Ukukhupha iiNgxaki zokuthenga

Indlela i-homebuyers ikhuphelwa ngayo

Ndiyaxelela bonke ababuyiselwa ekhaya ukuba banokukhansela isivumelwano esasayinwe. Ezinye iindiza zibukeka zibuhlungu, njengaye, "Yintoni, uhlahlulule? Kutheni ungathetha abathengi ukuba bahambe?" Ngenxa yokuba abathengi baseCalifornia banako, kwaye kuba abathengi banelungelo lokukwazi loo nto. Uninzi lwezivumelwano ziqukethe izinto. Kuze ezo zixhobo zikhutshwe, abathengi bakhululekile ukukhansela.

Esi sizathu esona sizathu sokuba ezinye ii-agent zoluhlu ziqine kakhulu ngokufumana ukukhishwa kwexesha elifanelekileyo ngexesha elifanelekileyo.

Emva kokuba izibhengezo zibhaliswe kwisivumelwano sokuthenga , isivumelwano siyakuchaza nendlela umcimbi oza kuwaneliseka ngayo, ukukhutshwa okanye ukususwa kwisivumelwano. Ndiza kuthetha malunga neendlela ezikhutshwa ngayo eCalifornia - kuba ezininzi zilandela imigaqo-mvumelwano efanayo-kodwa qaphela ukuba urhulumente wakho unokungafani. Ukufumana ulwazi oluthe vetshe, funda isivumelwano sakho - ewe, onke amaphepha ayizigidi ezili-15.

Ukukhulula Ukuthengwa Kwekhaya Ukuthenga

Ukukhulula ukuVavanywa koNyaka
I-Standard Standard Association ye-Realtor (i-CAR) yokuthenga izivumelwano , ngokuzenzekelayo, unike umthengi iintsuku ezili-17 ukukhulula umlinganiselo wokuvavanya. Isakhelo sithuba singanwetshwa okanye sifutshane kwisivumelwano. Ekupheleni kwelo xesha, ukuba umthengi angasayina ukukhululwa kweengxaki, umthengisi unako ukurhoxisa isivumelwano, emva kokunikezela kumthengi isicelo soMthengi wokwenza, ukunika umthengi iiyure ezingama-48 ukuya kuma-72, ngokuqhelekileyo, ukwenza.

Abathengi banokukhetha ukuba uvavanyo oluphantsi lufunyenwe.

Ukukhupha iNgxowa-mboleko
I-Standard Standard Association yaseCalifornia ye-Realtor ithengiwe, ngokungekho phantsi, unike umthengi iintsuku ezingama-21 ukukhulula umthwalo wemboleko. Isakhelo sithuba singancishiswa okanye sibalekele ekupheleni kokungeniswa kwesivumelwano. Ekupheleni kwelo xesha, ukuba umthengi angasayina ukukhululwa kweengxaki, umthengisi unako ukurhoxisa isivumelwano, emva kokunikezela kumthengi isicelo soMthengi wokwenza, ukunika umthengi iiyure ezingama-48 ukuya kuma-72, ngokuqhelekileyo, ukwenza.

Ukuba imali yokubolekwa kwemali - mboleko isendaweni kude kube sekupheleni kokunyuka , umthengi angahamba esivumelwaneni ngomhla ovala ngawo, ukuba umboleko owenziwe.

Ukukhulula iimeko zokuBakho ukuHlola kunye neMeko yeSihloko
Ngaphandle kwepeyinti ekhokele phambili , iikontraka ezisekelwe kwikhokelo , izivumelwano zakwa-CAR, ngokuzenzekelayo, zinike abathengi iintsuku ezili-17 ukugqiba zonke ezinye iincwadi, kuquka ukuhlolwa kwekhaya . Isakhelo sithuba singancishiswa okanye sandiwe kwisivumelwano. Ekupheleni kwelo xesha, ukuba umthengi angayisayina ukukhutshwa kwezinto, umthengisi unako ukurhoxisa inkontileka emva kokunikezela kumthengi isicelo soMthengi wokwenza, ukunika umthengi iiyure ezingama-24 ukuya kuma-72, ngokuqhelekileyo, ukuba enze.

Akuqhelekanga kubathengi abathengela umhlaba ukuba bacele umcimbi wokufumana imvume yokulungela ukwakha. Abanye abakubuyisela ekhaya bangenza inkontileka enokukwazi ukufaka kwigumbi lokubhukuda . Ezi zinto kufuneka ziqulethe ixesha okanye isenzo esilindelwe ngumthengi ukukhulula iziganeko.

Ukuba umthengi ufumene ukungaphumeleli kwingxelo yokuhlola ekhaya njengendawo yokumisa emanzi , iinqwekhwe ezifile kwi-attic , ukulahlekelwa kwesigqibo sezakhiwo, okanye imicimbi yokhuseleko nempilo, umthengi unokukhupha isicelo sokulungiswa kumthengisi.

Umthengisi akabophezelekanga ukuba ahloniphe iSicelo sokuLungisa kwaye unokuthi, ngengqiqo yomthengisi, wenqabe. Kweso siganeko, umthengi unelungelo lokukhansela ukuthengiselana, ukuphinda uxoxe ngokuthe ngenye indlela, okanye uqhubeke phambili.

Ukukhulula ukuQinisekisa ukuThengisa
Ngamanye amaxesha, abathengi bafuna ukuthenga ikhaya ngaphambi kokuthengisa ikhaya elikhoyo . Kweso siganeko, zinikela ukuthenga ikhaya lomdayisi ukuba zithengise ikhaya labo ngexesha elithile. Abathengisi abaninzi, ukuba bayamkela isibonelelo esithengisa ngokuthengisa , baya kuvuma ukunika umthengi ilungelo lokuqala lokulahla ukuba, kwaye, nini, abathengisi bafumana esinye isibonelelo.

Ukuba abathengisi bafumana esinye isibonelelo kwaye bakhuphe isicelo soMthengi wokwenza , abathengi banokukhansela ukuthengiselana okanye basuse umcimbi wokuthengisa .

Xa abathengi benqabile ukuSayina ukuKhutshwa kweeNgxaki

ECAR

izivumelwano, ukuba umthengi angasayina ukukhutshwa kwezinto ezinokubakho kwixesha elichaziweyo, kufike kumthengisi ukuba afune ukuba umthengi enze. Ukuba umdayisi akafunanga ukusebenza, iziganeko zihlala kwindawo kwaye azipheli. Akunabo bonke abathengisi abafuna ukusebenza, kwaye amaninzi amanxusa asethi angabinaki ukubeka iliso.

Emva kokuba umthengi akhiphe zonke iziganeko kwisivumelwano, umthengi unyanzelekile ukuba aqhubeke phambili ngokuthenga. Ukuba umthengi anquma ukukhansela isivumelwano, emva kokusayina ukukhululwa kwemida, umthengisi unelungelo lokufuna imali yokuthenga idiphozi yomthengi kwaye unelungelo lokuhlawula umonakalo.

Ukuba amaqela akakwazi ukuvumelanisa nesimo sengxowa- mali esinyanisekileyo , umthengisi kunye nomthengi kuya kufuneka baxazulule ingxabano, nokuba ngababambisana okanye ngokufaka ityala, kuxhomekeke kwilwimi kwisivumelwano. Ukufumana ulwazi oluthe vetshe, qhagamshelana nommeli wezezindlu.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.