Indlela yokuSebenzisa iSoferment School
Ukuchaswa kwesikolo esikolweni kukuvumela ukuba unqabe okwenzeni ukuhlawulwa kweengxowa-mali zabafundi xa ubhalise esikolweni.
Ukuze ufaneleke, kufuneka ubhalise ubuncinci bexesha elifanelekileyo kwiziko elifanelekileyo, elibandakanya iikholeji ezininzi kunye neyunivesithi e-United States, kunye namanye amaziko angaphandle kwe-US
Indlela yokuSebenzisiswa kweSikole esikolweni
Uhlobo lokubolekisa : Khangela ukujonga ukuba umbolekisi wakho uquka inketho yokuchasa. Imali-mboleko yaseburhulumenteni, i-FFEL, ne-Perkins mboleko ngokufanelekileyo. Ngamanye amaxesha ababolekisi bomzali kunye ne-PLUS mboleko bavumelekile, kodwa kufuneka uqhagamshelane neofisi yokuncedisa abafundi besikolo ukuba uqinisekise. Ezinye iimali-mboleko zemali ezizimeleyo zivumela ukunyulwa, nakuba ababolekisi bangasebenzisa imigaqo eyahlukileyo.
Ifom epheleleyo: Ukuze ucele i-deferment, kuya kufuneka ugcwalise ifomu yesicelo sokumisela kwaye uyithumele kwi-servicer yakho mboleko. Umboleko wakho wemali mboleko yinkampani ohlawulayo okanye inkampani ethumela izitatimende zemboleko kuwe, nokuba ngaba ubolekwe ngemali mboleko yomfundi.
Qinisekisa ukubhaliswa: Umniki-mboleko wakho uya kuqinisekisa ukuba ubhalise ubuncinane ubuncinane besiqingatha.
Oku kuya kwenzeka ngekhompyutheni, kodwa kwezinye iimeko, uzakufuna igosa kwisikolo sakho ukuba usayine isicelo sakho. Ukuba kunjalo, tyelela i-ofisi yakho yokuncedisa iofisi ukuze uqinisekise.
Lindela ukuvunyelwa: Qhubeka wenze iintlawulo zemboleko yakho uze ufumane ubungqina kwi-servicer yakho mboleko ukuba isicelo sakho samkelwe.
Ukuba ulahlekelwa iintlawulo ngaphambi kokuba u-deferment yakho isebenze, izikolo zakho zekredithi ziza kubandezeleka kwaye kunokuba nzima ukufumana ezinye izibonelelo.
Kuphi ixesha elide lokuKhatyalaliswa?
Ukuba isicelo sakho sivunyiwe, unako ukuhlala kwisigxina xa uqhubeka uhlangabezana neemfuno, oku kuthetha ukuba ubhaliso kwiziko elivunyiweyo ubuncinane ubuncinane bexesha. Nangona kunjalo, uya kunika umhla wokugqibela wokulindela, obuye uvelise ukuchasiswa ekupheleni. Ukuba uhlala esikolweni ixesha elide kunalindelekile, kuya kufuneka wenze amanye amaphepha.
Iindleko zenzalo kunye neentlawulo
Ukuba uvunyiwe, ungayeka ukuhlawula, kodwa iintlawulo zenzalo aziyeki.
- Ukuba unemali-mboleko ethile encedisiweyo , urhulumente wesigqeba angahlawula ezo ntlawulo ngexesha lokumiswa.
- Ukuba ungeke uboleke imali, umdla uya kuqhubeka ukwanda.
Awunyanzelekile ukuba wenze iintlawulo ngexesha lokumiswa, kodwa unako ukhetho lokwenza njalo. Kuqikelele ukuhlawula ubuncinane imali yentlawulo. Ukuba awuhlawulanga nto, ezo ntlawulo zenzalo ziya kufakwa , kubhekiselele ukuba ibhalansi yakho mboleko iya kwandisa ngaphezu kwexesha, nangona awufumani nayiphi imali. Xa ugqiba iifom zokufowunela, khangela inketho ethi "Ndiyathanda ukwenza inzala yemali kwimali-mboleko yam engahlawulwanga ngexesha lokumiswa kwam."
Ukuba Awufaneleki
Ukuba isicelo sakho sinqatshelwe, unakho ezinye iindlela. Xhumana nomncedisi wakho wemali mboleko ngokukhawuleza ukuba unzima ukwenza iintlawulo.
Ukunyamezela kunika enye inketho ukuba iintlawulo zakho zenyanga ezifunekayo ziphezulu kakhulu kwixabiso lemali engenayo oyifumayo. Unokuyeka okwesikhashana ukuhlawula iintlawulo, kodwa inzala iya kuvela kwityala lakho.
Izicwangciso zokubuyiselwa kweentlawulo zikhokelela ukuba wenze iintlawulo ezincinane zenyanga. Kwezinye iimeko, ezo ntlawulo zifana ne-$ 5 okanye azinanto nhlobo, kuxhomekeke kwingeniso yakho. Ukufumana iinkcukacha ezithe vetshe, jonga umlinganisi wokuhlawula imali kwiSebe leMfundo.