Ewe, unokufumana izibonelelo zomhlala-phantsi zokuhlala kunye nokuqhubeka usebenza. Ukuqala kwinyanga ufikelela kwiminyaka yobudala yomhlalaphantsi , unako ukufumana iintlawulo ezipheleleyo ngaphandle kwemiqathango kwimali yakho yokufumana (inyanga uvula iminyaka engama-66 ubudala ubudala bomhlalaphantsi ngo-2017). Ukuba ufaka isicelo sokufumana uncedo kwiminyaka engama-62 okanye ngaphambi kokuba uhlala umhlalaphantsi opheleleyo, nayiphi na umvuzo oyifumanayo iya kunciphisa inani ofumanayo kwiintlawulo.
Nangona kunjalo, ezi ntlawulo azilahlekanga. Nantoni na ekhutshwe ngoku iya kugqiba ukwandisa izibonelelo zakho xa ufikelela kwiminyaka yobudala yomhlalaphantsi.
Kukho umgaqo wendlela inzuzo yakho inciphisa ngayo xa uqala ukuthatha inzuzo ngaphambi kokuba uphumelele umhlalaphantsi. Ukhuseleko lweNtlalo luza ku-$ 1 kwiintlawulo zentlawulo nganye kwi-$ 2 oyifumanayo ngaphezu komda wonyaka. Umda wonyaka we-2017 ngu-16,920.
Ngonyaka ofikelela kwiminyaka yobudala yokuthatha umhlalaphantsi kodwa ngaphambi kwenyanga yokuzalwa kwakho, ukhuseleko lweNtlalo luza kukhwela i-$ 1 kwiintlawulo zentlawulo kuzo zonke i-$ 3 ozifumana ngaphaya komda ohlukile, i-44,880 i-$ 201,880 ngo-2017.
Ukuba usebenzela omnye umntu, Ukhuseleko lwezeNtlalo luya kubala umvuzo wakho kumlinganiselo wonyaka. Ukuba usebenza ngokuzenzekelayo, imali yakho yomvuzo iya kubalwa xa ungawatholi xa ufumana. Ingeniso evela kwizinto ezifana neenzuzo zikaRhulumente, utyalo-mali, ipensheni kunye neempesheni azihlawulwanga (kodwa igalelo lakho kwisicwangciso somhlala - phantsi liya kubalwa kwimali yakho engenayo).
Kukho umvuzo okhethekileyo wokufumana imali osebenzayo ukuba umvuzo wakho ungaphezu komda wonyaka wokuqala wokuthatha umhlalaphantsi. Ngaphantsi kwalo mgaqo, unako ukufumana isheke soKhuseleko loLuntu kwiNyanga yonke enyangeni enokuthi uthathe umhlalaphantsi ngaphandle kwanomvuzo wakho wonyaka. Ukuba awuyi kuba ngu-66 ngo-2017, uthathwa njengomhlala phantsi naliphi na inyanga ukuba umvuzo wakho ungaphantsi kwe-$ 1410 kwaye awuqeshwanga.
Okanye ukuba unyaka wama-66 ngo-2017, uthathwa umhlala phantsi naliphi na inyanga ukuba umvuzo wakho ungama-3740 okanye ngaphantsi kwaye awuzange uqeshwe.
Ulawulo ngokuqinisekileyo lubhekisela kwingqesho yokuzimela "njengeenkonzo ezininzi emsebenzini." Ukhuseleko loLuntu uchaza umhlala phantsi ngokwemigaqo ethile. Uhlala umhlala phantsi xa usebenza ngaphantsi kwama-15 iiyure ngenyanga. Ngokuqinisekileyo awukhethi umhlalaphantsi xa usebenza ngaphezu kweeyure ezingama-45 ngenyanga. Ukuba usebenza kwindawo ethile phakathi kwama-15 no-45 iiyure ngenyanga, imeko yakho yomhlalaphantsi ixhomekeke kuhlobo lomsebenzi owenzayo. Abasebenzi abanezakhono eziphezulu basebenza ngaphezu kweeyure ezili-15 ngenyanga baqatshelwa ukuba abazange baphume umhlala-phantsi yiNtlalo yoKhuselo.
