Izinketho zokuBangelwa kweeNtlalontle eziNcitshiswayo

Ziya kuthinta njani iingu-2016 iinguqu eziNcedo zoMhlala-phantsi?

Umthetho weBiPartisan Budget ka-2015 usayinwe ngumthetho nguMongameli uBarack Obama ngomhla kaNovemba 2, 2015. Nangona "iingeniso eziphambili" zoKhuselo loLuntu ziya kuqhubeka zihlala zifanayo zikhona utshintsho olubalulekileyo oluza kupheliswa ngokukhawuleza oluye lwayeka ezinye iimbhangqwana ukukhulisa iinzuzo zabo.

Akusekho ixesha elide lokuba abanye abantu basebenzise ezi zicwangciso ngenxa yokuba ezinye izibonelelo zokuzala abantu zikhona kule ndawo yintshintsho.

Ngoko ke, ukuba uneminyaka engama-62 okanye i-66 kubalulekile ukuba uqaphele le mithetho emitsha kuba kukho i-window engancinci yexesha elikhoyo lokwenza isigqibo esineenkcukacha. Kubalulekile ukuqaphela ukuba izibalo zabasebenzi, abatshatileyo nabasindayo baya kuhlala ngokufanayo. Nangona kunjalo, imithetho emitsha ayisayi kuvumela abantu ukuba bathathe inzuzo yomtshato ngaphambi kokuba elinye iqabane liqale ukufumana izibonelelo. Izinketho zesicelo ezikhawulelweyo ziyeke ukuphelisa ibango kwaye ishintshe isicwangciso. Kwakhona ukuhamba ngo-2016 kukukhethwa kwintlawulo yebhanki kubantu abanokumisa amancedo kwi-66 ubudala.

Nantsi isishwankathelo seenguqu eziphambili kwiintlawulo zoKhuseleko loLuntu ngo-2016:

Okhethiweyo lweNkqubo yoLungiselelo lwabanye abadibeneyo ngo-2016. Kuthetha ukuthini ukuba izibini ezitshatileyo aziyi kuphinda zifune izibonelelo kabini. Kubantu abadlulileyo baqala ukuqokelela iinzuzo zomtshato kwaye emva koko batshintshe kwiintlawulo zeNtlalo ngokusekelwe kwimbali yabo yomsebenzi.

Esi siqhelo sivame ukuphumela kwiinzuzo ezongeziweyo ngenxa yokuba zathi zikhulile. Nangona kunjalo, kunye nemithetho emitsha yabasebenzi abajikelezayo ngamashumi angama-62 ngo-2016 okanye kamva abayi kuphinda basebenzise " ibango ngoku, bathi baninzi iqhinga".

Kuyo nawuphi na umntu ongeyena 62 okanye ngaphezulu okanye ngaphambi koJanuwari 1, 2016 isicelo esipheleleyo asisekho.

Xa ufaka isicelo seNkxaso-ntle yeNtlalo uzakufumana enkulu inzuzo yakho okanye inzuzo yomtshato xa uvumelekile. Oku kubizwa kuthiwa kufakwa.

Kubalulekile ukuba uqaphele ukuba isicwangciso esipheleleyo sesicelo sisona sikhewu esinokusebenza kubahlolokazi nabahlolokazi . Ngenxa yoko umhlolokazi okanye umhlolokazi unokuthintela isicelo kuphela kule nzuzo, ukuvumela inzuzo yabo ukuba iqhubeke nokunyuka kweemali zokuthatha umhlala-phantsi. Baya kuthi batshintshe ekuzuzeni kwabo kwiminyaka engama-70 ukuba bekuya kuba mkhulu kunomhlolokazi wokuqala okanye umhlolokazi.

