Ukulungiswa kwemiba yokulungisa ikhaya kunye noMthengi kunye noMthengisi

Funda indlela yokuxoxisana nokufumana iziphumo zokuhlola ekhaya

Uninzi lweenkontileka zokuthengisa ezithengiswayo zineenkcukacha zokuhlola. Isiqendu sokuhlola siqendu esivumelwaneni sokuthengisa esichazela ukuba zonke izinto zomthengi kunye nomthengisi kufuneka zilungiswe imicimbi ngexesha lokuhlolwa kwekhaya . Kubalulekile ukuqonda ukulandelwa kwemfuneko, kuba kanye xa isayinwe isayinwe, iba ngumvumelwano wesivumelwano nomthetho. I-arhente yakho yendawo yokuhlala okanye ummeli unokuphendula imibuzo eyongezelelweyo onokuyenza kule sihloko.

Ukulungiswa kweSample Repair

Ngokomzekelo, nantsi ingxaki yokuhlola malunga nokulungiswa kwintsebenzo eqingqiweyo yokuthengiswa kwezindlu ezisetyenziswa kakhulu eNorth Carolina. Isibhengezo kwisivumelwano sakho sokuthengiswa kwezindlu sangaphandle sinokufana okanye sihluke kakhulu.

13. (c) Ngokuhambelana naluphina uhlolo (a) kunye okanye (b) ngasentla, ukuba kukho na ukulungiswa kuyimfuneko, uMthengisi uya kuba nelungelo lokugqiba okanye ukuwagqiba. Ukuba uMthengisi ukhetha ukuba angagqiba ukulungiswa, ngoko uMthengi uya kuba nenxaxheba yokwamkela iPropati kwimeko yalo okanye ukuphelisa le khontraki, apho imeko yonke imali ehambelanayo iya kubuyiselwa. Ngaphandle kokuba kuchazwe ngenye indlela, nayiphi na into engagqunywanga ngu- (a) (i), (a) (ii), (a) (iii) kunye (b) ngasentla ayifakiwe kwiingxoxo zokulungisa phantsi kwesi sivumelwano.

Isigatshana esichaphazelekayo sichaza amalungelo kunye noxanduva lwamaqela amabini ngokucacileyo. Umthengisi angakhetha ukulungisa iingxaki ezifunyenwe ngumthengi okanye udlulisele ukhetho ukwenza oko.

Iziqendu ezichazwe ekugqibeleni kwelo gatya libhekisela kwimeko yokuhlola ikhaya , elichaza izinto ezilindeleke ukuba zisebenze ngokufanelekileyo ekuvaleni kunye neenkcukacha malunga nokuhlolwa kweenkuni ezibhubhisa inambuzane.

Kukho isongezelelo esisodwa, okanye isinamathiselo, esingasetyenziselwa ukuseka isivumelwano sokulungisa phakathi komthengi kunye nomthengisi.

Beka iindleko kwi-Hold

Ukuba kunokwenzeka, abathengi kufuneka bazilibazise iindleko ezininzi zokuvala njengoko kunokwenzeka ukusa kwimiba yokulungisa iyaziwa kwaye isisombululo. Kutheni uchitha imali yokukhangela itekiti, uphando, kunye nezinye iindleko zokuvala ezixabisekileyo uze wazi ukuba indlu iya kuba yakho? Fumana uhlolo lwakho ngaphandle kwangoko ukuze uxoxisane ngemiba yokulungisa kwaye uqhube kunye neshishini lokuvala.

Imiba yokulungisa engaphendulwanga

Iingxaki eziwayo ziba yizinto eziphathekayo: Ngaphandle kokuba umthengi enze iimfuno ezingenangqiqo, ngokuqhelekileyo umthengi unomdla wokuthetha kunye nokulungisa. Xa ingxaki iyaziwa, iba yinyani yezinto eziphathekayo ezimele zivezwe kubo bonke abathengi abazayo. Ukuba akuyona inkxalabo enzulu, le nto ngumthengi wexesha elizayo akanakukhathalela. Iqhosha elilodwa lomthengi elikhatywayo liyinkqubo yamagxa kumthengi olandelayo.

Ngamanye amaxesha abathengisi bacinga ukuba banokwandisa intengo yendlu ukulungiselela ukulungiswa, kodwa ukuba indlu isele ixabiso ngokuchanekileyo elingaqhelekanga ukusebenza. Indlu ephezulu ihleli kwiimarike endaweni yokuthengisa kwaye abathengisi bayaqhubeka behlawula iindawo zokuthenga endaweni yabo entsha.

Amabhanki angenakho ukuboleka: Iingxaki eziphawulwe kwi-appraisal zingaphonsa iiflegi ebomvu kumboleki; iingxaki ezinjalo zingabangela ukuba umboleki acele ukuhlolwa okwakhiwe ukuba kuqinisekiswe ukuba akukho ziingxaki zendlu.

Ibhanki inokungafuni ukugqitywa kwemboleko kuze kulungiswe.

Ukucwangcisa Ukulungiswa

Ukulungiswa okwenziweyo ngaphambi kokuvalwa: Ukuba umdayisi wenza ukulungiswa ngaphambi kokuvala, thabatha umhloli wakho wasekhaya ukuba abuyele kwakhona emva kokuba ufumene igama lokuba ukulungiswa kuphelile. Musa ukulinda uhambo lokugqibela , ngenxa yokuba awufuni ukufumana ngomhla wokuvala oko akuzange kwenziwe okanye kwenziwe kakubi. Umhloli wekhaya unokuhlawula imali eyongezelelweyo yenkonzo.

Ukulungiswa okwenziwe emva kokuvalwa: Kukho izimbalwa ezimbalwa zokulungiselela ukulungiswa okwenziwe emva kokuvala:

• Umthengisi angakunika isamba semali ekuvaleni ukufihla indleko zokulungiswa ovuma ukuba uqalise emva kokuvala.
• Umthengisi angakhokhela umntu olungisa ukwenza umsebenzi.
• Ingxenye yenkcitho yomthengisi inokugcinwa kwithemba emva kokuvalwa kwaye isetyenziselwe ukuhlawulela ukulungiswa (ngokuqhelekileyo kubalwa kwimizuzu eyi-1 nesiqingatha ukuqikelela). Isivumelwano esisayinwe kufuneka sibe khona ukuqinisekisa ukuba ukulungiswa kwenziwa.

Indlela oyisebenzisayo ixhomekeke kwinkimbinkimbi yokulungiswa. Izinto ezilula, apho uvakalelwa ukuba uqikelelo olufumeneyo lwanele, mhlawumbi luhlawulwe njengesixa semali. Ukulungiswa ngokukhawuleza kuninzi kubonakalisa imiba emininzi njengoko iqhubeka kwaye iphantse ihlawule iindleko ezingaphezulu.

Abathengi kufuneka babonisane negqwetha ukuqinisekisa ukuba iimfuno zabo zikhuselwe ngaphambi kokuba bavume ukulungisa ngaphambi kokuvalwa. Xa umthengi engazange ayenayo indlu, kukho ingozi kunye namatyala okwenza ukulungiswa ngaphambi kokugqitywa kweentengiso.

Ehleliwe ngu-Elizabeth Weintraub, ubuchwephesha bokuthenga ikhaya.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.