Kwezinye iimeko, unako ukufumana ukunyuswa kwamanqaku ukusuka kwibalaliswe njengomsebenzisi ogunyazisiweyo kwikhadi lekhredithi elinembali ende kunye ne-akhawunti.
Ukongezwa njengomsebenzisi ogunyazisiweyo kuyindlela efanelekileyo yokugxotha umlando wakho weebhanki ukuze ukwazi ukufumana ilungelo lokuthenga ngetyala .
Ukuba kamva ugqiba ekubeni usususe njengomsebenzisi ogunyazisiweyo, unokwesaba ukuba amanqaku akho okuthenga ngetyala aya kuthinteka kakubi. Umlinganiselo wakho wekhredithi unokuchaphazeleka xa ususwe njengomsebenzisi ogunyazisiweyo , kodwa impembelo ixhomekeke kwimbali ye-akhawunti, enye ingxelo kwingxelo yakho yekhredithi, kwaye ingaba i-akhawunti yomsebenzisi ogunyazisiweyo iyaqhubeka ingxelo emva kokuba ususwe.
Yintoni eyenzekayo xa ususiwe njengomsebenzisi ogunyazisiweyo?
Xa ususwe njengomsebenzisi ogunyazisiweyo, awunawo amalungelo okusebenzisa i-akhawunti kwaye umniki wekhadi lokuthenga ngetyala uyayeka ukuhlaziya i-akhawunti kwingxelo yakho yekhredithi. Ngokuxhomekeke kwindlela inkampani yekhadi lesikweletu ebika ngayo i-akhawunti yomsebenzisi ogunyazisiweyo, umlando we-akhawunti wekhadi lesikweletu unokusihlawula ngokuzenzekelayo ingxelo yakho yengxelo emva kokuba ususwe.
Umnikezeli wekhadi lomniki-ngxowa unokukuxelela ngokukodwa ukuba i-akhawunti iya kulahla ingxelo yakho yekredithi emva kokuba isuswe njengomsebenzisi ogunyazisiweyo.
Ukuba i-akhawunti yomsebenzisi ogunyazisiweyo ayiyi kuhlawula ngokuzenzekelayo ingxelo yakho yekrediti emva kokuba ususwe, ungathumela ingxabano yengxelo yekhredithi ukuba ikhutshwe i-akhawunti kwingxelo yakho yekhredithi.
Unokufuna ukwenza oku ukuba ukholelwa ukuba i-akhawunti inokulimaza amanqaku akho. Ngokomzekelo, ukuba umnini-akhawunti enze iindleko ezikhawulezileyo okanye unokulinganisela kwekhadi lokuthenga ngetyala, i-akhawunti ingakulimaza ngaphezu kokunceda. Ngakolunye uhlangothi, unokwenza ufune ukushiya i-akhawunti yomsebenzisi ogunyazisiweyo ukuba unceda amanqaku akhokredithi - ubuncinci de ube usungise ikhredithi egameni lakho.
Indlela ukususwa njengoMsebenzisi ogunyazisiweyo unokukuchaphazela njani
Ukukhutshwa njengomsebenzisi ogunyazisiweyo kunokunzakalisa amanqaku akho kwikhredithi ukuba i-akhawunti isuswe kwingxelo yakho yekhredithi. Ngokomzekelo, ukuba i-akhawunti yomsebenzisi ogunyazisiweyo yiyo kuphela i-akhawunti efanelekileyo kwingxelo yakho yekredithi, unokubona ukuhla kwamanqaku akho ekwereta emva kokuzisusa njengomsebenzisi ogunyazisiweyo. Okanye, ukuba i-akhawunti yayingumdala endalini kwingxelo yakho yekhredithi, ungabona kwakhona ukulahla kwinqanaba lakho lekhredithi.
Ngakolunye uhlangothi, ukuba imbali yeakhawunti yekhadi lekhredithi yayingalunganga, umz. Ukuhlawulwa kwexesha okanye iimali eziphezulu, umlinganiselo wakho wekhredithi unokuphucula xa isimo sakho somsebenzisi ogunyazisiweyo susiwe. Ukuba ulahlekelwa ngamaphuzu ekhredithi emva kokuba ususwe njengomsebenzisi ogunyazisiweyo, unako ukufumana loo maphuzu emva kwexesha ngokwakha amanqaku akho ekhredithi ngeakhawunti zakho zekredithi.
Ukuba ungumnikazi we-akhawunti oyintloko, ukususa umsebenzisi ogunyazisiweyo akusayi kuchaphazela amanqaku akho. I-akhawunti iya kuqhubeka nokuxelwa kwingxelo yakho yekhredithi.