Iingozi kunye nokubuyiselwa ngamnye
Kwakhona kuxhomekeke kwithuba elingakanani omele ufunde malunga nenkampani nganye. Oko kuyimfuneko ngaphambi kokuthenga eso sithuthi senkampani. Kuthatha ixesha elincinane ukuba ufunde malunga nesikhwama ngasinye.
Amasheya ngokubhekiselele kwiiMali eziManyeneyo
Amasheya ayingozi ngaphezu kwemali.
Ikhefu leengxowa-mali zininzi zezitokisi (kwisikhwama samasheya) okanye iibhondi (kwi-fund ye-bond). Oku kunciphisa umngcipheko kuba, ukuba inkampani enye kwi-fund inomphathi ohluphekileyo, icebo elilahlekileyo, okanye kwintlekele enhle, ukulahlekelwa kwayo kulinganiswe ngamanye amashishini enza kakuhle. Iimali zengxowa-mali azidingi ixesha elide lokuphanda kuba umphathi wezikhwama zombini wenza oko kuwe.
Ngakolunye uhlangothi, kuthatha ixesha ukuphanda iimali ezihlangeneyo. Inemingeni yazo. Abaphathi bahlala beguqula iinkampani zabo, ngoko awukwazi oko ufumanayo. Unokwazi ukubheka ukusebenza kwangaphambili, kodwa ukuba umphathi utshintshe ukusebenza kungashintsha ngokuphawulekayo. Ngaphandle koko, iimali ezixhaswa ngemali zihlawulwa iimali zonyaka, ngelixa iifaki zibiza ixabiso lokuqala.
Ingozi-Buyisela i-Tradeoff
Ngokudibanisa iifowuni ezininzi (kwisikhwama sesikhwameni) okanye iibhondi (kwi-fund ye-bond), imali edibeneyo iyanciphisa umngcipheko wokutyalomali. Ukuba elinye iqela kweli candelo linomphathi ombi okanye icebo elilahlekileyo, lilinganiswe ngamanye iinkampani ezenza ngcono.
Oku kunciphisa umngcipheko, kubonga ngokuhlukahluka . Ngokomzekelo, imali yeengxowa-mali zezimali ngonyaka ka-2008 owaquka i-stock Lehman Bros yayiya kunqumla ukutshabalalisa kukaLehman, kodwa ingabi phantse njengabo babenempahla kuphela ye-Lehman ... babeya kulahla imali yabo.
Ixesha Elifumanekayo Ukufunda Ngeentengo Ngokubhekisana Neengxowa-mali
Ukufunda ngokutshala imali kwiisitokisi, kufuneka ucinge ukuba yiyiphi enye imali ekutyala imali.
Ukwenza uphando lweenkampani, kufuneka ufunde indlela yokufunda iingxelo zemali ukuze ubone ukuba yimali imali eyenziwa yinkampani, kwaye zeziphi izicwangciso ezisetyenziswayo ukukhulisa imali. Kufuneka uhlale ufumanisa indlela uqoqosho lwenziwa ngayo, kwaye oko kuya kuthintela njani loo nkampani kunye noshishino layo. Uya kufuna ukukhetha iinkampani ezisezimbonini okanye kumacandelo akwi-upswing.
Ukuze ukhethe imali edibeneyo, akudingeki ukuba ufunde indlela nganye inkampani eyenziwa ngayo, yile nto umphathi wezikhwama ezihlangeneyo. Nangona kunjalo, usadinga ukuphanda umsebenzi owedlule weengxowa-mali. Kufuneka kwakhona ukuba unqume ukuba yeyiphi na icandelo elibonakala lithembisayo. Ngokuqinisekileyo, usadingeka ukwazi ukuba uqoqosho lwenziwa njani.