Ulwabi loLwazi lweMali
Xa siva amazwi athi "ukwebiwa kwezazisi" sihlala sicinga ngeengxelo zekhredithi kunye ne-akhawunti yebhanki. Oku kubizwa ngokuba ngumnxeba wezozisi . Siva malunga nokuphulwa kwedatha njengeTJ Maxx kunye ne-Heartland Payment Systems (ezili-130 yezigidi zemakhadi-mboleko) rhoqo.
Ukholo lwethu kumaziko ethu eemali luzanyazanyiswa. Abanye bethu bacinga ngokufaka imali yethu kumattile kwakhona. Ukuba isela lesazisi lifikelela kwi-akhawunti yakho yasebhanki, uya kufuna ukufunda kwi- Electronic Funds Transfer Act ( EFTA )
Ubunikazi beBhodi
Isikhokelo sakho siye safumanisa ukweba kwe-inshurensi njengoluhlobo olutsha "lwebabi". Nangona ingxaki ihlala ikhona, iveza iingxaki ezithile kwixhoba elimele libhekiswe ngokuzimeleyo kwezinye iindidi zobusela besazisi. Ngokuqinisekileyo, zonke iintlobo zobusela bobunikazi zinokuthi (mhlawumbi mhlawumbi) zokuphuma kwezinye iintlobo. Ngokuqhelekileyo, utywala obunikazi be-inshorensi luba nexhalaba xa uphantsi kwexhoba lobusela bezokwelapha , kwaye ungabonakalisa njengokuba ulwabiwo-mali .
Ulwabi loLwazi
I-World Health Organisation yathi le ngcaciso "yecala lolwaphulo-mthetho olunokukubulala." (Funda ipapasho epheleleyo apha (PDF).) Akuyona nje indlela eyingozi kakhulu yokutshitshiswa kobunikazi, yinto enzima kakhulu yokuyilungisa.
Kukho imimandla ekhethekileyo oya kufuna ukuyijonga xa uxhoba lokutshitshiswa kwezokwelapha, kwaye ngokubanzi zihluke kakhulu ekusebenzelaneni naluphi na uhlobo lolwaphulo lwezesazisi.
(Njengengxelo yecala, kukho inkcazelo engafanelekanga malunga ne-Medical Information Bureau (MIB) xa kufike kwibaphulo bezokwelapha.
Gcina ukhumbule ukuba, naphezu kwegama lombutho, i-MIB Group ayinakuyenza nantoni na ukwebiwa kwezokwelapha-nangona ukuba ulixhoba lokutshitshiswa kwe-inshorensi ungayifumana ukujonga ingxelo ye-MIB yakho yamahhala.)
Ulwaphulo lwezoLwaphulo-mthetho
Ulwaphulo loLwazi lwezoLwaphulo lufana nobunzima njengokuba ulwabizo lwezokwelapha ngokwemigaqo yokusombulula ingxaki. Njengokuba ulwaphulo lwezokwelapha, ulwaphulo lolwaphulo-mthetho lusekho indlela yokubuyela ekuxhaseni, nangona emva kokuba ucinga ukuba unengxaki ethathwe isisombululo. Indlela elula yokufumanisa ukuba oku kwenzekile kuwe kukubanjwa ngokukhawuleza. Igosa elikuye liya kuqhuba ilayisenisi yakho kunye nokubhalisa. Ukuba kukho imvume yokubanjwa kwakho, uya kukunika isetyenzana esihle seesilivere zesilivere, kunye neendlela zokuhamba zorhulumente.
Ngokomzekelo, khangela eli bali ukusuka Jacksonville, FL.
Xa ujongene nobuqhophololo bokulwa nobugebengu, lindela ukungaqiniseki. Amapolisa axelelwa ukuba "Kwakungeyena" phantse yonke imihla. Kukwabaluleka ukwazi ukuba abaninzi bathi ngoku banemithetho ethile ekhoyo ukujongana nokutshitshiswa kobunikazi.
IbaSebenzisi boLwazi lokuTshayela
Oku kungaba yindlela elula yokubamba i-ID ukwenza. Isikhwama sakho / isikhwama seba sebiwe, kwaye ilayisenisi yakho yokuqhuba ithengiswa kumntu obonakala ngathi.
Ngoko kulula ukuba bafumane ezinye iifayili egameni lakho. Olu hlobo lokwabiwa kwe-ID lusasazeka kwabanye, ngokukodwa ulwaphulo lolwaphulo-mthetho.
Ulwabi loLwazi loKhuseleko loLuntu
Kukho izigidi zabantu abasebenza eMelika abafuni ukuhlawula irhafu. I-SSN yakho ingaba yincwadana ebaluleke kakhulu yolwazi lomntu umntu anokuba. Amasela asebenzayo nenombolo yomntu woKhuseleko loLuntu angakuphepha ukuhlawula irhafu eninzi ngokuxhaphaza irhafu okanye ukusebenza njengekontraka elizimeleyo kwaye engabhatali naliphi na inqabayo. I-IRS ingagqithisela ukugqitywa kwerhafu yezo ntlawulo ezingakhokhelwa kuwe, kuba ihlawulwe inkokhelo kumntu onenombolo yakho ye-SS.
Ukuba uyakrokrela ukuba umntu uthathe inombolo yakho yoKhuselo loLuntu, ingxelo ingxelo ngokobugebengu ngokukhawuleza kwi-IRS kwaye ufake ingxelo ngesebe lendawo yamapolisa.
Qhagamshelana noLawulo loKhuselo loLuntu kwikhadi lokutshintsha.
Ulwaphulo loLwazi lweMpawu
Le yinto "into yakutshanje" kwi-wift ye-ID. Isela liza kuthatha inxalenye yolwazi kumaxhoba amaninzi kwaye lidibanise. Ubunikazi obutsha asikho na umntu othile, kodwa onke amaxhoba anokuchaphazeleka xa asetyenziswa. Kuya kuboniswa kwimimandla engentla, ngoko jonga kulawo macandelo ngolwazi olongezelelweyo.
Ukwebiwa kobunikazi bokusetyenziswa kwendawo kuye kwasetyenziswa ukuchaza nayiphi na isenzo apho ulwaphulo-mthetho luzama ukukholisa umntu ukuba ungomnye umntu, owenene okanye oyingqiqo. Le ngxelo ngokucophelela isabela kwisigwebo seNkundla ephakamileyo yase-United States sokuba umfiki ongekho mthethweni akazange enze ulwaphulo-mthetho ngaphandle kokuba eyazi ukuba i-SSN ayisebenzisayo yayingummi wangempela.
Ukwabiwa kobantwana
Izingane zethu zijolise ekutshweni kobunikazi. Ubuntwa bokuba ubuNtshontsho buba yinkxalabo enzulu kumaxesha adlulileyo, kwaye kukho amanqaku amaninzi anika iingcebiso ezihlukeneyo malunga nomcimbi. Ukususela kumbono ongokoqobo, umntu oneminyaka engama-8 akayi kukhangela i-credit yakhe ubuncinane iminyaka engama-8, xa bathetha ukufumana imoto kunye ne-inshorensi. Ngokudabukisayo, kula maxesha kukho phantse umhlobo okanye ilungu lentsapho elenza ubusela besazisi. Oku kuthetha ukuba abazali abayi kuthanda ukunyanzela iirhafu, kwaye isela lesazisi libala kulo.