Iimpahla eziqinileyo kwiintengiso zokuthengwa zingahlawuleka
Uyazi othanda ngokwenene kubandakanywa isigaba sokunyuka kwisipho sokuthenga ? Abameli bezindlu. Abameli abathengi ngokukodwa babonakala banobuqili kakhulu ngale ndlela. Kodwa i-agosa ayinakulibeka ityala kumdla kumagatya okunyuka ngenxa yokuba kaninzi ngaba abathengi bezindlu ngokwabo abayinyusa ngokuphakamisa ukuba isigatshana sokunyuka, esibizwa ngokuba yi-bid elibukhali, sinokuba yinto efanelekileyo.
Yintoni iCandelo lokuNyuka?
Isigatshana sokunyuka kwesantya sisetyenziswe ngokubanzi kwiimeko ezinokunikezela ngamathuba amaninzi .
Kufana negama: ibhidi elibukhali. Isetyenziselwa ukuzama ukucima zonke i-competiton kwinkqubo yokubhankanya. Ngokwenene, ithetha ukuba umthengi uya kuhlawula isixa esingu-X, esingaba naliphi inani elivela kwi-100 ukuya kwiikhulu zamakhulu, ngaphaya nangaphezulu kwesibonelelo esiphezulu esithengiswa ngumthengisi, kwaye iqulethe ikhutshana yokubeka.
Uhlobo oluqhelekileyo lweqendu lokunyuka lunokufunda kanje: Umthengi uyavuma ukuhlawula imali engaphezu kwe-1 000 engaphezulu kwesibonelelo esiphezulu esithengiwe ngumthengisi, ukuba angadluli intengo yokuthengisa eyi-315,000. Umthengi angafuna ukusebenzisa le gatya kumnikelo wokuthenga xa kubonakala ngathi abanye abathengi bangayiphakamisa intlawulo ngaphezulu kwexabiso elidweliswe.
Yithi loo propati ibhalwe kwi-295,000 yezigidi. Inayo yonke insimbi kunye nekhwelo umkhweli onqwenelayo, kwaye ikhona kwindawo efuna ukuphakama kakhulu kwi-cul-de-sac. Ngamanye amaxesha, i-ejenti yokurhweba iya kucebisa abathengi ukuba zonke izibonelelo ziza kuboniswa ngosuku oluthile ngexesha elithile, kwaye oko kungaba yinkcazelo yakho yokuqala ukuba umdayisi ulindele ukufumana uncedo olungaphezulu kwesinye.
Kwimeko enokuthi kuthengisa imarike yomthengisi kunye nekhaya elihle elibhalwe kwi $ 295,000, umthengisi unokufumana izibonelelo ezifana:
- $ 290,000 (kuba kukho umntu okholelwa ukuba akukho mntu uya kubhenela.)
- $ 295,000
- $ 305,000
- $ 310,000
Ukuba umthengi wesine uhambisa isibonelelo ngesigatshana sokukhula njengoko kuchaziwe ngasentla, kuya kuthetha ukuba umthengi uya kuvuma ukuhlawula umthengisi $ 311,000.
Umthengi uyavuya kuba ixabiso li-$ 4,000 ngaphantsi kwexabiso elithengi umthengi wayezimisele ukulihlawula, kwaye umthengisi ufumana isibonelelo esiphezulu. Konke kubonakala kuhle kwaye kulungile, kodwa ngaba kunjalo?
Iidrabha kwiCandelo lokuNyuka
Kusuka kwimbono yomthengisi, icandelwana sokunyuka kwamanqanaba asinokuba yinto ekhethekileyo kumthengisi. Ukwamkela isibonelelo kunye nesigxina sokunyuka kuthetha ukuba umthengisi akakwazi ukukhupha amanqaku amaninzi kumanqanaba okanye aqhubeke exoxisana. Kulo mzekelo ungentla, umthengi wathabatha imali etafileni. Umthengisi walahlekelwa i $ 4,000.
Olu sekelwe ukuba ngaba umthengi ophezulu wexabiso lomthengi ube ngu-315,000. Kungenzeka ukuba iphakamileyo, kodwa umthengisi owamkela isivumelwano kunye nesigatshana sokunyuka kwexesha angeke azi ukuba lukhulu kangakanani umthengi angabiza.
Ukongezelela koko, kule ndlela ye-multiple-offer offer, inokuba yinto enomdla kakhulu kumthengisi ukukhupha i-counter counter. Kwezinye iinjongo ezifana neCalifornia, umzekelo, umthengisi angenza umniki-mpahla ohlukeneyo kumthengi ngamnye, ukuba umthengisi unqwenela, okanye kumntu omnye okanye ababini kuphela abathengi. (Sithetha iCalifornia kuba urhulumente uhlala ekhokela uhlanga). Umthengisi ngokubanzi unakho ukhetho olungakumbi olukhoyo kwiimeko zokunikezela ngamanqaku amaninzi. Umnikelo ngamnye we-counter unokulinganiswa kwaye uhlalutye ngokuhlukileyo.
Yithi, umzekelo, ukuba umdayisi unquma imfuno yeemarike inamandla kakhulu kwikhaya ukuba umthengisi angakhethi ukuba athathe nayiphi na into yokuthenga okanye angabikho naziphi na izibonelelo. Oko kuhlala kwenzeka. Kulo hlobo lwesimo, umthengisi unokutshintsha intengo yokuthengisa ekhaya, uthi, i-$ 315,000, kwaye uqalise kwakhona ibhidi. Noko ke, ukusilela kule meko, nangona kunjalo, akunakwenzeka ukuba nabani na abathatha ixesha elide okanye iintsuku kwiimarike zisenokuhlala ixesha elide, kwaye oko kusoloko mngcipheko xa umthengisi ephakamisa intengo. Sekunjalo, kusenokuba isisombululo esilungileyo, kwaye kufaneleke ukuba sicinge ngokukwamkela isivumelwano sokwenyuka kwesigatya.
Kutheni abathengi beGravitate kuya kwiiNgqungquthela zokunyuka
Akuyena wonke umthengi wekhaya ozonwabayo kunye nokuxhatshazwa okuza kummandla wengxoxo ukuthenga ikhaya .
Abathengi banenkxalabo malunga nokukhuphisana, kwaye abanye banqwenela ukungenisa isibonelelo kwiimeko ezininzi zokubonelela. Ngokuzisa isigaba sokunyuka, sinokunyusa ithuba lomthengi sokwamkela isibonelelo kwaye kusetha iiparamitha ezithile ezichaza indawo yintengiso yomthengi.
Ingaba isigatya sokunyuka "sinosemthethweni" kuwo wonke urhulumente kuxhomekeke ekuchazeni ngokomthetho. Oko akumiseli amanxusa ekucebiseni okanye abathengi befuna ukukwenza. Kuzo zonke iinjongo eziphathekayo, kunjalo, kubonakala kulula kakhulu kumthengi ukuba enze umnikelo ophezulu kunye nogqwesileyo kwaye uyenze nayo.
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.