Imithetho eqinekileyo ikhona kwiFayile kunye neNkqubo yokuMisa. Indlela "ifayile kunye nokumisa" isicwangciso socwangciso lomhlala-phantsi sokuthatha umhlala-phantsi esivumela ukuba umntu ophakamileyo uphinde afake iifayile aze adibanise iinjongo ukuze iqabane lakhe lize liqokelele inzuzo yomtshato. Esi sicwangciso sichaza elinye iqabane elifakela uLondolozo lweNtlalo ekufikeleleni kwiminyaka yobudala yomhlalaphantsi (okwangoku-66) ngokukhawuleza ukuxhoma inzuzo. Le nqubo yavumela elinye iqabane ukuba lifune inzuzo yomtshato ngexesha i-Social Security benefit yangeniso yenyuka de ibe i-70 ubudala. Emva koko, xa u-earner ophezulu efikelele kwi-70 abayi kuxhomekeka kwaye bayabanga inani eliphakamileyo kwiminyaka engama-70.

Ukuphumelela ngoMeyi 1, 2016 ukumisa iintlawulo zakho kuya kugxininisa intlawulo nawuphi na umntu ofumana iintlawulo ezisekelwe kumsebenzi wakho.

Ukuba uceba ukusetyenziswa kwefayili kunye nokucima isicwangciso onako unako ukuphumeza isicwangciso sakho. Umhla wokugqibela ukusebenzisa "ifayile kunye nokumisa indlela" yokufakela ukumiswa kokuzithandela phantsi kwemithetho endala kuya kuba ngoLwesihlanu ku-Apreli 29, 2016.

Hlalani nikhumbule ukuba akuyi kuba nempembelelo kwizibini ezithe zatsho ngokuzithandela kwaye zineqabane elithatha umtshato.

Inkokhelo yokuhlawula i-Lump-Sum ihamba ngoMeyi 1, 2016. Ngaphambili xa ufikelele kwiminyaka yobudala yomhlalaphantsi ukuze uncedo (okwangoku ezingama-66 kubantu abazalwa phakathi ko -1943-1954) unako ukukhetha ukumisa iingeniso kunye nokuqokelela imali engaphezulu okanye ufumane isamba semali inzuzo. Imithetho emitsha yebhajethi isusile eso sikhokhelo samatyala kwaye ngenxa yoko ukuhlolwa kweenzuzo zokubuyisela akuyikho inketho emva kokuba kufika umhla wokugqibela we-Meyi 1, 2016.

Izinzuzo zoKhuseleko lwezeNtlalo azizange zandise ngo-2016. Kwisikhululo sokushicilela esahlukileyo, uLawulo loKhuseleko loLuntu luye lwazisa ukuba inzuzo ayiyi kunyuka ngokuzenzekelayo ngo-2016 njengoko kwakungenako ukwanda kwe-Index Index Price (CPI-W) ukusuka kwikota yesithathu ka-2014 ukuya kwikota yesithathu ka-2015.

Le yithuba lesithathu kuphela akuzange kubekho inzuzo eyongeziweyo kwiminyaka engama-40 edluleyo. Akukho xabiso lokuhlengahlengiswa kwezinto ezinokuthi luye lushiye inani eliphezulu lemali ehlawulwa phantsi kweRhafu yoKhuseleko loLuntu kwi-118,500 yee-201 500.

Jonga 2016 Utshintsho lwezeNtlalo

Ukhuselo loLuntu luyingxenye enye yeqhinga elipheleleyo lokufumana umhlalaphantsi. Kungakhathaliseki ukuba kusondele kangakanani okanye umda wakho wokuhlala umhlalaphantsi ungabalulekanga ukuba uhlale phezu kwezi zitshintsho zatshanje.

Ukufumana ulwazi oluninzi malunga nefuthe loLuntu loKhuseleko kwiNtlalontle yeNtlalo kunye noCwangciso loPhulo lwaBasebenzi okanye uhambe ngqo kwi-Administration Security Administration ukuze ufumane ukuqikelelwa kwezibonelelo zakho zexesha elizayo.