Susa isimo sakho somsebenzisi ogunyazisiweyo . Ukuba unokudlulileyo kwakho kubhalwe njengomsebenzisi ogunyazisiweyo kwikhadi lakho lesikweletu, shayela umniki wekhadi ukuba uyasuse , ngaphambi kokuba udibanise okanye ngokukhawuleza xa ufunda malunga nokuqhekeka.
Ngaloo ndlela, i-ex yakho ayiyi kukwazi ukusebenzisa ikhadi ukuqhuba izilinganiso ezinkulu.
Kwiphepha le-flip, awufuni ukuhlala ngumsebenzisi ogunyazisiweyo ukususela xa uqala ukuqala ukusetyenziswa kakubi ngekhadi lesikweletu. Ngelixa abasebenzisi abagunyazisiweyo bengabanamacala eentlawulo ezenziwe kwikhadi lekhredithi, umlando we-akhawunti ubonakala kwiingxelo zakho zeentengo zemboleko. Ngaba usususile kwi-akhawunti ukukhusela umonakalo kwi-credit yakho.
Dissolve accounts joint . Iingxelo ezihlangeneyo zinzima ukujamelana nokusukela ekubeni ubhalisele i-akhawunti kunye. Umntu omnye akakwazi ukukhaba omnye ngaphandle kwekhadi lesikweletu. Yaye, ukuba zombini usebenzisa ikhadi, unokuba nzima ukucinga ukuba ngubani ojongene naloo nto.
Ekuqhawuleni umtshato , amagqwetha kunye nejaji beza kuluhlulelana nenkqubo ukuba awukwazi ukufikelela kwisivumelwano. Nangona kunjalo, ukuba ungakhange utshate nomntu wakho wokuqala, bobabini kuni kufuneka usebenze ngolu hlobo. Kwimeko enzima kunazo zonke, kuya kufuneka wenze iintlawulo zenyanga zenyanga ukukhusela i-credit yakho.
Ukuba unayo iirekhodi zamatyala owenziweyo, unokukwazi ukuwafaka enkundleni yamatyala amancinci.
Vala i-akhawunti ngelixa usebenza ngeenkcukacha ukuze kungabikho iindleko ezenziwe kwi-akhawunti. Qhubeka uqinisekisa ukuba ubuncinane ubuncinane bentlawulo lwenziwe ngexesha nganye ngenyanga.
Landela kwi-akhawunti yonke .
Ukuba uthe wasayina umbolekisi kwaye wavuma ukuba yakho yangaphambili iya kuthatha iintlawulo, i-ex yakho kufuneka ikhutshwe igama lakho kwimboleko. Ukususwa kwegama lakho kwi-mboleko esayinwe ngokubambisana kunzima, ngakumbi ukuba omnye umntu obolekayo akabandakanyi. Ikhredithi yakho iya kuba nefuthe ngeakhawunti ezisahlula igama lakho. Ukuba yakho yangaphambili ayihambisani neentlawulo, uya kufuneka uhlawule ukuba ufuna ukukhusela ikhredithi yakho.
Le meko iyanzima ngakumbi kwimali mboleko okanye imoto yemboleko. Kufuneka uthathe isigqibo sokuba ngubani oya kuhlala endlwini okanye ukuqhuba imoto. Kwaye nokuba unemvume yezomthetho kuxhomekeke ekubeni ingaba igama lakho liboleka. Ngenxa yeziimeko ezinzima ngokusemthethweni, ukubonisana negqwetha kudla ngokufanelekileyo.
Tshintsha idilesi yakho . Ukuba uhamba, qiniseka ukuba bonke ababolekisi kunye namanye amashishini banekheli lakho elitsha. Ngaloo ndlela, yonke i-imeyile yakho ifinyelele kuwe, ngokukodwa ukuhlola okutsha, izitatimende zebhanki, kunye namakhadi okanye i-credit card. Unako ukuthumela i-imeyile yakho kwidilesi yakho endala ukuya entsha.
Cela iinombolo zeeakhawunti ezintsha . I-ex yakho ingaba ne-imeyile okanye amanye amaxwebhu aneenombolo zeakhawunti yakho. Ukuba ucinga ukuba kukho ithuba lokuba basebenzise le ngcaciso ukuze baxake iindleko egameni lakho, cela ababolekisi bakho ukuba bakhuphe iinombolo zeakhawunti entsha.
Beka ingqalelo yokukhwabanisa kwingxelo yakho yekhredithi . Ukugqithiswa kweengxaki kungalingela ukuvula ii-akhawunti ezintsha egameni lakho, ingakumbi ukuba zikhumbule inombolo yakho yokhuseleko loluntu. Ukuqaphela ukukhwabanisa kuya kwenza ukuba amabhizinisi azi ukuba kufuneka athathe amanyathelo angaphezulu ukuqinisekisa ubungqina bakho ngaphambi kokukhupha i-credit entsha. Gcina ingqalelo kwisilumkiso soqheliselo esiphambili emva kweentsuku ezingama-90.
Ukukhupha ingxelo yakho yengxelo . Inqabiseko yokhuselo iya kwiyinyathelo ngaphaya kokuqaphela ukukhwabanisa. Xa ingxelo yakho yekhredithi iqingqiweyo, amashishini akakwazi ukufikelela kwingxelo yakho ukuze avumele nayiphi na isicelo esekelwe kwi-credit. Oku kuya kuphelisa ii-akhawunti ezininzi zobuqhetseba ezivulwe ngegama lakho. Nangona kunjalo, iintengo ezithile, njengemali-mboleko ye-payday, umzekelo, ayifuni ukukhangela ityala. Akukho uqaphelo lokukhwabanisa okanye ukukhuseleka kokukhuseleka kuya kunceda kwezi meko.
Ukuba emva koko ufumanisa ukuba lakho exhawulwe i-akhawunti egameni lakho, fumana ulwazi loqhagamshelwano kumbolekisi kwaye ubike ingxelo njengebuqhetseba.
Unokufuneka uhambise ingxelo yebabi okanye isayitidi esayiniweyo, esichaza ukuba awuvulanga i-akhawunti.