Iingcebiso ezi-10 eziphezulu zokuBhengisa ukuThengisa

01 Sebenzisa ifomu echanekileyo

• Isivumelwano sokuthenga ekhaya
• Isivumelwano esisha sokuThengiswa koMhlali
• Isivumelwano sokuthenga
• Isivumelwano sokuthenga indawo yokuhlala
• Isivumelwano sokuThengwa kwePropati yeNtengo yokuhlala
• Isivumelwano sokuThengwa kweMhlaba esingenayo

Yaye akuyiyo yonke ifom ebonakalayo, mhlawumbi.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.

02 Misela iNani leMpahla yokuThengwa

Ezinye iinkundla ziye zalawula ukuba izibonelelo eziqulethe izigatshana zokukhawuleza ezifana "Ndiza kuhlawula imali engaphezu kwe-1 000 ngaphezu kweyona nto enikezela ngayo," ayingenzi isipho sokubonelela. Unayo intengo engqondweni. Beka ngokubhaliweyo.

Ukubambisa iimarike zithengi ezigqithisileyo okanye iimarike zathengisi zentengiso , kwiimarike eziqhelekileyo zeempahla, mhlawumbi ufuna ukunikela ngokuncinane kunokuba ulindele ukuhlawula. Unokucela isikhokelo, kodwa ungalindeli i- agent yakho yendawo yokuhlala ukubiza ixabiso lakho. Ukunyuka kwamanani kumthengi, ukukholelwa okanye cha, akuyena umsebenzi weejenti.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.

03 Yenza iDisposithi yokuqala kuleyo Nikabelo

Kwiindawo ezininzi, ukuba ube nesibonelelo sokuthenga okubophekileyo, unokufuna ukuba wenze ikholo elungileyo . Ingaba yimali, isheke somntu, i-checksheck okanye ezinye iimodi ezifana nepropati yomuntu, impahla yangempela, iimali-mboleko okanye amanqaku angasondelanga.

Phinda ubeke ngubani oza kubamba idiphozithi-phantse nabani na kodwa umthengisi!

Ukuba urhulumente wakho "uhlawule umonakalo," umthengisi unokufumana ilungelo lokugcina idiphozithi yakho xa ungagqibekanga phantsi kwesivumelwano.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.

04 Bhengeza i-Pay Payment yakho

Ukuhlawula kwakho kungabakho imali, amanqaku okunyusa , amasheya, indawo yokuhlala okanye ezinye izinto. Ngokuqhelekileyo, i-cash is available. Amanye amazwe afuna ukuqinisekiswa kwentlawulo yakho phantsi kwexesha elithile.

Ukuba uthengisa i-asethi efana nokutshatyalaliswa kweengxowa-mali zokufumana imali, loo nto inokuthi ithathelwe ingqalelo kwimeko yokuthengiselana kwaye, ukuba kunjalo, kufuneka uyixelele.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.

05 Igama Igama lokuXhaswa

Nceda ukhumbule ukuba idiphozithi yakho, xa ifakwe kwi-intlawulo yakho phantsi kunye nokuxhaswa ngemali kufuneka kulinganise ukuqwalaselwa okupheleleyo.

• Ezinye izivumelwano ziya kukuvumela ukuba uchaze inani eliphezulu lomdla, kukunika indlela yokukhansela idibanti ukuba izinga lakho lomdla liza phezulu.
• Bhengeza uhlobo lokuxhaswa kwemali onethemba lokufumana: oluqhelekileyo, i-FHA, VA, isivumelwano somthengiso, ukucinga okanye enye.
• Faka phakathi amanqaku aphezulu, ngakumbi xa ufuna ukuba umthengisi ahlawule.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.

06 Kubandakanyeka ukunyaniseka

I-California Association of Realtors (iCAR) iikontraki zokuthenga eCalifornia zinika umthengi ngokuzenzekelayo iintsuku ezingama-17 ukuhlola. Ezinye iifesi ziyafana. Umthetho we-Federal unikeza bonke abathengi iintsuku ezili-10 ukuba bahlole ipende yephambili, ngaphandle kokuba bebhaliwe ngokubhaliweyo. Izivumelwano ezininzi zithwala izibonelelo ezifana nale:

• U vavanyo
• Inkxaso-mboleko
• Ukuhlolwa koMzimba.
• Ngokuxhomekeke kumthetho wakho welizwe, ukuba ungasususanga ubhaliso lwakho ngokubhaliweyo, kusenokuba kusetyenziswa, yonke indlela yokuvala!

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.

07 Idilesi I-Possibility Possibility

Amava am ambonakalisa amaninzi amaxhoba enkundleni kunokuba afuneke. Ezinye iinkqubo ziyahla ngenxa yokuba abathengisi kunye nabathengi abanelindelo elingenangqiqo malunga nefa.

• Phinda uphume umhla. Ku kuvalwa? Ngomhla emva kokuvalwa?
• Ukuba impahla ingaphambi kokuvala, ukukhusela onke amaqela, ukwenza isivumelwano sokuqasha.
• Ukuba ilifa lingaphezulu kweentsuku ezimbini okanye ezintathu emva kokuvala, yenza isivumelwano sokuqasha ukukhusela umthengi.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.

08 Ukulahlwa kweNkunkuma Ngubani ohlawula iiNtlawulo

Nangona ezininzi iinkontrakthi zibiza iintlawulo eziza kuthethwa ngazo, ezinye iirhafu, kuxhomekeka kwindawo yakho, zikhokhwa yinto enye. Ukuba awukwazi isiko, unokungamkeli ngokungafuneki ukunikezelwa kwe-counter . Shayela i-arhente yoluhlu phambi kokuba ubhale umnikelo kwaye ubuze.

Ngamanye amaxesha iimali zetayiti, ukuhlawula, i-county okanye i-tax transfers zedolophu zingalingana nepesenti ezimbini zexabiso lokuthengisa. Ngokomzekelo, ukuba umthengisi uhlawula isihloko kwaye siqhele ukuba umthengisi akhethe, makakhethe.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.

09 Iingxelo ezizodwa zeeNgxelo

Ukuba unomdla malunga nokuhlolwa okuthe ngqo, cela ingxelo. Iingxabano ezimbalwa zicaphukisa umthengisi ngaphezu kokufumanisa umyinge wokuthengiswa komthengi ongenakuqwalaselwa ngaphambili. Abathengisi bazive Abathengi baziziva belahlekisa.

Jongana nemiba ofuna ukuyifumana. Amanye amazwe avumela umthengi ukuba enze zonke iimvavanyo phambi kokuba abhale umnikelo wokunciphisa lolu hlobo lokungaxhatshazi. Ukuba kungokwesiko kumthengisi ukunika iingxelo ezithile, zibuze.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.

Ukuphela kweNkcazo kaRhulumente ngokunikezela