Ndingayifaka Njani IiNzuzo zoKhuseleko loLuntu?

Inkqubo yeNkqubo yoKhuseleko lwaseNtlalonteni yenzelwe ukubonelela ngeenzuzo zokunceda "iminyaka yegolide" yokuthatha umhlalaphansi lula, unikele ngemali yeendleko zokuhlala kwimeko yokukhubazeka, kwaye unikeze imali ethile kubasindileyo njengomhlolokazi okanye abaxhomekeke kuyo.

Yenza le mi sebenzi yemali exhasa abantu abaninzi kwiminyaka engaphezu kwama-80. Ngexesha lokupapashwa, umyinge weenyanga zokuhlola ukhuseleko lwezeNtlalo ukusuka kwi-$ 1,404 kumsebenzi osemhlala phantsi, ukuya ku-$ 2,771 ngenyanga ngenyanga yomhlolokazi onabantwana abaxhomekeke kumibini.

Inzuzo ephezulu yoKhuseleko lweNtlalo kumsebenzi ohlala phantsi xa ehlala umhlalaphantsi i-$ 2,788 ngenyanga ngenyanga ka-2018.

Ukuba ulungele ukuthatha umhlalaphantsi kwaye uqale ukufumana isheke soKhuseleko lweNtlalo, qinisekisa ukuba unelungelo lokufaka isicelo sokuncedisa umhlalaphantsi. Kumele ube yinyanga engaphezu kweenyanga ezintathu ukuzalwa kwakho, kwaye kufuneka ulungele ukuqala ukuthatha izibonelelo zakho kwiinyanga ezine ezizayo. Fumana i ngakumbi malunga nexesha lokufaka izicelo zakho zeNtlalo zoKhuseleko ngokuvakashela iwebhusayithi ye-Social Security, SocialSecurity.gov.

Kuphi ukuqala

Ukuba unelungelo lokuncedisa umhlala-phantsi wezeNtlalo, unendlela eziliqela zokufaka izicelo, kuxhomekeke kwindlela esebenza ngayo. Yiya kumntu, ngokuqeshwa kuphela, kwi-ofisi yakho yoKhuseleko yeNtlalo.

Unokusingatha inkqubo kule fowuni ngo-1-800-772-1213, okanye sebenzisa ikhompyutha yakho ukuba ungene ngemvume kwi-intanethi kwiwebhusayithi ye-Social Security.

Ulawulo loKhuselo loLuntu (SSA) lincoma ukuhamba kwi-intanethi njengendlela efanelekileyo kunye neyona ndlela elula ukuyisebenzisa.

Hambisa isicelo sakho kwi-intanethi

Ukutyelela i-www.socialsecurity.gov, kwaye nqakraza kwicandelo lomhlala - phantsi kwisikrini esikhulu, uze ufake isicelo sokuthatha umhlalaphantsi. Inkqubo iya kukuhamba kwinkqubo yesicelo, ikucela ulwazi olusisiseko oluqala ngegama, idilesi, kunye nenombolo yoKhuseleko loLuntu.

I-SSA ithi ithatha yonke ingqalelo yokukhusela le ngcaciso kwi-intanethi, ngoko unokuqiniseka ukuba olu lwazi lukhuselekile.

Ngokukhawuleza xa ungene ngemvume kolwazi lokuqala, inkqubo iya kukunika iNombolo yesicelo. Yenza ingqalelo yale nombolo, kuba uya kuyimfuneko kamva ukuba ufuna ukujonga imeko yebango lakho kwi-intanethi.

Ukuba unqamle inkqubo yokwenza isicelo phakathi, ungaqala kwakhona nangaliphi ixesha ngaphandle kokulahlekelwa ngumsebenzi wakho, nje ngokuba unayo Inombolo yesicelo sakho. Xa ufuna ukuthatha ikhefu, Unokusebenzisa inombolo efanayo ukuba uhlolisise isimo seenzuzo zakho emva kokufaka isicelo.

Ngento nganye kwi-intanethi yesicelo, kukho inkinobho yokongeza ulwazi . Ukuba awucaci ukuba umbuzo uthetha okanye njani ukuqhubeka, unokuklikha kwili qhosha uncedo.

Yenza Ulwazi Lwenu Lulungele

Inkqubo yesicelo kufuneka ithathe malunga nemizuzu engama-15, kodwa kuya kufuneka ufumane ulwazi oluthile ngesandla. Oku kubandakanya ulwazi lwakutshanje, iinkcukacha zengqesho, okanye inkonzo yempi okanye ulwazi lwengqesho lwangaphandle. Ukuba kukho nayiphi na ingqinani kwiinkcazo zakho zeNkcazo zeNtlalo, ungenza utshintsho.

Le fom iya kubuza malunga neengeniso ezongezelelweyo, nokuba ngaba usebenzise isicelo seSSI, ezinye iintlawulo zeNtlalo, okanye iMedare .

Ukongeza kwiinkcukacha zakho, uya kulufuna inombolo yokhuseleko loLuntu, inzala yokuzalwa kunye nolunye ulwazi olufanelekileyo.

Xa iqabane lakho libonakalisa inzuzo yeNtlalo yeNtlalo, uya kufuneka anikezele ulwazi olufanayo malunga nawe. Umlingane wakho unokufumana ilungelo lokuqhawula umtshato kwiNtlalo yoKhuseleko. Ukuba uqhawule umtshato, kufuneka udibanise ulwazi lomntu osekude naye.

Uyakucelwa kwakhona ukuba ufuna umhla onjani ukuba ufuna ukuqala. Cinga ngenyameko ukuba izibonelelo zakho ziya kuthinteka njani ngokuxhomekeke kwiminyaka uqala ukuqokelela ukususela xa uzakufumana imali engakumbi ngenyanga nganye ungakulinda ukuba uqale ukuthatha iintlawulo zakho. I-estimator benefit benefit is built in application to help you decide.

Hambisa isicelo sakho

Ungasayina isicelo ngekhompyutha kwaye uyifake kwi-intanethi, ngoko akufuneki ukuba uyithumele kuyo.

Nangona kunjalo, unokwenza ukuba uthumele amaxwebhu obhaliso, njengobungqina bokuzalwa, ikhadi leKhuseleko loLuntu okanye ubungqina bokuba ngummi waseU.S. kunye neikopi zee-W-2 okanye zakutshanje. Ukuba kunjalo, uya kufumana idilesi kunye nemiyalelo ethile.

Nangona ungekho amaxwebhu, uLawulo loKhuseleko loLuntu lumkisa ukuba akufanele ulibale ukubhalisa. I-ofisi inakho ukukunceda ngamaxwebhu, kwaye okwangoku, awufuni ukulibazisa ibango lakho kwaye mhlawumbi ulahlekelwe ngamanye amancedo.

Emva kokuba usayine ifowuni yesicelo, gcina ikopi yeefayili zakho ngokuyiprinta okanye ukuyigcina ngekhompyutha. Ukuba i-SSA inemibuzo eyongeziweyo, ummeli uya kuqhagamshelana ngqo nawe. Unako ukubiza rhoqo ngemibandela yakho, ngo-1-800-772-1213. Unokujonga kwakhona isimo se-akhawunti yakho kwi-intanethi usebenzisa iNombolo yoNcedo oyifumene ngexesha lokufaka isicelo sakho.