Indlela yokuBela i-Identity ukweba kwi-FTC

I-FTC Ifuna Ukwazi Ngezobakho Ubunikazi

Ukubika ukwebiwa kwezazisi kuyisinyathelo esibalulekileyo ekulungiseni izinto xa uxhoba. Isinyathelo sokuqala kufuneka uhlale ubiza ibhanki yakho ukuba i-akhawunti yakho igcinwe. Emva koko, kufuneka uqaphele ukukhwabanisa kwingxelo yakho yekredithi ukuyeka izinto ekuhambeni phambili. Emva koko unokukwazi ukujongana nokuhlambulula.

Izinyathelo Zokuqala Zokubuyiswa

Ukuba ubusela bezobume bezemali, iinjongo eziphambili zokubuyiswa kwazo zibika ubusela besazisi kwi-Federal Trade Commission (FTC) kwaye kufaka ingxelo yepolisa .

I-FTC yenze i-Assistant Complaint Assistant eyokukunceda ukuba uyifake ingxelo yakho. Xa usuncedile isikhalazo somncedisi, iphepha lokugqibela liya kukuvumela ukuba uprinte ikopi, abayibhekisela kuyo njenge-Afidavithi yabo yoBuqhetseba.

I-website ye-FTC yokunika ingxelo iya kuthatha uluhlu lwemibuzo ukuqokelela ulwazi malunga nobusela:

• Luhlobo luni lokutsala ubuni?
• Ulwaphulo lusetyenziswa njani ulwazi lwakho?
• Ulwazi lwalusetyenziswa kakubi njani?
• Yiyiphi ibhanki i-akhawunti yakho?
• Waqala nini ukuqaphela ingxaki?
• Ukubethelwa kwamatyala okanye ukusetyenziswa kobunikazi bakho kuqala?
• Linganisa iindleko zobuqhetseba
• Ngaba uyayazi nantoni na malunga nomntu owebileyo?
• Ngaba uhlolisise ikopi yengxelo yakho yekhredithi?
• Ngaba uye wabika ubusela kumapolisa?
• Ingaba ulwazi lwakho lomntu lwaluvezwe ngobusela?
• Ngaba umqokeleli wetyala udibanise nawe malunga netyala elibanjwe ngenxa yokuba utywala?

• Sitshele oko kwenzekayo ngamazwi akho

Yenza iikopi ze-Afidavithi kwaye Yenze i-Notarized

Uya kufuna ukwenza iikopi ze-FTC eFidavithi yoBuqhetseba ngenxa yokuba nayiphi na ishishini oza kusebenza kunye nalo ukulungisa isambulelo sokuba ulwazisi ngokuqinisekileyo uya kufuna ikhophi. (Uya kuhlala ufuna ukugcina i-original).

Unokuba ufuna ukufumana iikopi eziphawulwe. Ezinye iikhampani zivakalelwa kukuba le nto isiqinisekiso sokuba awukwenzi izinto ukuze uphume ukuhlawula ityala elisemthethweni. Oku akufunwa ngumthetho; Nangona kunjalo iinkampani ezininzi zenza njengemigaqo-nkqubo zibaluleke ngaphezu kwemithetho, kwaye iya kukwenzela ukusebenza kunye nawe ukuba awuhambisani nemigaqo-nkqubo. Kulula ukugcina ixesha eliphambili kwaye ufumane iikopi eziphawulwe ngaphambi kokuba uzikhuphe.

Fakela ingxelo yePolisa

Indawo ye-FTC ikhombisa ukuba ne-Afidavit yoBuqhetseba xa ufaka ingxelo yakho yamapolisa malunga nokutshitshiswa kobunikazi, nangona uncedisi wesikhalazo kwi-intanethi uyakukubuza ukuba sele uvele ufake ingxelo yepolisa. Ngokwenene umcimbi wokhetho owenzayo kuqala, kodwa amathuba aphakamileyo ukuba ukuba ingxelo yepolisa ifakwe kuqala, i-FTC iya kuba nexesha elilula ukuqikelela ukuba ukuba ulwazi lufakwe kwi-Afidavithi yabo yoBuqhetseba. Ngenxa yoko, kucetyiswa ukufaka ingxelo yokuqala yamapolisa. Emva kokuba ingxelo yepolisa ifakwe, uya kufuna ukukopisha inombolo yecala uze ufumane ikopi yeengxelo zamapolisa ngokupheleleyo xa zifumaneka.

Le ngxenye ingaba yindawo yokulinda kuba amasebe ahlukeneyo amapolisa anemigaqo-nkqubo eyahlukeneyo malunga nexesha elide lokufumana ingxelo yepolisa efakwe kwiziko labo.

Ngeke ukwazi ukufumana ikopi yengxelo yamapolisa ade ingeniswe kwinkqubo yayo. Ngenxa yokugcwalisa i-Afidavit ye-FTP yoBuqhetseba, konke okuya kuyidinga inombolo yenkolisa yamapolisa, igama lesebe lamapolisa, negama legosa ngalinye eliyifumene le ngxelo. Emva kokuba ufumane ikopi yengxelo yepolisa, yinto efanelekileyo ukuba unikwe uphawu oluchanekileyo ngokunjalo, ngenxa yezizathu ezifanayo uzakufuna ukufumana ingxelo engqiniswanga yintengiso. Kwakhona, gcina i-original, kwaye unikezele kuphela ikopi xa zifunwa ngamashishini oza kusebenza kunye nawo ukulungisa ingxaki yakho.

I-FTC ye-Afidavit yokuPhatha kunye neNgxelo yakho yamaPolisa

I-Fidavidavithi yoBuqhetseba, kunye neengxelo zamapolisa, zibizwa ngokuba yiNgxelo yeWoft ye-Wift Report ye-FTC. Uya kufuna ukuqiniseka ukuba uyazi umahluko, kuba i-FTC iya kubhekisela kubo ngamagama, kwaye kukho umehluko phakathi kwezi zibini.