Umhlala wakho Ohlala phantsi (FRA) Ngokutsho koKhuselo loLuntu

Funda oko i-FRA yakho ibhekisela kumhlalaphantsi wakho kunye nendlela yokuyifumana

Xa kuziwa ekuthatha umhlalaphantsi, yintoni eqhelekileyo ? Xa uva inqaku eliqhelekileyo leminyaka yomhlalaphantsi , usenokucinga ukuba umele umhlalaphantsi wokuhlala umhlalaphantsi kubasebenzi baseMelika okanye ubudala apho abantu abaninzi banqumla khona. Nangona kuqikeleleka, ekusebenzeni iminyaka yobudala yomhlala-phantsi yomntu ngokwenene inombolo echaziweyo engenanto yokwenza "yinto evamile" kwaye eninzi enokuyenza ngokufaneleka komntu kumvuzo wokuthatha umhlalaphantsi .

Namhlanje, ubudala bomhlalaphantsi obuqhelekileyo buyaziwa ngokuba ngumhlalaphantsi ohlala phantsi .

Inkcazo yexesha elipheleleyo lomhlalaphantsi (FRA)

Ubudala bomhlala-phantsi obuqhelekileyo (ngaphezulu ngokubhekiselele kwiingcali zezemali njengexesha elipheleleyo lomhlalaphantsi okanye i-FRA) lixesha apho uqala ukuba nelungelo lokufumana izibonelelo zomhlala-phantsi ezipheleleyo okanye ezingakhange zenziwe ngoKhuselo loLuntu. I-FRA yakho ingenakukwazi ukuyenza xa uthatha isigqibo sokuthatha umhlalaphantsi ngokupheleleyo, kodwa kufuneka ibe yinxalenye yesicwangciso sakho sokuthatha umhlala-phantsi njengoko iya kuba yinombolo ebalulekileyo ekuqaliseni inxalenye enkulu yengeniso yakho yomhlalaphantsi.

Umhlala-phantsi opheleleyo kunye neeNzuzo zoKhuseleko loLuntu

I-United States Congress kunye noLawulo loKhuseleko loLuntu ichaza ubudala bakho bokuhlala phantsi (FRA) ngokusekelwe kunyaka ozalelwe ngawo. Ubudala bakho obupheleleyo okanye obuqhelekileyo bokuthatha umhlalaphantsi luyinxalenye ebalulekileyo yokucwangcisa umhlala-phantsi ngenxa yokuba inzuzo yenyanga yomhlala-phantsi yeNhlalakahle yeNtlalo isekelwe kumacandelo amabini kuphela:

1. Imbali yakho yemali
2. Umyinge apho uqokelela inzuzo yakho yomhlalaphantsi xa uthelekiswa nobudala bakho obuhlala phantsi (FRA)

Xa kufikelelwe kwisicwangciso sokuthatha umhlala-phantsi, inombolo yesi-2 ibaluleke ngokukodwa njengengxenye enye yomhlala-phantsi oza kuzuza kuwo kwaye ingaba nefuthe elikhulu kwindlela enokufumana ngayo inzuzo.

Kwabo bafanelekile kwiingeniso zokuthatha umhlala-phantsi kwiNtlalontle, oku kuthetha ukuba abo basebenzi abazuze ubuncinane bemali engama-40 ngethuba lokusebenza kwabo kunye nabafazi bomsebenzi wabo, iintlawulo zomhlala-phantsi zifumaneka ngokwenene kwiminyaka engama-62 ubudala . Kodwa ukufaka izibonelelo zomhlalaphantsi kunoma yimuphi unyaka phakathi kweminyaka engama-62 kunye ne-FRA yakho ithathwa njengomhlala-phantsi. Abo bakhetha umhlalaphantsi wokuqala umhlalaphantsi banokukhetha imali encitshiswayo ngokusisigxina (ngokumalunga no-30%!) Ngokutshintshela ukuqala ukuqokelela kwangaphambili. Nangona kukho ezinye iimeko apho uthatha inzuzo kwangethuba kusenokuba yisona sigqibo esona sihle (esinjalo kwimeko yokuthatha umhlalaphantsi ngesifo sokuphela okanye ukulindela ubomi obufutshane), ngokuqhelekileyo kunokuba kungcono ukulinda ubuncinane de kube ngu-FRA okanye ixesha elide. Kodwa ukuze wenze isigqibo esinolwazi malunga nokuba uqala ukuthatha iNgcaciso yeNtlalo, uya kufuneka ukwazi ixesha lakho lokuhlala umhlalaphantsi.

Ukuqaphela Umhlala Wakho ohlala phantsi

Ngaphambi kokuba uqale ukucwangcisa iintlawulo zakho zeNtlalo, uza kufuneka ukwazi ixesha lakho lokuhlala umhlalaphantsi. Nalu uluhlu lweminyaka yokuzalwa elandelwa ngumnyaka wokuhlala umhlala-phantsi ohambelana nonyaka njengoko kuchazwe nguLawulo loKhuseleko loLuntu:

Umhlala-phantsi opheleleyo (FRA) ngoNyaka wokuzalwa
Usuku lokuzalwa	Umhlalaphantsi opheleleyo
1937 okanye ngaphambili	65
1938	Kwiinyanga ezingama-65 neye-2
1939	Kwiinyanga ezingama-65 neye-4
1940	65 neenyanga 6
1941	Kwiinyanga ezingama-65 neye-8
1942	Kwiinyanga ezingama-65 neye-10
1943-1954	66
1955	66 neenyanga ezimbini
1956	66 neenyanga ezine
1957	66 neenyanga 6
1958	Kwiinyanga ezingama-66 neye-8
1959	66 neenyanga ezili-10
1960 okanye kamva	67