Ukufikelela kwixesha elipheleleyo lokuthatha umhlalaphantsi kuthintela njani iinzuzo zakho zoKhuseleko loLuntu ?
Xa usufikelele kwiminyaka yobudala yomhlala-phantsi umvuzo wakho awuyi kuphinda unciphise izibonelelo zakho kungakhathaliseki ukuba ufumana phi ixesha lokuqala ngenyanga leyo ufikelele kwiminyaka yobudala yomhlalaphantsi. Ulawulo loKhuseleko loLuntu luya kuphinda luphinde luphinde lubuyele inani lakho lokufumana imali ngaphandle kokuphuma kwiinyanga apho izibonelelo zakho zincitshisiwe okanye zinqatshelwe ngenxa yokufumana imali engaphezulu.
Kukho imithetho eyahlukileyo xa ufumana inzuzo ye- Social Protection survivor okanye inzuzo yokukhubazeka kweNtlalo, okanye ukuba uhlala ngaphandle kwe- United States .
Unokuqhagamshelana noKhuseleko loLuntu kwi-1-800-772-1213 ukuba unemibuzo malunga nale meko, okanye malunga nendlela yokufumanisa imeko yakho yokuqeshwa emsebenzini okanye umvuzo wakho.
Ufanele uqalise nini ukufumana ingeniso yeNhlalakahle yeNhlalakahle?
Ukukhetha yiphi ubudala ukuba uqale inzuzo yakho yeNtlalo yeNtlalo isisigqibo esibalulekileyo. Kodwa akukho ubungakanani obufanayo-yonke impendulo yalo mbuzo oya kuba nefuthe elihlala njalo ekuphumeni kwemali ngexesha lomhlalaphantsi. Ekugqibeleni, kufuneka wenze isigqibo esona sikhulu kwiimeko zakho ezizodwa. Kukho ezinye izinto ekufuneka uziqwalasele ngaphezu kokuqonda ukuba umsebenzi uza kuchaphazela njani isigqibo sakho soKhuseleko loLuntu. Kufuneka uphinde ucinge ngembali yakho yempilo, imbali yentsapho yokuphila ixesha elide, ukuba uza kufumana njani i-inshorensi yempilo, kwaye ukuba unayo imali engenayo ukwenzela ukuba uyeke ukuqala ukufumana izibonelelo zakho.
Fumana okunye malunga noKhuselo loLuntu :
Ndingayifaka nini I-Social Security Retirement Benefits?
Indlela yokufaka isicelo soNcedo loKhuseleko loLuntu
Ukuqonda Ukuxhamla kwezeNtlalontle zeNtlalo
Ngaba Ndiyakwazi Ukufumana Iinkonzo Zokukhuseleka Kwezenhlalakahle Ukuba Ndisebenza?
Imirhumo kwiNzuzo yoKhuseleko loLuntu
Umthombo: Ulawulo loKhuselo loLuntu , ngo-2012
Ukuziphendulela:
Iiwebhsayithi ezizimeleyo, kunye nolwazi oludibeneyo kokubili nakweli ndawo, uluvo nolwazi. Nangona ndenze yonke imizamo yokudibanisa ulwazi oluchanileyo noluthe lugqibeleleyo, andinakuqinisekisa ukuba lichanekile. Nceda ufune uncedo lwezomthetho, okanye uncedo oluvela kwi-State, Federal, okanye kwiiRhulumente zoLuntu ukuqinisekisa ukuba ukuchazwa kwakho kwezomthetho kunye nezigqibo zichanekile. Le ngcaciso ayikho isiluleko sezomthetho kwaye ikhokelo kuphela.