Iindlela ezilungileyo zokuthenga iiShishini
Mhlawumbi ininzi yengozi ivela kwinkalo yomzwelo yokutyalomali. Abathengi abaninzi beempahla bafumana ukunyaniseka xa kuthengiswa imarike. Ngelishwa, oku kwenza ukuba bathenge amasheya xa bebiza kakhulu. Iimakethe ezenza kakubi zibangelwa ukwesaba. Oku kwenza abatyali-mali abaninzi bathengise xa amaxabiso aphantsi.
Ukukhetha yiphi indlela yokutyalomali isigqibo somntu siqu. Ngokuyininzi kuxhomekeke kwintuthuzelo yakho engozini. Kuxhomekeke ekunikeni kwakho (nokuzimisela) ukuchitha ixesha lokufunda ngeemarike zamasheya.
Thenga i-Stocks Online
Ukuthenga izitokethi kwi-intanethi kubiza ubuncinci, kodwa kunika iingcebiso ezincinane. Uhlawuliswa imali epheleleyo, okanye ipesenti yokuthenga kwakho, kwintengiso nganye. Ingaba yingozi kakhulu. Ngokucacileyo uyafumana iingcebiso ezincinane okanye ezingekho. Kufuna ukuba uzifundise ngokucacileyo malunga nendlela yokutshala. Ngenxa yesi sizathu, kuthatha ixesha elide. Ingcinga efanelekileyo yokuphonononga iziza zokuthengisa eziphezulu kwi-intanethi ngaphambi kokuba uqalise.
Clubs Investment
Ukujoyina iqela lotyalo - mali linika ulwazi oluninzi ngeendleko ezifanelekileyo. Kodwa kuthatha ixesha elide ukudibana namanye amalungu eklabhu. Zonke zinamazinga athile olwazi. Unokufunwa ukuba udibanise ezinye zeemali zakho kwiakhawunti yeklabhu ngaphambi kokuba utyalomali. Kwakhona, yinto efanelekileyo ukuphanda amaqela angcono okutyalo-mali ngaphambi kokuba uqalise.
IiNkonzo zeeNkonzo ezipheleleyo
Umthengisi wenkonzo epheleleyo uyabiza kuba uya kuhlawula imali ephezulu. Nangona kunjalo, ufumana ulwazi oluninzi kunye neengcebiso. Ukukhusela ekukratshi nasekwenzeni. Umele ulithenge ukuze ukhethe uqeqesho olufanelekileyo lwezemali onokumthemba. IKomishoni yokuThengisa nokuThuthukisa inikeza iingcebiso ezifanelekileyo malunga nendlela yokukhetha umthengisi.
Umphathi weMali
Abaphathi bemali bakhethe kwaye bathenge iitoksi kuwe. Uhlawula umrhumo ophezulu, ngokuqhelekileyo ipesenti ze-1-2 zeepoteliyo zakho. Ukuba umphathi wenza kakuhle, kuthatha ubuncinane bexesha. Kungenxa yokuba unako ukuhlangana nabo kanye okanye kabini ngonyaka. Qiniseka ukuba uyazi indlela yokukhetha umcebisi wezezimali.
Index Fund
Eyaziwa nangoku njengemali yokuthengiselana ngemali , iifom zenkcazo ingaba yindlela engabizi kwaye ikhuselekile yokufumana inzuzo kwimpahla. Bazame ukulandelela izitokisi kwisalathisi. Imizekelo ibandakanya i- Dow Jones Industrial Average okanye i- MSCI ekhulayo . Ingxowa iphakama ize iwele kunye nesalathisi. Akukho mrhumo wonyaka. Kodwa akunakwenzeka ukuphazamisa imarike ngale ndlela, kuba iifom zenkcazo zilandelela kuphela iimarike. Nangona kunjalo, kukho izizathu ezininzi ezilungileyo zokuba kutheni utyalomali kwi-fund index .
Mutual Funds
Iimali zentengiso yindlela ekhuselekileyo yokufumana inzuzo kwimpahla.
Umphathi wezikhwama uza kuthenga iqela leempahla. Awunayo isitokisi, kodwa isabelo senkxaso. Uninzi lwemali linomrhumo wonyaka, phakathi kwe-0.5% ukuya kwi-3 ekhulwini. Ba thembisa ukuba baphumelele kwi-S & P 500, okanye ezinye iimali zenkcazo. Ukufumana okunye, jonga iikhomputha ezili-16 ezifanelekileyo kwiiNkcazo zeMali kunye noPhambi kokuba uthenge i-Mutual Fund .
Hedge Funds
Iimali zeHedge zifana neemali zobudlelwane. Bobabili bahlalutya zonke iidola zabo zabatyalomali kwingxowa-mali eyodwa elawulwayo. Nangona kunjalo, i-hedge funds ityala imali kwiinkqubo zemali eziyinkimbinkimbi ezibizwa ngokuba yi- derivatives . Ba thembisa ukuba baphumelele kwiimali ezihlangeneyo kunye nala mafutha athile kakhulu.
Iimali zeHedge ziinkampani ezizimeleyo, kungekhona iinkampani zikawonkewonke. Oko kuthetha ukuba abalawulwa yiSEKELO. Ziyingozi kakhulu, kodwa abatyali-mali abaninzi bakholelwa ukuba lo mngcipheko ophezulu ukhokelela ekubuyiseni okuphezulu.
I- n Depth: IiNzuzo zeSityilo-mali Impembelelo kwi-Economy | IMakethe yeMali | Iimali zeMualual Verss Stocks Indlela yokukhetha i-Good Mutual Funds