I-ETF Splits kunye neCandelo eliPhezulu leSplit
I-ETF ikwahlukana yinto eqhelekileyo. Ayenzeki imihla ngemihla, kodwa ayinqabile. Kwaye zifana ne-stock break, ebonakalayo ingqiqweni kuba ezininzi zeempahla zithengisa i-ETFs. Ngoko, ukuba ufuna ukufunda okungakumbi nge-ETF Splits kunye nokuhlukana okubuyiselwayo, ndiyakugubungela:
Nangona kunjalo, ngoku sixoxa ngokuba kutheni oku kwenzeka.
Kutheni ii-ETFs Split?
Kwiimeko ezininzi, ii-ETF zihlukanisa ukwenza ixabiso likhangeleke ngakumbi kubanini-mali. Ukuba unokuthenga i-ETF ye-$ 25 okanye i-$ 50, unokukhetha ntoni? Ndiyazi ukuba kukho izinto ezininzi ezibandakanyekayo-inani lezabelo ezivelele, uphando, iimeko zemarike, njl - kodwa nangona kunjalo, ukuba utyalo-mali uthanda i-fund ethile, inokubonakala ibonakala kakhulu kwi $ 25 ngaphezu kwe-$ 50 kwaye inokuthenga ezinye izabelo ngaphakathi uhlahlo lwabiwo-mali lwama-dollar angaphezu kwama-25.
Ngoko ngokuqhelekileyo ukuhlukana kwe-ETF kwenzeka xa ixabiso le-fund liphezulu kakhulu, elenza i-ETF ibe nexabiso elincinci kubatyalomali.
Ukusebenzisa i-fund yokuzibiza IMARKO, ukuba izabelo zifanele i-$ 50 nganye, umtyalomali uza kufuneka asebenzise i-$ 5,000 ukuze abe neengxenye eziyi-100. Ukuba isabelo ngasinye sasixabisa i-$ 25, umtyalomali uzakufuna kuphela ukuchitha i-$ 2,500 ukuze abe neengxenye eziyi-100.
Kwakhona, xa i-ETF ichitha, kukho ezinye izabelo ezikhoyo ukuthengisa.
Inani eliphezulu lezabelo ezingabikho zingabangela ukuhlawuleka okukhulu kweengxowa-mali, ezikhuthaza ukuqhuba umsebenzi othengisa kwaye kwezinye iimeko zenza ukuba i-bids inikezele ukuqinisa intsasa yabo.
Kwaye nangona ngexesha leemathematika, i-ETF yokwahlukana kufuneka ishintshe ixabiso lilonke lentyalo-mali yakho, inokubangela ukuba inzala-mali ehlaziywe ngokutsha, enokuqhuba ixabiso lemali.
Esi siphumo sisoloko sisesigxina, kodwa sisenza ngengqondo sincede umtyalo-mali oqhelekileyo utyalole kwizinto ezininzi kwiimali ezithile ngokwenza ixabiso likhangeleke.
Kutheni Kufuneka Uphendule Izinto Ezixhamlayo?
Ngokuqhelekileyo xa ixabiso le-ETF liphantsi kakhulu, umniki-mntu unokumemezela ukwahlukana okutshintshileyo ukubuyisela intlawulo kwakhona kwizinga elithengiswayo. Okanye i-fund ingashenxisa ukuhlukana ukuze ibonakale ibaluleke ngakumbi kwamehlo omtyalo okanye mhlawumbi igweme ukuya ngaphantsi kwaye ilahleke . Ezinye ii-ETF zinenqanaba lamanani elibangela ukuhlukana ngokuchaseneyo kwezi zizathu.
Kwamanye amaxesha, ukuhlukana okutshintshileyo kwenzeka ukuba kuzaliswe ukuthengiswa kwempahla yexabiso lokuncinci kwamanani. Ezinye iimashishini zokutshintshana ngokuqhelekileyo zichaza inani elincinci lokubiza i-ETF ukuba ibalwe. Ukuba le ngxowa iwela ngaphantsi kwexabiso lexabiso, ibungozi ichithwe ngokupheleleyo.
Isizathu sesithathu sokuba ingxowa-mali ingashenxisa ukwahlukana kukuba ngokunciphisa izabelo ezivelele, i-ETF iba nzima ukuboleka, okwenza kube nzima ukuba abathengisi abancinci banokufutshane mfutshane.
Kwaye njengoko sithe ngasentla, xa i-ETF ikwahlukana, iibhidi kunye nokunikela iingcaphuno zingagcina. Kodwa kwimeko yokwahlukana okuchaseneyo, into eyahlukileyo iyazaliseka. Ubutyebi obuncitshiswayo buya kwandisa i-marhwebo, eyona nto igxotha ukurhweba kunye nokuthengisa okufutshane kwenkxaso.
Iindaba ezilungileyo kukuba i-ETF kunye nokuhlukana kwempahla zihlala zivakaliswa kwangaphambili kwexesha, ezinika umnini-mali ithuba lokulungiselela okanye ukulungisa iindlela zabo zokuthengisa xa kufuneka. Kwaye emva kokuqhekeka, bonke abathengi kufuneka baqinisekise ukuba iakhawunti zabo zihleli ngokuchanekileyo kwaye zinexabiso elitsha nechanekileyo zezabelo kwiipotifoliyo zabo. Amabhanki kunye neeFree Clearing zingenza iimpazamo, akukho mntu uphelele.
Ngoko ke kukho ezinye zezizathu zeengxowa-mali ezahlukana okanye zahlukana, kodwa azikho izizathu kuphela . Kwaye ngoku uqonda kakuhle indlela oku kusebenza ngayo. Kwaye njalo, inhlanhla kunye nabo bonke oomsebenzi wakho.