Ukulahla Umhlala-phantsi Kufumana Uninzi Kulokhuseleko Loluntu
Meyi 23, 2015
Enye into oyaziyo malunga noKhuseleko loLuntu kukuba iinjongo ezifunyenwe kumhlalaphantsi zixhomekeke kwiminyaka ohlala kuyo. Xa (kunye nawuphi umyalelo kunye neqabane lakho, xa utshatile) uqala ukuthatha inzuzo yakho yeNtlalo yeNtlalo inokuthi ibe nefuthe elimangalisayo kwingeniso yakho yokuphila. Xa usubeka ixesha elide ukuba ungekho, ude uneminyaka engama-70, umvuzo omkhulu oya kufumana. Ngokuxhomekeke kwiminyaka yakho, unako ukufumana iitaliti ngamnye kunyaka ngamnye ukulibazisa ngaphaya kwexesha elipheleleyo lemhlalaphantsi .
Ezi zi khredithi ziyaziwa njengezibhengezo zokuthatha umhlala-phantsi, kwaye ziyahluka phakathi kweepesenti ezi-3 kunye ne-8 ekhulwini kuxhomekeke xa uzalwe.
Ukuchithwa kwemiSebenzi yokuKhathalela umhlalaphantsi
Abo bathatha umhlala-phantsi bafumana ixesha elincinci. Ixabiso liyancitshiswa ngokulinganayo 5/9 kweepesenti enye kwinyanga nganye (ukuya kwiinyanga ezingama-36) ngaphambi kokuhlala kwakho kweminyaka epheleleyo yomhlalaphantsi, kunye ne-5/12 yepesenti enye kwiinyanga ezingama-24 ezongezelelweyo emva koko. Ukuba ubamba uKhuseleko lwakho loLuntu ngokukhawuleza kunokwenzeka xa uneminyaka engama-62 (kwaye uninzi lwethu lwenziwa), iinzuzo zingancitshiswa ngama-30 ekhulwini.
| Usuku lokuzalwa | Ngetyala ngonyaka |
|---|---|
| 1917-24 | 3 ekhulwini |
| 1925-26 | 3.5 ekhulwini |
| 1927-28 | 4 ekhulwini |
| 1929-30 | 4.5 ekhulwini |
| 1931-32 | 5 ekhulwini |
| 1933-34 | 5.5 ekhulwini |
| 1935-36 | 6 ekhulwini |
| 1937-38 | 6.5 ekhulwini |
| 1939-40 | 7 ekhulwini |
| 1941-42 | 7.5 ekhulwini |
| 1943 kwaye kamva | 8 ekhulwini |
Yiyiphi indlela eyahlukileyo kwiminyaka
Umlinganiselo woNyaka woNyaka woNyaka wokuNyukaNqanaba lokuNyuka kweNqanaba loNyuka1933-19345.5 iphesenti11 / 24 yeepesenti eziyi-1935-19366 ekhulwini1 / 2 kweepesenti eziyi-1937-19386,5 ekhulwini13 / 24 yeepesenti eziyi -1939-19407 i -7 / 12 ye-1 ekhulwini1941-19427.5 iphesenti5 / 8 ye-1 ekhulwini1943 okanye emva kwe -8 ipesenti2 / 3 ye-1 ekhulwiniUmthombo: Ulawulo loKhuseleko loLuntu. Qaphela: Abantu abazalwa ngoJanuwari 1 bafanele basebenzise umlinganiselo wonyaka wangaphambili.
Okukhethiweyo ukulibazisa umhlala-phantsi kunokuchaphazela inani lemali enokuthi umlingane wakho ohlalayo ufumana. Ukuba uqala ukufumana iingeniso emva kobudala beminyaka yobudala, umlingani wakho kufuneka athole inzuzo yakho ngokupheleleyo kunye neenkxaso zemali zomhlalaphantsi.
Abo bafanelekela izibonelelo njengeqabane eliqhawule umtshato okanye ongumhlolokazi banokufuna ukulibazisa zabo iinzuzo kodwa bafaka isicelo sokufumana inzuzo yomtshato okwangoku.
Ukuba usatshatanga, kwaye ufuna ukulibaziseka umhlalaphantsi, kunokwenzeka ukuba ugxininise iingenelo ngexesha lokuhlala umhlalaphantsi. Ngaloo ndlela iqabane lakho liqala ukuqokelela ngelixa ulinde kwaye uqokelele ezinye izikripthi zokuthatha umhlala-phantsi. Njani kwaye xa umntu ngamnye eqokelela iNgcaciso yeNtlalo kufuneka kucatshangwe ngokucokisekileyo ukuze akhulise inzuzo. Kukho nababalisi abathile abancedisayo.
Musa ukulahla i-Medicare
Ukuba unokulibaziseka umhlala phantsi ukuya kwi-70 yobudala, gcinani engqondweni ukuba into efanayo ayivunyelwe nge-Medicare. Nabo bantu abaqhubekayo ukusebenza kufuneka babhalise kwi-Medicare xa bebafanelekile kwiminyaka yobudala engama-65. Enyanisweni, unokuqala ezinyangeni ezintathu ngaphambi kokuzalwa kwakho kweminyaka engama-65, eyona nto ingumzekelo omuhle kuba yenza i-Medicare yakho isebenze ngenyanga. 65. Ngaphandle koko, ude ube neenyanga ezintathu emva kokuphela konyaka wakho wama-65 ukuba ubhalise kwaye kufuneka usebenze ngoJulayi 1 wonyaka oya kubhalisa. Abo baphoswa ukungena ngemvume ngexesha baya kugqiba ukuhlawula iiprayimari eziphezulu. Kunyaka ngamnye ovumelekileyo kwaye ungabhaliswanga kwi-Medicare Part B, i-premium yenyanga iyanda ngama-10 ekhulwini.
Ingaba ufuna ukulibazisa umhlalaphantsi kuxhomekeke kwiimeko zakho. Kodwa ukuqonda imiphumo yokuhamba okunjalo kunokukunceda wenze isigqibo esicacisiweyo.