Bhala zonke izikweletu zakho ezikhuselekileyo kwiShedyuli D
Ngokufanayo nakwezinye iishedyuli zebhanki, kubalulekile kwi-bankruptcy ephumelelayo ukuchaneka nokugcwalisa ngokupheleleyo iShedyuli D.
Unokufikelela kwifom yeShedyuli esemthethweni apha . Ungayigcwalisa kwiwebhusayithi yeNkundla yase-US, kodwa awukwazi ukuyigcina apho. Qinisekisa ukuyikhuphela kwikhompyutha yakho emva kokuba uyizalise.
Yintoni Amatyala Akhuselekile?
Ngaphambi kokuba uqale ukugcwalisa iShedyuli D, kufuneka uqaphele ukuba yiyiphi na amatyala akho anokufumana ibango elikhuselekile . Amabango aqinisekileyo aquka iimali-mboleko zemoto kunye nemali yokuthenga imali, kodwa zingabandakanya iimboleko zokuthenga ezinye iikiti "ezinkulu" njengesikebhe okanye izixhobo kwishishini lakho. Ingabandakanya nokuthengwa kweentengiso, njengempahla, ifenitshala, kunye neengubo. Abanye abathengisi bahlala benomdla wokukhusela ekuthengeni kwakho. Oku kuqhelekileyo kwi-electronics kunye neefenitshala zetitshala. Qinisekisa ukuba uphawu lude luhlala luphindwe kabini kwinqanaba elifumana ukuba usayine.
Ukuba umboleki-mboleko uyakumangalela kwaye ufumene isigwebo, isigwebo sithathwa njengetyala elikhuselekile kuba linikezela umthengi amalungelo athile kwipropati yakho.
Ezinye izibambano zivela ngomthetho nje ngenxa yobume babo. Ngokomzekelo, ukuba umntu ulungisa kwakhona indlu yakho okanye unikeza izinto zeprojekthi, loo mntu unelungelo kwi-propati yakho uze uhlawule oko ufunwa. Oku kubizwa ngokuba ngumatshini okanye i-linkman's link.
Ukuzalisa iShedyuli D
IShedyuli D ihlukaniswe yaba yimbuzo kunye neengxenye.
Umbuzo 1: Le mibuzo ibuza ukuba unayo naziphi na izikweletu ezikhuselekile. Khangela "akukho" ukuba awuyi. Ukuba wenza, khangela "yee" uze uqhubeke kwiNgxenye 1.
Icandelo 1
Ngetyala ngalinye uza kubhala uluhlu oluchaza umboleki kwaye uchaza ityala.
UmCreditor
Bhala uluhlu lomthengi wakho okhuseleyo kunye nolwazi lokuthintana naye. Sebenzisa idilesi yokuhlawula iyimfuneko, kodwa kungcono ukujonga kwisitatimenti sakho sesivumelwano sakho sokuthi "i-bankruptcy," "uphenyo," okanye "inkonzo yabathengi".
Chaza uMgcini
Bhala uluhlu lwenkqantosi: Ngokomzekelo, "iToyota Prius ka-2010," okanye "indawo yokuhlala yokuhlala kwi-100 Elm Street, eDallas." okanye "ugqirha kaJohane Deere."
Yiyiphi inkohlakalo ekumele ihlawulwe?
Maka uphawu kwibhokisi ngalinye kumntu onetyala obolekayo ngemboleko.
Ngaba Uthabatha I-issue neCreditor?
Unokumakisha ukuba uyaphikisana nokuba unetyala, ukuba ityala linjalo (njengesiqinisekiso sokuthi uya kuhlawula ukuba unyanzelekile oyintloko, okanye ukuba ityala alinakunyaniseki (awukwazi isixa.)
Uhlobo lweLizwi
Apha uya kuphawula uhlobo lwe-link. Jonga inkcazo engentla ukucacisa uhlobo lwe-link kwi-matyala akho.
Iimali
Uluhlu lwetyala ngalinye
- ibhalansi,
- ukubaluleka kokubambisa, kunye
- inxalenye engakhuselekanga. Ukuba unetyala elingaphezulu kwebhanki elifanelekileyo, le mali ingaphezulu kwexabiso. Ngokomzekelo, ukuba imoto yakho ixabisa i-R10 000, kodwa unetyala elingama-12,000 ayi-12,000 kuyo, inxalenye engakhuselekanga i-$ 2,000.
Indlela yokuQinisekisa ukubaluleka koButyebi
Igqwetha lakho linokukunceda ukuba ufumanise ukuba unobungakanani obunjani. Kuba indlu isoloko ilungele ukuluhlu lwexabiso kwiirhafu zakho zerhafu. Ikhole nayo isebenzise uvavanyo lwangoku nje okanye umbono wexabiso lomthengisi. Kwimoto, kukho iinkonzo ezininzi ze-inthanethi ezifana ne-NADA, i-Edmond kunye noKelley ongakwazi ukufikelela kuyo mahhala. Ngokufanayo nangeenqanawa, iiRV kunye nezinye izixhobo. Kunzima kakhulu ukuqikelela ukubaluleka kwefenitshala yendlu kunye nezixhobo zokusebenza kuba akukho xabiso eliqhelekileyo. Kufuneka uqikelele kwaye kamva uthethathe nomthengi ngexabiso, ukuba kuyimfuneko.
Icandelo 2
Ukuba kufuneka uxelele nayiphi na enye inxulumene nale mboleko, uya kufaka ulwazi lwabo loqhagamshelwano apha. Faka abaqokeleli bhili kunye namafemu omthetho apha.
Ukuze ufunde ngamanye amaxwebhu afakwe kwimeko yebhanki, tyelela iiShedyuli zeeShedyuli ze-Bankruptcy .
Ukuhlaziywa nguCarron Nicks ngoNovemba 2017.