Indlela yokufumana iiNgxelo zeNtengo zeMali kunye neeNqaku
IiNgxelo zeNtengo zeNtengo
Urhulumente waseUnited States ufuna ukuba i-arhente yokubika ngetyala inike ingxelo yekhredithi yamahhala kubathengi kanye ngonyaka. Ukufumana ingxelo yekhredithi yakho yamahhala, kufuneka uvakashele i-website esemthethweni ekusetyenzisweni ukuze anelise umthetho - naziphi na ezinye iisayithi zidinga iirhafu okanye i-'et trial '.
- Jonga iinkcukacha: Indlela yokufumana iiNgxelo zakho zeNtengo zeNtengiso
Ungakwazi kwakhona ukufumana ingxelo yekhredithi yamahhala ukuba uhlala kumazwe athile okanye ukuba kwenzeka into. Ngokomzekelo, ukuba ulwazi olungenanto luyongezwa kwiingxelo zakho zeentengo zemali, unokufumana ingxelo yekhredithi yamahhala phantsi kwemithetho kaRhulumente. Amaxhoba okuba ulwaphulo-mali angaphumelela ukufumana iingxelo zekhredithi zamahhala.
Izikolo zeMali
Izikolo zemali zentengo yamahhala zinzima ukuza, kodwa akunakwenzeka. Xa ufuna ulwazi lwekhredithi yamahhala, qiniseka ukuba ubheka ulwazi olufanayo nababoleki bakho abasebenzisa. Ezinye iinkampani zengxelo zekredithi kunye neewebhusayithi zinikeza izikolo zesikolo zemali-mboleko zamahhala, kodwa awanalo amanqaku afanayo apho umboleki wakho usebenzisa. Ngokufanelekileyo, kufuneka ukhangele izikolo zekhredithi zamahhala ezibalwe yi-FICO.
Unako ukufumana amanqaku ekhredithi ekhululekile xa ufaka isicelo sembolekiso, kwaye ezi ziza kuba ngamaqumrhu okwenene eFICO . Buza umnini-mboleko wakho - ukuba awanakho ukubonelela ngezikolo zemali-mboleko mahhala njengenkonzo okanye ukufunwa okufunekayo.
UkuHlola iNkxaso
Kwakunzima ukufumana ukuhlolwa kwekhredithi yamahhala. Ngokuqhelekileyo, kufuneka ubhalisele ukunikezelwa kwesilingo okanye wenze into engalunganga yenzeke kuwe. Ngokomzekelo, ukuba ulwazi lwakho lomntu lubiwe kwinkampani owenza ishishini nabo, banokunikela ngeminyaka embalwa yokujonga ukukhangela kwesikratshi ukwenzela ukunceda ukuphepha ukwebiwa kwezinto .
Imfundo Yemali Yemali
Ukufunda ngekhredithi kunokukunceda kuphela. Kukho ubuninzi bezinto eziphathekayo kwi-intanethi ukubonelela ngemfundo yeentengo zemali. Olunye ulwazi olulungileyo lukwindawo yeSitaliti.
I-Fair Corporation Corporation , umdali wee-FICO izikolo, uphinde unikezele ubutyebi beekhredithi zekhredithi mahhala kwiwebhusayithi yabo yabathengi. Enye yezinto ezigqwesileyo ngumlinganiselo wokulinganisela umvuzo wehredithi onika ingcamango yokuba izinto ezahlukeneyo ziya kuthintela njani izikolo zakho zemali .
Qaphela ababoneleli beeNkcukacha Zemali
Xa ufuna ulwazi lwekhredithi mahala, khumbula ukuba ngamanye amaxesha ufumana oko uhlawulayo. Uninzi lwamawebhusayithi anika ulwazi lwekhredithi yehhala ufuna ukuba ubhalisele ukubhalisa. Ukuba ufumana iinkonzo zabo zibalulekile, oko kukuhle. Nangona kunjalo, kunzima ukufumana iinkcukacha zekhredithi zamahhala ngaphandle kwamaqhosha aqhotyoshelweyo.
Unokufumana abahlaziyiziza banikela izikolo zesikolo okanye iirekhodi. Qaphela xa uthayipha kwinombolo yakho yoKhuseleko loLuntu . Ukukhangela amanqaku ekhredithi yamahhala kwisayithi ongazi lutho malunga nengozi - ingakumbi kuba ulwazi olukhululekile lukhulu ngokwenene.
Ekugqibeleni, ezinye izikolo zekhredithi zamahhala azikho izikolo ezifanayo ababolekisi bakho abasebenzisa. Abaninzi ababolekayo basebenzisa izikolo ze-FICO kwimali-mboleko emikhulu njengemali-mboleko yasekhaya . Unokufumana izikolo zekhredithi zamahhala ezixelisayo (ngokuchanekileyo okanye cha) Iimpawu zeFICO, kodwa azange zibe luncedo njengenqaku langempela leFICO.