Into engayenziyo kwiCash Market Market
Ukuphazamiseka ngokukhawuleza kunokulungiswa kwemakethe ye-stock . Yilapho imarike iwela iipesenti ezili-10 ukusuka kwiiveki ezingama-52 eziphakamileyo ngaphezu kweentsuku, iiveki, okanye iinyanga. Imali nganye yeenkunzi zeenkomo kwiminyaka engama-40 edluleyo iye yalungiswa. Ingxenye yendalo yomjikelo weemarike ukuba abatyala-mali abahlakaniphile bayamkela.
Ukwenyuka okunjalo kuvumela i-market ukuba idibanise ngaphambi kokuya phezulu. Akukho mntu wamkela ukuphazamiseka. Ngokukhawuleza, ubundlobongela kunye nokungalindelekanga.
Izizathu
Abathengisi abesabisayo ngokuqhelekileyo babangela ukuphazamiseka. Isiganeko sezoqoqosho esingalindelekanga, intlekele, okanye intlekele kubangele ukuphazamiseka. Ngokomzekelo, ukuhlaselwa kwemarike ka-2008 kwaqala ngo-Septemba 29, 2008. I-Dow yawa ngamanqaku angama-777.68. Kwakuyiyona nto inkulu kunayo kwimbali yeNew York Stock Exchange ngelo xesha. Abatyalomali bathatywe xa iCongress yahluleka ukuvuma imvume yebhanki yokukhutshwa kwebhanki . Babesaba ukuba amanye amaziko emali aya kuphazamiseka njengoLehman Brothers.
Ukuphazamiseka kubakho ngokugqithiseleyo ekupheleni kwexabiso lemarike yenkomo . Yilapho ukunyaniseka okanye ukuhaha okungenangqondo kuye kwaqhuba ixabiso lentengo kumazinga angenakunceda. Ngelo xesha, amaxabiso angaphezulu kwexabiso elifanelekileyo leenkampani njengoko zilinganiswa yimbuyekezo. Ixabiso lentengo yokufumana imali liphezulu kuneemimandla zembali.
Ukuphela kwebhola yedotshi ngo-1999 kwabangela ukuba i-NASDAQ iphahlakele ngo-2000.
Uphuhliso olutsha lwezobugcisa olubizwa ngokuba yi-yorhwebo yokurhweba kubangele ukuphazamiseka kwangoku. "Njengabahlalutyi" basebenzisa izilungiso zeemathematika kwiinkqubo zekhompyutheni ukuthengisa amasheya. Utyalo-mali olusisiseko kunye neengxowa zemali kunye namawaka eikhomputha zacwangciswa ukuthengisa xa kwenzeka imicimbi ethile.
Inkqubo yokurhweba iye yakhula ibe yindawo ekutshintshiselwa ngayo abatyali-mali ngabanye, ukuhaha, kunye nokwesaba njengezizathu zokuphazamiseka.
Umzekelo ukuphahlazeka kwe- flash eyenzeka ngoMeyi 6, 2010. I-Dow inqamle ngamanqaku angaba ngu-1 kwiminithi embalwa nje. Iiprogram zokurhweba ezithengiweyo zivaliwe ngenxa yokungasebenzi kwemisebenzi.
Impembelelo
Ukuphazamiseka kunokukhokelela kwimakethe yeebhere . Yilapho imarike iwela enye iipesenti ezili-10, ukwenzela ukuhla kweepesenti ezingama-20 okanye ngaphezulu. Ngokudlulileyo iinyanga ezili-18. Iimarike ze-Bear zivame ukuvela ngokunciphisa.
Ukuhlaselwa kwemakethe yemasheya kunokubangela ukunyuka kwemali . Njani? Amasheya yindlela amaqumrhu afumana ngayo imali ukuze akhulise amashishini abo. Ukuba amanani esitokisi awela ngokuphawulekayo, iinkampani zinamandla okukhula. IiFirms ezingabonakali ziya kugqithisa abasebenzi ukuba bahlale bezityululwa. Njengoko abasebenzi baqeshwe, bachitha imali encinane. Ukuhla kwexabiso kuthethwa ngemali engeniso. Oko kuthetha ukulahlekelwa ngaphezulu. Njengoko ukuhla kwehla kuqhubeka, umnqophiso wezoqoqosho, ukudala uqoqosho . Kwixesha elidlulileyo, ukurhaxiswa kwemakethe ye-stock market kwangaphambi kokuPhukisa koMkhulu , ukunyuka kwemali kwe- 2001 , kunye nokuKhutshwa koMkhulu ka-2008 .
