Ukuvala i-FSBO ngaphandle koNcedo loMmeli
Unokuba uhambahamba ngeenxa zonke kwindawo oyithandayo kwaye ubona uphawu kwididi: "Ukuthengiswa ngumnini!" Unokuhlangabezana nomnye kwiphepha lakho elikhethiweyo lephephandaba langaphandle. Ukuba usebenza kunye ne-arhente kwaye ukhuthele ngokukodwa, mhlawumbi ufumane elinye ixesha efuna into ethile kwixabiso lexabiso lakho elihlangabezana neenkcukacha zakho.
Kwimeko nayiphi na, kukho. Ekuqalekeni, uyayithanda loo propati. Ngaba yinto enokuyilandelayo okanye ngaba ufanele ucace? Unokuyilandela ngaphandle kokugcinwa xa ugcina izinto ezimbalwa engqondweni. Ukuthenga i-FSBO kufana nokuthenga nayiphi na impahla ... uhlobo. Kodwa umntu uya kufuneka athathe uxanduva lololuhlu lwentengiso olulahlekileyo.
Ngaba Ufuna I-Agent?
Ngokuqinisekileyo umdayisi akafuni ukuqesha i-arhente yohlu; uye wadala kule nto eyedwa. Kodwa abanini banini bazimisele ukuhlawula i-ejenti yomthengi. Ukuba usunayo i-arhente, unokuthintana nomthengi egameni lakho. Ukuba awunayo enye, jonga ukufumana umntu ozimisele ukuthatha umsebenzi.
I-Agent agent ayisoloko evuywe ukusebenzela kwi-FSBO ngaphandle kwe-arhente ye-list ngoba ayifuni umthwalo, okanye ngenxa yokuba ithetha umsebenzi omningi kungekhona imali eninzi. Xa kuphela ummeli omnye ubandakanyeka, loo mntu udla ngokugqiba ukwenza umsebenzi womabini omabini.
Ngokuphathelele iimfuno zakho, ukuba ne-arhente kunokunceda kakhulu kulo lonke inkqubo, kwaye umdayisi uhlawula ngokutsha ikhomishini ye-arhente, ngoko akukho sizathu sokuba ungazami ukwenza into ngaphandle komntu. Kutheni ufanele uhambe wedwa xa ungenayo?
Ukubhalwa kweKontrakthi yokuThengwa
Indlu yentengiso iqala ngentengo yokuthenga .
Ukuba awunakulungele ukuzibhala ngokwakho kwaye awufuni ukucela uncedo lwe-arhente, ungabiza ummeli we- real estate ukuba asebenze loo mpawu yomthengi. Enyanisweni, kufuneka ube negqwetha elilindile ngamaphiko ukuze uqinisekise ukuba yonke intsebenziswano iphunyezwe ngokusemthethweni kwaye onke amalungelo akho akhuselwe.
Amagqwetha amaninzi aya kukwenza isipho sokuthenga kunye namanye amaxwebhu ngenani elifanelekileyo, kwaye ngokuqhelekileyo imali isetyenziswe kakuhle. Unokufumana iikontraki zokuthengwa kwee- intanethi kwi-intanethi, kodwa unokuba ngcono ukuqeshelwa ingcali ukuba ungenalo ubuchule bokugqiba iifom ngokuchanekileyo. Oku mhlawumbi akusiyo ixesha lokuba yingqiqo isilumko kwaye utyumbe ubuwula.
Ukuba ukhetha ukunyamekela amaxwebhu ngokwakho, gcina izinto ezimbalwa engqondweni:
- Ukunikezela ngaphantsi kwexabiso lexabiso. Ngale ndlela, iingxoxo ziyakhuphuka kuphela. Ukuba uqala phezulu, awukwazi ukubuyela phantsi.
- Bhala kwiimeko. Qinisekisa ukuba unendlela yokuphuma kwintengiso xa ufumana iziphene eziphathekayo kwipropati leyo umthengisi angayi kulungisa, ukuba i- CC ne-R ayinelisekanga, okanye ukuba umboleko wakho awuvunyelwanga, phakathi kwezinye izinto. Ezinye iziganeko eziqhelekileyo ziquka uvavanyo oluyanelisayo kwikhaya, ukuvunyelwa kwemboleko, ukuhlolwa kwekhaya okwanelisayo kunye nokuhlolwa kwezilwanyana, isihloko esicacileyo esivela kumthengisi, ukuvunyelwa kwemifanekiso yomthengisi kunye nokungaqiniseki. Ukuba kukho nayiphi na le mibandela ayikwazi ukudibana, isivumelwano siya kuba sinyaniseki ... xa uqulethe izigatshana ezifanelekileyo.
- Unganiki imali yakho engqongqo kwidilesi. Nika umntu wesithathu ukuba abambelele kuwe, njengesihloko okanye inkampani yokuhlawula . Ngokuqhelekileyo, i-arhente yokurhweba iya kufaka kwi-akhawunti yakhe yokukhusela ukugcina. Awufuni ukuba ungene kwi-akhawunti yokukhangela umthengisi. Kuthekani ukuba uthengisa umthengi kwaye idibaniso liwela ngenxa yeli gatya? Okanye kuthekani ukuba nje uyenqaba ukuyibuyisela yona? Uza kuba yimali, ubuncinci de kube yinto enokumthabatha enkundleni uze uyixoshe kuyo. Kodwa uzama ukuthenga indlu, akunjalo? Ngaba ngokwenene ufuna ukubopha imali yakho njengaleyo ngoku?
