisekelwe kwindawo efana ne-ETF yezahlulelo ezithile zelizwe okanye i-ETF yentengiso yezabelo.
Ngoko ngoku kunye nencazelo, makhe sithethe ngeentlobo ezahlukeneyo zee-ETF ...
Iziqinisekiso ezifanelekileyo ze ETF
Kukho iintlobo ezimbini zee-dividends ezifakwe kwi-ETF. Izahlulelo ezifanelekileyo kunye neengeniso ezingafanelekanga. Ukuze igalelo le-ETF lihlawulwe njengoko lifanelekile, ukulingana kwingxowa-mali ehlawula isahlulo kufuneka ibe ngumnini-mali-mali kwiintsuku ezingaphezu kwe-60 ngeli xesha leentsuku ezingama-121 eziqala iintsuku ezingama-60 phambi komhla wokuhlawula.
Kwakhona, akukwazi ukuba kuluhlu olungabhalwanga uluhlu, kwaye kufuneka luhlawulwe yi-US okanye iqumrhu elithile elifanelekileyo.
Ireyithi yentlawulo kwizabelo ezifanelekileyo zivela kwi-5% ukuya kwi-15%, kuxhomekeke kwizinga lakho lentlawulo yengeniso. Ukuba unomvuzo werhafu engeniso ye-25% okanye ngaphezulu, uhlawulelo lwakho olufanelekileyo luhlawuliswa kwi-15%.
Ukuba ireyithi yakho yentlawulo engenayo ingaphantsi kwe-25%, ke izabelo zakho ezifanelekileyo zihlawuliswa kwi-5% Okwangoku, kulungile.
Iziqinisekiso ze-ETF ezingagqibekanga
Iingeniso ezingahlawulwanga zizo ezo ntlawulo ezingenakuhlangabezana neziqinisekiso ezixoxwa ngasentla. Ngamanye amazwi, zizahlula ukuba urhulumente akaqwalasele igalelo ezilungileyo. Ezinye izibonelo ziquka igalelo kwiimarike zeemarike zemali , izabelo zenkxaso-mali yexeshana zengxowa-mali yomzuzwana , inzala evela kwimanyano yakho yematyala, izabelo kwi-IRA yakho, kunye neentengo ezivela kwi-REIT (i- real estate investment trusts ). Kwimeko yeengeniso ezingahlawulwanga, ezi ntlawulo zihlawulwa irhafu yengeniso yakho evamile. Ngoko ukuba unamaxabiso angagqibekanga ukusuka kwi-ETFs kwipotfoliyo yakho, ngoko baya kuba nomthwalo onzima kakhulu kunemali ehlawulwa ngokuqhelekileyo evela kwezi ziqinisekiso.
Ukugcina umgca weMahlulelo akho
Ukwazi umahluko phakathi kwezabelo ezifanelekileyo nezilungeleleneyo kubaluleke kakhulu malunga ne-ETFs. Emva kokuba uqonde le ngcamango, kuya kufuneka ubeke olo lwazi ukuba lusebenzise njengoko ulandelelwa ukuhlawula i-dividend kuzo zonke izitokethi kwi- ETFs yakho yesahlulelo (ispredishithi inokuba luncedo). Emva kokuba konke oko kuqikelelwe, ungazalisa iifom zakho zeerhafu ngokufanelekileyo kwaye ufake ifayile yakho yokubuya.
Okanye unokwenza oko abatsha-mali abenzayo kwaye baqeshe umgcini-mali weentela. Ndiyathemba, ukuzuza kwakho kuya kufaka imali yakhe.
Njengoko naliphi na utyalo-mali, kubalulekile ukwazi zonke iimpembelelo ezichaphazelekayo. Ngaphambi kokuba uqalise nge-ETF, qiniseka ukuba uyaqonda ukuba baya kuthintela njani ukubuyiswa kweerhafu.
Kwaye ukuba ufuna i-ETF yesabelo, ufike kwindawo efanelekileyo. Iingxowa-mali ezahlukanayo zifumana ukuthandwa ngenxa yokukwazi kwabo ukudala umrhumo wemali kunye nomgca wokulwa nokunyuka kwamaxabiso kunye nezinye iintlobo zengozi. Ngoko ukuba uqwalasela i-ETF yesabelo kwiqhinga lakho lokurhweba, ngoko uya kufuna ukubona ii-ETF ezahlukileyo kwizenzo. Kaloku ke, ungakhange ukhangele ngaphezu kweLu lwam uluhlu lwee-ETF