Indlela iSaziso esenza ngayo uMeyi sivumele uMthengi okanye uMthengisi ukuba aKhusele
Isaziso kumthengi ukuba enze ukukhupha iimeko
Abameli be-Real Estate eCalifornia bacebisa abo bathengisi ukuba basebenzise iSaziso kuMthengi ukuba benze ukuzama ukwenza umthengi asuse izinto. Inkontileka yokuthengwa kwe-CAR ichaza ixesha lokukhutshwa kwexesha elifanelekileyo.
Ukuba umthengi akayikususa okubhaliweyo ngokubhaliweyo, ezo zinto zinokuthi zihlale zisebenza. Ayikuphela ngenxa yokuba ixesha lidlule. Izinto ezinokuthi zisuswe zingabikho zonke iziganeko okanye enye yezinto ezilandelayo, okanye nayiphi na inhlanganisela yayo, kuxhomekeke kwibhokisi nganye. Nazi iindlela ezimbalwa zeengxaki:
- Inkcitho
- Uvavanyo lokuQinisekisa
- Uhlolo lokuhlola
- Ukwaziswa kunye neengxelo
- Ukuqhubela phambili ukuthengisa iKhaya loMthengi
Izaziso kuMthengi ukwenza iiNtshukumo zeSigqibo
Abathengi abanako ukuqonda ukuba xa batyikitya isivumelwano sokuthengwa kwe-CAR, benza izivumelwano zentengiso kunye nomthengisi ukwenza izinto ezithile.
Ezi mbopheleleko zinokuba ukuhambisa amaxwebhu asayinwe kumthengisi ngomhla othile okanye ukubonelela ngezinye iifom zobungqina bokuthenga. Ngaphambi kokuba umthengisi angakhansela inkontileka ngenxa yokungaphumeleli komthengi ukwenza nayiphi na lezinto, umthengisi unyanzelekile ukuba athumele umthengi isaziso esifuna ukuba umthengi enze.
Ezinye zezi zenzo zivumelwano zilandelayo:
- Gcina idiphozithi yemali .
- Ukwandisa imali yesigxina.
- Hambisa i- mboleko yokubhengezwa kwemali-mboleko okanye u-prequalification.
- Nikeza ubungqina bemali yokuvala isango.
- Uphawu kunye nokubuyisela ukuchazwa kunye neengxelo.
- Ukubonelela ubungqina bokuba ikhaya lomthengi lisekuhlaleni.
Kutheni Kuthengisa Abathengisi isaziso kuMthengi ukwenza
Abathengisi bafuna ukuba abathengi benze ngenxa yokuba abathengisi abafuni ukukhupha ngaphandle kwe-escrow, kuphela ukufumanisa ukuba abathengi abanenjongo yokuvala. Kwimeko yokukhululwa kwemigqaliselo , umthengisi unokufumana ilungelo lokuthengwa kwemali yintengo yomthengi ukuba umthengi kamva aphephe umthengi emva kokukhulula zonke izinto . Imali yediphozithi umthengisi angayigcina ichazwe kumonakalo ohlawulelweyo .
Ngamanye amaxesha, umthengisi angaphinda afune ukukhansela isivumelwano kwaye uya kukhangela isizathu sokunyanzela umthengi ngaphandle kwesivumelwano sokungasebenzi. Ixesha lokuthobela lichazwe kwiSaziso kuMthengi wokwenza.
Isaziso kuMthengisi ukwenza
Iintengiso zabathengi baseCalifornia banokucebisa abathengi babo ukuba banike umthengisi iSaziso kuMthengisi ukuba enze ukuzama ukwenza umthengisi anike ingxelo okanye achazwe. Ukuba umthengi, umzekelo, akafumani le ngxelo okanye ukuchazwa kumthengisi ngexesha elikhankanywe kwiSaziso kuMthengisi ukuba enze, umthengi unelungelo lokukhansela isivumelwano okanye ukulibaziseka ukususa ubunqwenela bomthengi.
Nazi ezinye iindidi zezenzo zesikontraki umthengi angacela ukuba umthengisi enze:
- Ukuhanjiswa kwe- disest inspection .
- Ukuhanjiswa kwePowula yemiSebenzi yeMpahla okanye iTDS .
- Amaxwebhu eMbutho woLuntu .
- Ingxelo yebango le-inshorensi yangaphambili.
- Ukudalulwa kweNgcembeko yendalo.
- Ingxelo yeSihloko sokuQala .
- Ukususwa komgudu womthengisi ukuthenga ikhaya elitsha .
- Ukufuna ukuvala isango.
QAPHELA: Eli nqaku libhekisela kuphela kwiSaziso kuMthengi wokwenza kunye neSaziso kuMthengisi ukuba enze njengoko kulungiswe yiCalifornia Association of REALTORS®, kwaye akufanele kuthathwe njengokuba unike iingcebiso zomthetho. Ukuba ufuna isiluleko somthetho, nceda uqhagamshelane nommeli.
Ngethuba lokubhala, u-Elizabeth Weintraub, u-DRE # 00697006, ungumthengisi-uMbutho kwiLyon Real Estate eSigramento, eCalifornia.