Oko Akufanele Uyenze Ngokonakala
Ngexesha lokuphazamiseka, unganikeli kwisilingo sokuthengisa. Kufana nokuzama ukubamba iqela eliwelayo. Ukuhlaselwa kwemarike yemasheya kuya kwenza umtyalomali athengise kwixabiso elisezantsi.
Yona yinto engalunganga ukuyenza. Ngoba? Iimarike zentengiso ngokuvamile zidala ilahleko kwiinyanga ezintathu okanye njalo. Xa imarike iphendukela, bayesaba ukuthenga kwakhona. Ngenxa yoko, bavale ilahleko zabo. Uninzi lwaphazamiseka luphelile ngosuku okanye ezimbini. Kwiimeko ezininzi, vele uhlale uqinile. Ukuba uthengisa ngexesha lokuphazamiseka, mhlawumbi awuyi kuthengela ngexesha lokuba wenze ilahleko zakho.
Ubhedu bakho obuhle kakhulu kukuthengisa ngaphambi kokuphazamiseka. Ungayichazela njani ukuba i-market ithetha ukuphazamiseka? Kukho umvakalelo othi "Ndifanele ndingene ngoku ngoku, okanye ndiza kuphinda ndilahlekelwe inzuzo," ekhokelela ekuthengeni. Kodwa abatyali-mali abaninzi batshaba ukuthenga okulungileyo kwi-market peak. Ziqhutyelwa yimvakalelo, kungekhona iimali.
Sisiphi isisombululo? Gcina iphothifoliyo ehlukeneyo yamasheya , amabhondi kunye nezinto eziphathekayo . Ukungalingani njengemimiselo yemarike yatshintsha.
Ukuba ukwenzile oku kakuhle, ngoko uthengise ama-stocks xa befumana ixabiso. Ukuba uqoqosho lungena emdeni, ukuqhubekeka ngokuphindaphindiweyo kuthetha ukuthenga izitoko xa amaxabiso ehla. Xa bekhuphuka kwakhona, njengoko behlala besenza, uya kuzuza kwi-upswing in price prices. Ukuphindaphinda iipotifoliyo eyahlukeneyo yindlela efanelekileyo yokuzikhusela kwi-crash. Ngona usomali-mali ongcono kakhulu ufumanisa kunzima ukuqaphela ukukhwabaniswa kwemakethe ye-stock kuze kube sekwephuzile.
Igolide yinqaba engcono kakhulu ngokubhekiselele kwi-market crash. Uphando olwenziwa yiKholeji yaseTrinity lufumene ukuba, emva kweentsuku ezili-15 emva kokuphazamiseka, amanani egolide ayenyuka kakhulu. Abatyili-bekayo batyeshwe, bathengisa iimpahla zabo baza bathenga igolide. Emva kweentsuku ezili-15 zokuqala, ixabiso legolide lilahlekelwa xabiso kwixabiso lentengo elithengayo. Abatyalomali babuyiselwa imali kwiimasheya ukuze bafumane amaxabiso abo aphantsi. Abo babambelele kwigolide elidlulileyo kwiintsuku ezili-15 baqalisa ukulahlekelwa yimali.
Abaninzi abacwangcisi bezemali baya kukuxelela ukuba uhlaselo oluhle ngexesha lexesha elixakekileyo alikho igolide, okanye nayiphi na enye impahla. Kunoko, kufuneka ube neepotifoliyo ezahlukahlukeneyo ezihlangabezana neenjongo zakho. Izabelo zakho zeefa kufuneka zixhase ezo njongo. Kodwa nangona iphothifoliyo ehlelwe ngokukhuselekileyo akufanele ibe neepesenti ezili-10 zeempahla zayo kwigolide .