Ukuba ngumsebenzisi ogunyazisiweyo kwikhadi lekhredithi kukunika onke amalungelo afikayo usebenzisa ikhadi lekhredithi ngaphandle kokunyanzela ukuhlawula imali. Amanqaku amaninzi akhupha amakhadi e-credit card agunyazisiweyo kuma-credit bureaus, oku kuthetha ukuba imbali ye-akhawunti iya kubakho kwingxelo yakho ye-credit.
Indlela yokuba ngumsebenzisi ogunyazisiweyo uthintela ngayo i-Credit yakho
Imbali yeakhawunti kwi-akhawunti yomsebenzisi ogunyazisiweyo inokunceda i-credit yakho ukuba ikhadi lekhredithi lilawulwa kakuhle - zonke iintlawulo zenziwa ngexesha kwaye ibhalansi igcinwe kwizinga elifanelekileyo.
Nangona kunjalo, iintlawulo zexesha elide kunye nezikali eziphezulu zingalimaza amanqaku akho kwikhredithi nangona ungumsebenzisi ogunyazisiweyo.
Ukuzisusa Njengomsebenzisi ogunyazisiweyo
Kukho izizathu ezimbalwa ofuna ukuba ususwe njengomsebenzisi ogunyazisiweyo. Mhlawumbi i-akhawunti ikhathaza amanqaku akho kunye nekhono lakho lokuvunywa kwamanye amakhadi-mboleko kunye nemboleko. Mhlawumbi ugqibe ubudlelwane bakho kunye nomnini-akhawunti oyintloko kwaye ufuna ukuqeda zonke izibophelelo. Okanye, unokuba wongezwa kwi-akhawunti ngaphandle kwemvume yakho.
Ukuze ususe igama lakho njengomsebenzisi ogunyazisiweyo, qalisa ngokubiza umniki wekhadi lesikweletu kwaye ucele ukuba bakususe kwi-akhawunti. Ngokuxhomekeke kwibhankini, unokukwazi ukucela utshintsho nangona ungumsebenzisi ogunyazisiweyo kuphela.
Abanye abakhupha amakhadi ekhredithi bafuna umnini-akhawunti oyintloko ukuba benze ezo zintlobo ze-akhawunti zinguqu. Kwimeko apho, kufuneka ucele loo mntu ukuba abize kwaye ususile kwi-akhawunti.
Nangona kunjalo, ukuba umnini-akhawunti oyintloko akanakukubiza, umzekelo awusayi kuthetha, kwaye inkampani yekhadi lekhredithi ayikukususa ngaphandle kwemvume yomnini-akhawunti oyintloko, ungasebenzisa inkqubo yokubambisana neengxelo zemboleko ukuze kube ne-akhawunti isuswe kwingxelo yakho yekhredithi.
Xa usususwe kwi-akhawunti, awuyi kusakwazi ukuthenga kwiakhawunti yekhadi lesikweletu.
Ukutshintshela naziphi na iikopi zomzimba zekhadi lesikweletu ukunciphisa umngcipheko wokuthengwa kobuqhetseba okwenziwa kwi-akhawunti. Umnini-akhawunti oyintloko nguye ojongene nazo zonke izinto ezithengiweyo kwi-akhawunti, nakwazo ozenzayo. (Kungase kubekho umzekelo kubantu abatshatileyo kwiindawo zepropati yoluntu).
Ukuba, emva kokuba usususe njengomsebenzisi ogunyazisiweyo, i-akhawunti iyaqhubeka ivela kwingxelo yakho yekhredithi, unokuphikisana ne-akhawunti ukuba isuswe. Yonke imbali ye-akhawunti iya kulahla ingxelo yesikweletu sakho kwaye ayisayi kusetyenziswa ukubala amanqaku akho.
Inkqubo eyahlukileyo yabanikazi be-Akhawunti
Ungasusa kuphela oku xa unomsebenzisi ogunyazisiweyo. Njengabanikazi beakhawunti, ninokubambisana ngokukhawuleza kwekhadi lesikweletu kwaye awukwazi ukususa nje igama lakho kwi-akhawunti. Kunoko, kuya kufuneka uhlawule ibhalansi uze ucele ukuba i- akhawunti ivalwe . Ngaphandle kokuba i-akhawunti edibeneyo yavulwa ngobuqhetseba, umz. Omnye umntu usayine igama lakho ngaphandle kwemvume yakho, awukwazi ukukususa kwingxelo yakho yekhredithi.