Ukungaphumeleli umhla wokuhlawula . Unokuba useholide, kodwa awukho eholide kuzo zonke izibophelelo zakho eziqhelekileyo, njengentlawulo yekhadi lakho lesikweletu.
Hlola yonke intlawulo yakho imihla efanelekileyo ngaphambi kokuba uqale uhambo lwakho. Cwangcisa iintlawulo zakho naliphi na umhla ofunekayo owela ngosuku oya kuphuma ngaphandle kwedolophu. Ukungaphumeleli kwentlawulo kuza kuhlawula umrhumo kwaye kusenokwenzeka ukuba uhlawule ixabiso lesohlwayo.
Ukusebenzisa ikhadi elihlawula intlawulo yomthengi wangaphandle . Amanqaku amaninzi amatyala ahlawulisa intlawulo kwiintengiselwano ezenziwe ngemali yangaphandle, ukuqhuba iindleko zokuhamba ngekhadi lesikweletu. Ukuba uya kumazwe ngamazwe, sebenzisa ikhadi lekhredithi elingathengi imali yokuthengiswa kwamanye amazwe, njengeyodwa kwi-Capital One okanye Discover.
Ukulahlekelwa iirisithi zamakhadi zekrediti . Gcina zonke iirisiti zekhadi lakho lokuthenga ngetyala uze emva koko ukuthengiselana kuye kwasula isitatimenti sekhadi lakho lesikweletu kwaye uqinisekise ukuba zichanekile. Ngaloo ndlela unobungqina ukuba nayiphi na intengiso ayilunganga.
Ungayilumkisi inkampani yakho yekhadi lesikweletu ngaphambi kokuhamba . Abaninzi bamakhredithi bamakhadi bakhuthaza abanikazi bamakhadi ukuba bawazise ngaphambi kokuhamba, ngokukodwa ngamazwe ngamazwe.
Ngaloo ndlela, abayi kukhankanya ukuthengwa kwekhadi lakho lesikweletu njengento yobuqhetseba, oko kungakhokelela kuyo yonke imisebenzi yakho. Nika imihla yokuhamba kwakho, ngoko umnikeli wakho wekhadi angakrefisa nayiphi na ukuthengwa kwamazwe ngamazwe okwenzeka emva kokuba ufike ekhaya.
Ukungasebenzisi umvuzo wekhadi lesikweletu ekuthengeni kwezohambo .
Amanqaku amaninzi eemali-mboleko azuzisa ngamaphuzu angaphezulu okanye iikhilomitha zokuthenga ukuhamba. Iikiti zamatye kunye nokuhlala kweehotele zizinto ezinkulu zethikithi ezinokukunceda ukwandisa amanqaku oyifumanayo. Ukuba unekhadi lomvuzo, sebenzisa uhambo lwakho ukuze ufumane ngaphezulu.
Ukubeka iholide yonke kwikhadi lakho lekhredithi kungekho cwangciso sokulihlawula . Ngelixa unako ukwandisa umvuzo owufumana ngokuhlawula uhambo lwakho, kuyilunganga ukuhlawula uhambo lwakho ngaphandle kwemali yokuyihlawula.
Awuyihlolisanga isitatimenti sakho sokubhalwa kwekhadi lesikweletu . Xa ubuya ekuhambeni kwakho, khangela isitatimenti kwikhadi lakho lesikweletu nangayiphi na into yokuthenga ngobuqhetseba okanye ukuthengwa okugqithisileyo kwisixa sakho samkeli. Ukuba ubona nantoni na ukukrokra, vumela umniki wekhadi lakho lekhredithi azi.
Awuyi kuzisa umthombo wenkxaso-mali . Ungacingi ukuba ikhadi lakho lesikweletu liya kwamkelwa kuyo yonke indawo oya kuyo. Kwezinye iindawo zamazwe ngamazwe, kuphela i-chip kunye nekhonkthi yamakhadi ekredithi amkelwe. Ikhadi lakho lekhredithi alivumelekanga nhlobo. Okanye, kunokubakho abathengisi abathile abafumana kuphela imali okanye imali yendawo. Ukuba ikhadi lakho lekhredithi lilahlekile okanye libiwe, kufuneka ube nokufikelela kwimithombo yokugcina inkxaso yenkxaso ukwenzela ukuba unako ukuonwabela iholide yakho.
Ukukhusela ukulwa nobusela .
Ukuba ushiya ikhadi lakho lekredithi kwihotele yakho, yifake kwindawo ephephile kwaye ungashiyi ikhadi lakho lekredithi kwimoto yakho, okanye uvalelwe. Abaninzi abahambahamba babengumkhono wemali ovumela amakhadi ekredithi ukuba agcinwe kufuphi nomzimba. Ngaphambi kokuhamba, phanda iinkalo ezaziwa ngokuba yiba nomtsalane ngakumbi kwiindawo.
Ukungenakho ukufikelela kwamanani eenkonzo zamakhasimende ngamakhadi ekhredithi . Ukuba ikhadi lakho lekhredithi lilahlekile okanye libiwe, kuya kufuneka udibanise nomniki-khadi wakho wekhadi ngokukhawuleza ukuba unciphise uxanduva lwakho lobuqhetseba. Kopisha inombolo yenkonzo yamakhasimende ukusuka emva kwekhadi lakho lesikweletu kwaye ulondoloze ngokwahlukileyo kwikhadi lakho lesikweletu. Oku kuya kukuvumela ngokukhawuleza kwaye ngokukhawuleza qhagamshelana nomnikeli wakho wekhadi ukuba ufuna.
Ufuna ukunandipha uhambo lwakho - kunye neentsuku ezilandelayo - ngaphandle kokujongana neengxaki ezinkulu zekhadi lesikweletu.
Landela la macebiso ukuze ugweme iimpazamo ezinkulu zekhadi lesikweletu xa uhamba.