Faka ii-ETF kwi-Portfolio yakho
Njengoko naliphi na utyalo-mali, kubalulekile ukuqonda imveliso oyisebenzisayo kwipotfoliyo yakho. Ngoko phambi kokuba unqume ukufaka ii-ETF kwisicwangciso sakho sokutyalomali, kufuneka uqonde izinto ezisiseko malunga neengxowa-mali ezithengiswayo.
Emva kokuba uqonda umgaqo-siseko we-fund-exchangeed fund, ngoko unokugxila kwizinto ofuna ukuzenza ukuze uqalise ukuthengisa ii-ETF . Khawukhumbule nje ukuba kukho imirhumo .
01 Yazi iiNzuzo kunye neengozi ze-ETF
Emva kokuba unokuqonda malunga ne- ETF , unokufunda indlela asebenza ngayo kuyo. Ukuqonda iintlawulo ze-ETF kuza kukunceda usebenzise isicwangciso-mali esifanelekileyo xa uquka imali-mali ekuthengiselana ngayo kwi-portfolio yakho.
Kubaluleke ngokufanayo ukuqonda iingxaki ze-ETF . Ngaphambi kokuba uthenge okanye uthengise nayiphi na imveliso yokutshala imali kufuneka ukwazi yonke imingcele ye-asethi. Awufuni ukuba naluphi na uluvo olungalunganga malunga nokusebenza kotyalo-mali kwaye kufuneka uqonde zonke izingozi ezibandakanyekayo.
02 Funda ngeendlela ezahlukeneyo ze-ETF
Akukho nqongophala yokhetho xa kuziwa kwi-ETFs. Kukho iimali ezininzi zokuthengiselana ngeemali, amacandelo, izitayela kunye nemimandla. Ingaba yinto encinci, kodwa ukuba unokuqonda okungcono iintlobo ezinkulu ze-ETF , kuya kukunceda unciphise uhlobo lweemali oluya kufanelana nesicwangciso sakho sokutyalomali. Uninzi lweentlobo-mali zokuthengisa-mali ezifanelekileyo ekufuneka zihlolwe ziquka i-ETFs , ii-ETF zangaphandle , iimpahla ze-ETF kunye ne- ETF ye-style .
03 Gqiba kwiSicwangciso seNtlanzi seNgcaciso ye-ETF
Ngaba utyalo-mali kwi-ETFs ukuze ufumane ukubonakala kwinqanaba lemarike? Ngaba usebenzisa ii-ETF njengentambo yokulwa nomngcipheko wangaphandle ? Ngaba ufuna ukuthengisa izitropu ze-ETF malunga nezikhundla zakho? Ngaphambi kokuba ungeze ii-ETF kwiphothifoliyo yakho, kufuneka wenze isigqibo sokuba kutheni utyalo mali. Ngaloo ndlela ke unako ukugqiba ukuba yisiphi isicwangciso sokuthengisa se-ETF esifanelekileyo kwi-portfolio yakho.
04 Qonda ukuba ii-ETF ziya kuthintela njani ukubuyiswa kweRhafu yakho
Enye yeenzuzo ezinkulu ze-ETF yintlawulo yerhafu ebeka phezu kwezinye izithuthi zotyalo-mali, ingakumbi imali . Ngenxa yobume be-ETF, iirhafu zentengo-mali ayifumananga ngendlela efanayo nangeminye imikhiqizo yokutyalomali. Nangona kunjalo, loo nto ayiyiyo yonke into kuwo onke amazwe, ngoko kubalulekile ukuvumelanisa nemithetho yerhafu yendawo.
05 Cinga ngezinto ezimbalwa phambi kokuba utyalole kwi-ETFs
Uphando olululo luyimfuneko kunoma yiliphi utyalo-mali, kodwa ngakumbi kwi-ETFs. Nangona unesibambiso kwiingenelo, iingozi, iintlobo, izicwangciso zokutyalomali , kunye neerhafu, kukho ezinye iimeko zokuqwalasela phambi kokuthenga i-EFT .
06 Ukuseka iAkhawunti yoRhwebo
Ukuba emva kokunyamekela ngokufanelekileyo kunye nophando oluninzi uziva ulungele ukufaka ii-ETF kwi- portfoliyo yakho yokutshala imali , kulula ngathi ubiza umthengisi wakho. Okanye ukuvula i- akhawunti ye-brokerage ye- intanethi iya kusebenza ngokunjalo. Qinisekisa ukuba uphando ngokupheleleyo iinketho zakho ngaphambi kokuvula i-akhawunti ye-brokerage .