Ukutshala imali kwi-Art Has Both Pros and Cons
Utyalo-mali kwezobugcisa, ngokomzekelo, lukhula ekuthandeni.
Ngokwe-Deloitte ka-2017 ye-Art & Finance Report, "utyalo-mali olupheleleyo lwe-US kulondolozo kulindeleke ukuba lufike kwi $ 2.7 trillion ngo-2026. Amashumi amabini anesihlanu ekhulwini lwabaphathi bezobutyebi babika abaxhasi babo becela uncedo ngokutyalomali kwezobugcisa kunye neziqokelelwane.
Ukuba ucinga ngokutshala imali kwezobugcisa ukukhulisa i-horizons yakho yeepotfoliyo, kukho izinto ezibalulekileyo ozaziyo kuqala.
Ukuchaza iNiche yakho njenge-Investor Investment
Ukutshala imali kwezobugcisa kuyahluke ekuthengeni isitoko okanye ukuthenga izabelo ze- fund ; kukho imibuzo yokuqala yokuzibuza ngaphambi kokuba ungene.
Okokuqala, cinga ngohlobo luni lobugcisa othanda ukutyala kulo. Ngokomzekelo, ukhatyelwa ngabaculi bexesha okanye ngaba ukhangeleka kwi-Old Masters? Ngaba ufuna ukutshala imali kwii-artists ezaziwayo okanye unethemba lokufumana i-Jackson Pollock okanye i-Picasso elandelayo? Ngaba kukho ummandla othile okanye isitayela esikubhenelayo?
Emva koko, cinga ngoluphi uhlobo lobugcisa obunomdla kuyo. Ngaba uza kutyalomla kuphela kwioli okanye kwi-acrylic yengubo okanye uvulekile ukuhlola ezinye iindidi, ezifana nokudweba, ukubethelwa ngeglasi okanye ukufotowa? Ngaba unomdla kumagqabini aqhelekileyo, afana nobugcisa bokusebenza okanye igraffiti?
Akudingeki ukuba ube nedanga lobugcisa obuhle okanye imbali yobugcisa ukuba ube ngumtyalo-mveliso wezobugcisa, kodwa ubuncinci, kufuneka ube nokuqonda izigulana ezisisiseko, izitayela kunye neempembelelo zobugcisa.
Imifanekiso yokuvakashela kwendawo okanye ukutyelela imibukiso ye-intanethi yindlela efanelekileyo yokuziqonda kunye nezobugcisa kunye nezobugcisa zanamhlanje.
I-Side Side ye-Investment Investment
Ngaphandle kwezikhetho zakho, ukutshala imali kwezobugcisa kukufuna ukuba ucinge ngemicimbi yezemali yokuba nezobugcisa. Kukho izinto ezinokuziqwalasela apha, ngokuqala malunga nokuba unako kangakanani ukufumana imali.
Kwimarike yokuthengisa ephakamileyo, amacandelo ngamnye anokuthengisa ngokugqithiseleyo kwintengiso yezigidi zeedola. Ngokutsho kukaArtprice, isistim ekhokelayo kwi-intanethi yenkcazelo yoshishino lwezorhwebo, intengo ye-adversi yomyinge yobugcisa bexesha langoku yayiyi-$ 27,600 ngo-2017. Ukuba oko akunakwenzekayo kubhajethi yakho yotyalo-mali, unokufuna ukucinga ezinye iindlela zokuthenga izindleko ezifana nokuthenga ubugcisa obuvela kwiivenkile zendawo okanye kwii-studios, utyalo-mali kwimfundo yobufundi okanye ukuthenga iziqwenga ezibugcisa. Ezi ndlela zinikeza ukufikelela kuma-artists aphakamileyo kunye nokuza kunye nabaculi abasungulwe kumaxabiso angabhekisela ngakumbi kwisabelomali somqalo wobugcisa.
Ingxowa-mali yobudlelwane bobugcisa yinto enye yokutyala imali kwezobugcisa kunye nesithintelo esingaphantsi kokungena. U-Arthena, umzekelo, yinkampani yokutyalo-mali yobuninzi bempahla yezobugcisa evumela abatyalo-mali ukuba bathenge amasheya kwimali yobugcisa kunye ne-$ 10,000.
Nangona ungeyena umsebenzi wobugcisa bomntu ngamnye, ezi mali zinikezela ngokungafani kunye nokubuyela.
Ukusuka kwimbono yokubuyisela, ubugcisa bunjengeyiphi enye imali-mali kwaye kukho umngcipheko othile ochaphazelekayo. Ngokutsho kukaDeitte, ingozi enkulu kwimarike yoshishino lwamazwe ngamazwe yizopolitiko nokungaqiniseki kwezoqoqosho. Ukukhubazeka kule mimandla kunokuchaphazela umsebenzi wexabiso kunye nokuthengisa. Kodwa, ubugcisa bunobungakanani obuncinane kwimali-mali engokwemveli njengemasheya, oku kuthetha ukuba unako ukuhlala uzinzile okanye ukwanda kwexabiso xa ixabiso lemarike liyancipha.
Ngokomyinge, ubugcisa bubuyisa ama-7.6 ekhulwini kubalimi-mali ngamnye ngonyaka, ngokwe-Artprice. Ngokomlando, i- Standard & Poor's index 500 inikezela ngokuphindaphindiweyo ngonyaka we-9.8 ekhulwini. Yintoni omele uyiqwalasele ngayo indlela ezo mphakamo eziphezulu zihambelana nobungozi.
Iimasheya zinyanisekile kwaye imarike yenkomo inokukhawuleza ibe yi- market yebhere xa iimeko zezoqoqosho zehlabathi zihamba ngokukhawuleza. Ubugcisa bungenza uncedo oluthe xaxa malunga nezinto ezichaphazela ngqo amanani e-stock.
Yenza Uphando Lwenu
Ukutshala imali kwezobugcisa akuyinto omele uyenze ngethuba. Endaweni yoko, thabatha ixesha lokungazi i-market kunye nento onokuyilindela kwi-investment investments. U-Artprice yindawo efanelekileyo yokuqala ukuphanda amaxabiso ngokubanzi. Ukuba unomdla ngokukodwa kwintengiso, i-database yexabiso lika-Artnet yinto enye ebalulekileyo.
Khumbula ukuba ukuba utyalomali kwiimpawu zobugcisa ngabanye ukujonga ngaphandle kwexabiso lokuthenga. Iindleko ezongeziweyo onokufuna ukuyiqwalasela ziquka ukufaka iindleko, irhafu yokuthengisa, iindleko zentengiso kunye neendleko zokugcina. Kukwabulumko ukuba utyalomali kwi-appraisal phambi kokuba uthenge, kwaye ngokuqinisekileyo ubugcisa obuphezulu, uya kufuna inshuwalense eyaneleyo ukukhusela lwakho utyalo-mali.
Ngengxowa-mali yobugcisa, kufuneka ukhangele iirhafu ezahlukeneyo zeendleko zemali. Hlola umyinge weendleko ukufumana ingcamango yokuba uza kuhlawula phi ngonyaka kwiindleko kunye neendleko zokulawula. Emva koko, thelekisa loo ntsebenzo yekhredithi ukuqinisekisa ukuba iiflawulo zichanekile. Amanani amaninzi owacingayo kwangaphambili, bhetele ubunzima bokutshala imali kwezobugcisa buya kuphumelela.