- Misele ukuba ngubani ohlawula oko. Akukho migaqo ebekwe apha. Ngubani ohlawula ukuba yeyiphi iifizi eziza kuthethwa ngazo. Yibone ukuba ngubani oza kuhlawula irhafu yokudlulisa, ukuhlawula kunye neentlawulo zeetayitile. Ukuba ungumcebisi obalaseleyo, konke kulunge. Unokuzikhathalela ngoku.
- Sebenzisa ukulungelelanisa ukuze uzuze. Mbonise ukuba ngaba nayiphi na imboleko eyakunikwa. Ngokomzekelo, inxalenye engasetyenzisiweyo yentlawulo yepropati ngokuqhelekileyo ityala libuyele kumthengisi ukuba zihlawulwa ngaphambi kokuthengisa. Kule meko, unokuba ufuna ukucela ukuba akukho mveliso. Kodwa ukuba iirhafu zihlawulwa emva kweemali, umthengisi uya kukuthenga ngetyala, ngoko uya kufuna ukunyuka.
- Uya kuthatha nini? Cacisa xa umdayisi uza kukunika izitshixo kwaye uya kuthatha ipropati. Kuyamkeleka kwezinye iindawo zelizwe ukulindela ilifa ngomhla wokuvalwa. Kweminye imimandla, ifa linikezelwa emva komhla wokuvala ukunika ixesha lokuthengisa.
Malunga nokuHlola kwaKhaya
Soloko ufumana ukuhlolwa kwekhaya ngumhloli onokuhlonipha ikhaya. Uninzi lwabiwo mali luya ngasezantsi xa kubandakanywa umhloli ombi wekhaya . Cela ububungqina kwaye ubuze umhloli ukuba ungowombutho, emva koko ulandele kokubili ukuqinisekisa.
Unokukhetha ezimbalwa ukuba iingxaki ezinkulu zifumaneka ngokuhlolwa. Unokucela umdayisi ukuba:
- Yilungisa ingxaki , kodwa khumbula ukuba akadingeki ukuba aqeshe ikontrakta engcono okanye uqinisekise ukuba umsebenzi ophezulu uphelelwe. Kwaye ezininzi iinkontrakthi zichaza ukuba ipropathi ithengiswa "njenjalo," ngoko ke jonga yakho. Kule meko, umdayisi akadingeki ukuba alungise nantoni na.
- Ukuboleka ngemali ukuba uqeshe ikhontrakthi yakho emva kokuvala. Le mali iya kusebenza kwiindleko zakho zokuvala. Kodwa nantoni na oyenzayo, ungathethi kwisihlomelo sokuba i-credit is for repairs.
- Ukunciphisa intengo yokuthengisa , ngokuqhelekileyo ngemali ngokulinganayo neendleko zokulindela.
Fumana Umgaqo Wesihloko
Abanye abathengi bacinga ukuba akufanelekanga imali eyongezelelweyo ukuthenga ityhuwalense yetayiti , kodwa umthengi othe rhoqo uyenza njalo. Iindleko zokulungisa amafu kwisihloko okanye ukuphikisana nezibhengezo zingaba zikhulu xa zithelekiswa neepennies zifuna ukuthenga i-inshorensi.
Ezinye iingcamango Ngeentengiso ze-FSBO
- I-FSBO ayibathengisi ababi. Ayonyani. Umncinci omncinci unokuba nje uvavanya amanzi, kodwa uninzi lufuna ukuthengisa amakhaya abo.
- I-FSBO ayinakuguquguquka kwixabiso. Abanye abathengi bacinga ukuba ii-FSBOs aziqeshanga abameli ngenxa yokuba abanakho ukuthenga, ukuba kufuneka bathathe yonke i-dime ngaphandle kwento ukuze bangaqhubeki kwixabiso. Kodwa ngokwezifundo zeNational Association of Realtors, ezininzi ezithengiswa ngabanikazi zifumana ubuncinci emakhaya abo kunabo abalisa uluhlu lwentengiso . I-FSBOs ikulungele ukuxoxisana , kodwa kungenzeka ukuba ayilunganga kuyo ukuba ayenzi ukuba iphile.
- Ukuthengiswa kwabanikazi bafihla izinto eziphathekayo. Ii-FSBO zibophelelwe yimithetho efanayo elawula abo abamele i- arhente yezindlu . Aba bathengisi kufuneka banikezele ukuthengiswa kwamagunya kunye nesigunyaziso sombuso, ukuba kukho na, kuquka ukutyhila nayiphi na into ebalulekileyo.
- Akudingeki ukuba uqinisekiswe ngaphambili. Oku kusoloko kunceda ukuba uthengisa i-FSBO okanye uhamba ngendlela engaphezulu yendabuko. Akunakufuneka, kodwa kunceda ukuchaza uluhlu lwamanani akho, kwaye bonke abathengisi baya kuqonda ukuba sele uvumelekile ukuba uqhubeke.
Ngaphantsi
Khumbula, khangela iingcebiso zomthetho kunye neerhafu ukuba unemibuzo. Ngokuqhelekileyo kunzima ukuthenga i-FSBO xa aba bantu bengenawo amava athengisa amakhaya. Baye bakholelwa ukuba "basindisa" imali ngokungabhawuli i-arhente xa, ngokwenene, balahlekelwa yimali, ngokutsho kweNational Association of Realtors.
Ngexesha lokubhala, u-Elizabeth Weintraub, Cal BRE # 00697006, wayengumthengisi-uMbutho kwiLyon Real Estate eSigramento, eCalifornia.